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Indiabulls Income Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.08 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Analyst's Choice?

Suitability:

Medium Duration debt funds invest in bonds maturing in 3 to 4 years' time. They aim to earn slightly better returns than inflation and bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

We believe that retail investors who are looking to invest for 3 years or more should have at least some portion of their money in equity because of its ability to earn much higher returns. Therefore, Balanced Hybrid or Conservative Hybrid funds, which invest a part of your money in equity shares, are more suitable alternatives for an investment horizon of 3-5 years. They witness sharper ups and downs than Medium Duration debt funds but the possibility of incurring a loss is substantially reduced if you invest for 3 years and above.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1 Month 3 Months 1 Years 3 Years 5 Years 10 Years
Fund 6.99 -0.36 0.36 7.58 6.83 7.46 --
VR Bond 6.71 -0.12 0.36 7.30 5.80 6.98 --
Debt: Medium Duration 3.55 -0.42 0.42 4.08 5.28 6.61 --
Rank within category 6 13 14 6 3 7 --
Number of funds in category 16 17 17 16 15 12 7

As on 13-Dec-2019

Best & Worst Performance

Best (Period) Worst (Period)
Month 4.83 (06-Mar-2018 - 05-Apr-2018) -6.30 (19-Jul-2013 - 19-Aug-2013)
Quarter 6.31 (15-Sep-2014 - 15-Dec-2014) -9.84 (20-May-2013 - 19-Aug-2013)
Year 15.12 (04-Mar-2014 - 04-Mar-2015) -1.38 (17-May-2013 - 19-May-2014)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.45 3.31 0.20 0.36 1.04 0.81
VR Bond 5.65 2.30 -0.06 -0.09 -- --
Debt: Medium Duration 5.01 3.19 -0.02 0.19 0.61 -0.69
Rank within category 4 11 7 6 16 4
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2019

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 10 18 7 49
Modified Duration (yrs) -- -- -- 3.04
Average Maturity (yrs) 4.08 5.61 0.25 4.24
Yield to Maturity (%) 6.27 8.71 6.27 9.35

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 37.48 32.05
new 6.45% GOI 2029 GOI Securities SOV 0.00 - 21.53 21.53
equal IDFC First Bank 25/06/2020 Certificate of Deposit A1+ 0.00 - 11.93 11.93
equal HPCL 14/08/2024 Debenture AAA 0.00 - 9.31 9.31
new Chennai Petroleum Corp. 60-D 03/12/2019 Commercial Paper A1+ 0.00 - 6.16 6.16
equal 9.15% State Bank of India 31/12/2099 Bonds AAA 0.71 - 6.99 4.95
equal 10.38% Forbes Technosys 20/03/2020 Debenture A 0.00 - 4.33 4.33
equal Indian Bank 2020 Certificate of Deposit A1+ 0.00 - 3.00 3.00
equal 6.97% GOI 2026 GOI Securities SOV 0.05 - 0.45 0.33
equal 7.61% GOI 2030 GOI Securities SOV 0.00 - 0.02 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2019

Fund Manager

— Karan Singh since 16-Apr-2018

Education: Mr. Singh is B.A (Honours) in Economics, PGDBF & CFA - Level 1

Experience: Prior to joining IndiaBulls Mutual Fund he has worked with Taurus Corporate Advisory Services Ltd., DIOS Capital, Invesco Asset Management Company Ltd., Fidelity Investments and ICRA Ltd.

Funds Managed:

— Vikrant Mehta since 20-Jun-2019

Education: Mr. Mehta is CFA and M.S.

Experience: Prior to joining Indiabulls AMC he has worked with Kotak Mahindra Mutual Fund, AIG India Liaison Office, NVS Brokerage Pvt. Ltd., JM Morgan Stanley Fixed Income Securities Pvt. Ltd. and Mata Securities India Pvt. Ltd.

Funds Managed:


-0.04%

Change from previous, NAV as on 13-Dec-2019

Growth: ₹ 16.2031

Dividend Quarterly: ₹ 14.6019

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Dividend Monthly: ₹ 10.2415

Dividend Half Yearly: ₹ 14.1836


Investment Strategy

The scheme aims to generate income by investing in fixed income securities.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Exit Load 0

Basic Details

Fund House: Indiabulls Mutual Fund
Launch Date: 04-Mar-2013
Benchmark: CRISIL Composite Bond
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 16 Cr (As on 30-Nov-2019)
Expense: 0.76% (As on 30-Nov-2019)
Risk Grade: Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Half Yearly25-Mar-20150.5008

 25-Sep-20140.4011
 25-Mar-20140.1199
 25-Mar-20130.0183
Dividend Monthly25-Nov-20190.0432

 25-Oct-20190.0322
 26-Aug-20190.0562
 25-Jul-20190.1065
 25-Jun-20190.0596
 27-May-20190.0751
 25-Apr-20190.0250
 25-Mar-20190.0588
 25-Feb-20190.0552
 25-Jan-20190.0527
 26-Dec-20180.0800
 26-Nov-20180.0802
 25-Oct-20180.0289
 27-Aug-20180.0291
 25-Jul-20180.0640
 25-Jun-20180.0295
 25-May-20180.0132
 25-Apr-20180.2502
 26-Mar-20180.0730
 25-Jan-20180.0043
 27-Nov-20170.0195
 25-Oct-20170.0448
 25-Sep-20170.0569
 25-Jul-20170.0500
 27-Jun-20170.0498
Dividend Quarterly25-Mar-20150.2323

 26-Dec-20140.2726
 25-Sep-20140.1331
 25-Jun-20140.1495
 25-Jun-20130.0116
 25-Mar-20130.0183

Contact Information

AMC: Indiabulls Asset Management Company Ltd.

Address: Indiabulls Finance Centre - 11th Floor, Elphinstone Mills, Senapati Bapat Marg, Elphinstone (W), Mumbai - 400013

Phone: 022-61891300 / 1800-2666-002

Email: [email protected]

Website: www.indiabullsamc.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Why you should ditch dividend plans

dateFriday, 20-Dec-2019
time12:30 PM - 01:00 PM