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2 star

Sundaram Debt Oriented Hybrid Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.27 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.31 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.53 -0.19 -0.04 1.04 0.26 9.97 15.28 8.43 7.37 7.99 --
VR MIP TRI 2.01 0.09 0.69 2.74 0.26 7.12 11.62 10.91 9.87 8.72 --
Hybrid: Conservative Hybrid 0.77 -0.26 0.10 1.18 0.63 5.36 11.59 9.49 8.23 8.36 --
Rank within category 26 8 31 26 26 1 4 24 25 18 --
Number of funds in category 36 36 36 36 36 36 33 30 30 28 0

As on 18-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Debt Oriented Hybrid Fund - Direct Plan
2 star
Jan-13 15.28 8.43 7.37 1.20% 34
SBI Conservative Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 14.98 12.85 9.31 0.56% 5,338
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 12.00 11.41 10.37 0.95% 3,375
Kotak Debt Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 14.76 14.38 10.71 0.48% 1,268
Canara Robeco Conservative Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 12.23 12.84 10.20 0.56% 1,045

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.03 24-Mar-2020 - 31-Mar-2020 -6.25 11-Mar-2020 - 18-Mar-2020
Month 7.62 24-Mar-2020 - 23-Apr-2020 -11.81 20-Feb-2020 - 23-Mar-2020
Quarter 11.86 24-Mar-2020 - 23-Jun-2020 -10.40 20-May-2013 - 19-Aug-2013
Year 27.34 30-Jan-2014 - 30-Jan-2015 -10.28 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.29 7.41 0.62 0.66 0.77 -0.30
VR MIP TRI 10.03 6.79 0.93 1.14 -- --
Hybrid: Conservative Hybrid 9.04 6.29 0.98 1.14 0.68 1.04
Rank within category 24 24 26 26 18 26
Number of funds in category 30 30 30 30 30 30

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 22
Number of Bonds 9
Average Maturity (yrs) 1.85
Top 10 Holdings (%) 68.73
Portfolio P/B Ratio 3.89
Portfolio P/E Ratio 23.42

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 14.56 14.56
equal 6.10% GOI 2031 GOI Securities SOV 0.00 - 14.58 14.35
equal 8.45% REC 22/03/2022 Debenture AAA 6.43 - 7.78 6.54
equal 8.85% HDFC Bank Additional Tier 1 Bond AA+ 5.87 - 7.03 5.96
equal 8.40% Housing & Urban Development Corporation 2022 Non Convertible Debenture AAA 5.86 - 7.07 5.95
equal 8.58% HDFC 18/03/2022 Debenture AAA 5.84 - 7.06 5.94
equal 8.30% Reliance Industries 2022 Debenture AAA 5.83 - 7.04 5.93
equal 8.18% Power Finance Corporation 19/03/2022 Debenture AAA 3.79 - 7.05 3.86
equal 6.75% Piramal Capital & Housing Finance 26/09/2031 Debenture AA 0.00 - 3.14 3.14

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 26.45 4.20 2.15 2.49
equal HDFC Bank Financial 23.35 4.49 0.00 2.14
equal Larsen & Toubro Construction 32.41 1.64 0.00 1.64
equal P&G Hygiene & Health Care FMCG 84.33 1.18 0.00 1.18
equal HCL Technologies Technology 29.56 1.12 0.00 1.07
equal Infosys Technology 36.53 1.33 0.00 1.03
equal Bharat Petroleum Corporation Energy 4.77 1.34 0.00 1.02
equal MindTree Technology 46.65 0.97 0.00 0.92
equal Axis Bank Financial 22.37 2.51 0.00 0.81
equal Bharti Airtel Communication 136.71 2.21 0.00 0.62
equal Astral Chemicals 94.00 0.59 0.00 0.59
equal Reliance Industries Energy 32.63 2.15 0.49 0.53
equal State Bank of India Financial 16.07 2.20 0.00 0.52
equal Cipla Healthcare 27.92 0.56 0.00 0.50
equal Varun Beverages FMCG 61.61 0.92 0.00 0.47
equal Ashok Leyland Automobile -- 0.53 0.00 0.47
equal Gland Pharma Healthcare 54.15 0.50 0.00 0.46
equal PI Industries Chemicals 51.70 0.60 0.00 0.46
equal Ultratech Cement Construction 33.01 0.42 0.00 0.38
equal CSB Bank Financial 15.36 1.11 0.00 0.37
equal Tata Consultancy Services Technology 38.48 0.78 0.00 0.20
equal Indraprastha Gas Energy 21.13 1.47 0.00 0.20
equal Bharti Airtel Ltd. PPE Communication -- 0.02

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Ashish Aggarwal since 01-Jan-2022

Education: Mr. Aggarwal has done BE, PGPM

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Principal Mutual Fund, IL&FS Investsmart, Tata Securities and Antique Stock Broking.

Funds Managed:

— Dwijendra Srivastava since 08-Jan-2013

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Rahul Baijal since 01-Apr-2019

Education: Mr. Baijal has done PGDM(MBA) from IIM Calcutta and is an engineering graduate of Delhi college of Engineering

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Bharti AXA Life Insurance, TVF Capital, HSBC Securities, Credit Suisse Securities & Standard Chartered Bank.

Interviews:

Funds Managed:

— Sandeep Agarwal since 08-Jan-2013

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:

— Siddharth Chaudhary since 08-Jan-2013

Education: Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).

Experience: Prior to joining Sundaram Mutual Fund he has worked with Indian Bank.

Funds Managed:


-0.19%

Change from previous, NAV as on 18-Jan-2022

Growth: ₹ 25.4322

IDCW Quarterly: ₹ 17.0749

More

IDCW Monthly: ₹ 13.4763

IDCW Half Yearly: ₹ 17.2192


Investment Strategy

The scheme seeks to generate income and capital appreciation through investments predominantly in fixed income securities and in equity and equity related instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 100
Min. No of Cheques 20
Min. Withdrawal (₹) 500
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 08-Jan-2013
Return Since Launch: 8.68%
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 34 Cr (As on 31-Dec-2021)
Expense: 1.20% (As on 30-Nov-2021)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly17-Jan-20220.0716

 17-Nov-20210.0032
 14-Oct-20210.0684
 17-Sep-20210.1817
 17-Aug-20210.1209
 16-Jul-20210.1212
 17-Jun-20210.1999
 17-May-20210.1217
 16-Apr-20210.0409
 18-Feb-20210.1139
 15-Jan-20210.1213
 18-Dec-20200.0421
 20-Nov-20200.0870
 16-Oct-20200.0819
 18-Sep-20200.0156
 21-Aug-20200.0494
 17-Jul-20200.0755
 19-Jun-20200.2571
 15-May-20200.0062
 17-Apr-20200.4426
 20-Feb-20200.1302
 17-Jan-20200.0509
 20-Dec-20190.1065
 15-Nov-20190.0415
 18-Oct-20190.0725
IDCW Quarterly20-Dec-20210.0750

 27-Sep-20210.0750
 28-Jun-20210.1500
 25-Mar-20210.1500
 22-Dec-20200.1500
 24-Sep-20200.1500
 22-Jul-20200.1500
 26-Mar-20200.1080
 30-Dec-20190.1080
 26-Jun-20190.1080
 26-Mar-20190.1080
 20-Dec-20180.1080
 26-Sep-20180.1080
 26-Jun-20180.1080
 27-Mar-20180.1083
 19-Dec-20170.1083
 21-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1083
 21-Dec-20160.1083
 23-Sep-20160.1083
 21-Jun-20160.1083
 18-Mar-20160.1083
 28-Dec-20150.1083
 18-Sep-20150.1083
IDCW Half Yearly27-Sep-20210.1500

 25-Mar-20210.3000
 24-Sep-20200.3000
 26-Mar-20200.2161
 26-Mar-20190.2161
 26-Sep-20180.2161
 27-Mar-20180.2167
 21-Sep-20170.2167
 27-Mar-20170.2167
 23-Sep-20160.2167
 29-May-20131.1180

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: customerservices[email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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