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3 star

Franklin India Debt Hybrid Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.33 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.23 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 9.30 -0.12 -0.33 0.87 3.23 6.93 14.62 9.97 7.51 8.81 --
VR MIP TRI 12.14 -0.12 -0.51 1.15 6.54 10.83 19.49 12.24 9.77 9.33 --
Hybrid: Conservative Hybrid 10.90 -0.10 -0.38 0.77 4.08 8.68 16.67 10.31 8.16 9.09 --
Rank within category 19 25 19 14 25 26 18 20 23 18 --
Number of funds in category 33 36 36 36 36 35 33 30 30 28 0

As on 22-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Debt Hybrid Fund - Direct Plan  | Invest Online Now
3 star
Jan-13 14.62 9.97 7.51 1.54% 210
SBI Debt Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 21.28 13.39 9.19 0.58% 4,122
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 15.76 12.15 10.31 0.84% 3,380
Kotak Debt Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 22.89 15.57 10.67 0.54% 1,050
Canara Robeco Conservative Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 16.36 13.97 10.00 0.61% 896

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.62 19-Aug-2013 - 26-Aug-2013 -5.23 11-Mar-2020 - 18-Mar-2020
Month 5.65 19-Aug-2013 - 18-Sep-2013 -11.89 20-Feb-2020 - 23-Mar-2020
Quarter 9.26 24-Mar-2020 - 23-Jun-2020 -9.43 23-Dec-2019 - 23-Mar-2020
Year 27.20 31-Jan-2014 - 02-Feb-2015 -2.98 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.11 5.77 0.89 0.80 0.77 -0.21
VR MIP TRI 10.89 6.85 1.01 1.24 -- --
Hybrid: Conservative Hybrid 9.63 6.32 1.05 1.19 0.68 0.98
Rank within category 21 16 19 24 20 24
Number of funds in category 30 30 30 30 30 30

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 29
Number of Bonds 14
Average Maturity (yrs) * --
Top 10 Holdings (%)* --
Portfolio P/B Ratio 3.27
Portfolio P/E Ratio 22.68

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 5.15% GOI 2025 GOI Securities SOV 0.00 - 18.34 16.53
equal 7.17% GOI 2028 GOI Securities SOV 5.09 - 11.03 10.57
equal 6.79% GOI 15/05/2027 GOI Securities SOV 2.17 - 8.78 8.40
equal 6.95% HDFC 27/04/2023 Debenture AAA 4.91 - 10.99 4.91
new 7.60% Nat. Highways Authority 18/03/2022 Bonds AAA 0.00 - 4.84 4.84
equal 4.66% Bajaj Finance 2022 Debenture AAA 0.00 - 4.85 4.77
equal 6.18% GOI 2024 GOI Securities SOV 3.94 - 4.40 3.94
equal 5.22% GOI 15/06/2025 GOI Securities SOV 0.51 - 3.16 2.85
equal 9.25% Power Finance Corporation Additional Tier 2 Bond AAA 2.61 - 2.92 2.61
equal LIC Housing Fin. 355-D 14/12/2021 Commercial Paper A1+ 0.00 - 2.59 2.36
down 6.64% GOI 16/06/2035 GOI Securities SOV 0.00 - 7.18 2.36
equal National Bank Agr. Rur. Devp 18/02/2022 Commercial Paper A1+ 0.00 - 2.57 2.35
equal 7.32% GOI 28/01/2024 GOI Securities SOV 1.01 - 1.13 1.01
new 5.63% GOI 2026 GOI Securities SOV 0.00 - 0.01 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Embassy Office Parks REIT Construction -- 3.13 0.00 2.88
down Axis Bank Financial 29.64 2.69 1.35 2.37
down Infosys Technology 34.62 2.88 1.23 2.21
equal ICICI Bank Financial 26.31 1.60 0.31 1.53
equal HDFC Bank Financial 27.22 2.49 1.11 1.44
equal Voltas Consumer Durable 68.54 1.42 0.63 1.42
equal Bharti Airtel Communication 360.64 1.93 0.83 1.21
equal Kansai Nerolac Paints Chemicals 48.69 1.21 0.62 1.02
equal Dr. Reddy's Lab Healthcare 44.37 1.20 0.77 1.00
equal Balkrishna Industries Automobile 34.91 1.49 0.59 0.91
down Power Grid Corporation Energy 8.74 1.21 0.74 0.90
equal Gujarat State Petronet Energy 9.37 1.71 0.79 0.84
up Kotak Mahindra Bank Financial 43.30 1.91 0.43 0.81
equal United Breweries FMCG 167.13 0.75 0.34 0.75
equal State Bank of India Financial 17.95 0.64 0.22 0.64
equal Bharat Petroleum Corporation Energy 5.71 1.02 0.35 0.62
new NTPC Energy 10.54 0.54 0.00 0.54
down Hindalco Inds. Metals 15.15 0.94 0.34 0.51
new Petronet LNG Energy 11.08 0.51 0.00 0.51
equal Aditya Birla Fashion and Retail Services -- 0.46 0.17 0.46
new Larsen & Toubro Construction 20.20 0.41 0.00 0.41
up Cadila Healthcare Healthcare 22.69 0.86 0.21 0.37
new Jyothy Labs FMCG 30.42 0.36 0.00 0.36
equal Mahindra & Mahindra Automobile 47.18 1.43 0.31 0.33
equal Tata Motors Automobile -- 0.38 0.11 0.32

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Anand Radhakrishnan since 07-Sep-2021

Education: Mr. Radhakrishnan is a B.Tech, CFA and PGDM from IIM Ahmedabad.

Experience: Prior to joining Franklin Templeton Investments, he has worked with Sundaram Asset Management Ltd., SBI Funds Management and Asian Convertible and Income Fund.

Funds Managed:

— Rajasa Kakulavarapu since 07-Sep-2021

Education: Ms. Kakulavarapu has done B.Tech and MBA.

Experience: Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.

Funds Managed:

— Sachin Padwal-Desai since 01-Jan-2013

Education: Mr. Desai is a B.E and PGDM from IIM Bangalore.

Experience: Prior to joining Franklin Templeton Mutual Fund, he has worked with Sundaram Mutual Fund, ICICI Bank, Infosys Technologies and Thermax.

Funds Managed:

— Umesh Sharma since 01-Jan-2013

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:


-0.12%

Change from previous, NAV as on 22-Oct-2021

Growth: ₹ 73.0133

IDCW Quarterly: ₹ 13.9420

IDCW Monthly: ₹ 14.7438


Investment Strategy

The Scheme seeks to provide regular income through a portfolio of predominantly fixed income securities with a maximum with a maximum exposure of 20% to equities. exposure of 25% to equities.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 9.63%
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 210 Cr (As on 30-Sep-2021)
Expense: 1.54% (As on 30-Sep-2021)
Risk Grade: Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly17-Sep-20210.0850

 20-Aug-20210.0850
 23-Jul-20210.0850
 18-Jun-20210.0850
 21-May-20210.0850
 23-Apr-20210.0850
 19-Mar-20210.0850
 19-Feb-20210.0850
 22-Jan-20210.0850
 18-Dec-20200.0850
 20-Nov-20200.0786
 23-Oct-20200.0786
 18-Sep-20200.0786
 21-Aug-20200.0740
 24-Jul-20200.0740
 19-Jun-20200.0740
 22-May-20200.0740
 17-Apr-20200.0720
 20-Mar-20200.0612
 20-Feb-20200.0612
 24-Jan-20200.0612
 20-Dec-20190.0612
 22-Nov-20190.0612
 18-Oct-20190.0612
 20-Sep-20190.0612
IDCW Quarterly17-Sep-20210.2600

 18-Jun-20210.2600
 19-Mar-20210.2600
 18-Dec-20200.2600
 18-Sep-20200.2405
 19-Jun-20200.2405
 20-Mar-20200.1873
 20-Dec-20190.1873
 20-Sep-20190.1873
 21-Jun-20190.1873
 22-Mar-20190.1873
 21-Dec-20180.1873
 21-Sep-20180.1873
 15-Jun-20180.1981
 16-Mar-20180.1986
 15-Dec-20170.1986
 15-Sep-20170.1986
 16-Jun-20170.1986
 17-Mar-20170.1986
 16-Dec-20160.1986
 16-Sep-20160.1986
 17-Jun-20160.1986
 28-Mar-20160.1986
 18-Dec-20150.1986
 18-Sep-20150.1986

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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