VR Logo

2 star

Sundaram Debt Oriented Hybrid Fund - Direct Plan


Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.11 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.77 Lakh

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.93 -0.14 0.96 2.37 7.47 1.89 5.08 3.39 6.12 8.18 --
VR MIP TRI -0.35 -0.16 1.01 2.15 8.33 -0.05 2.89 6.35 7.17 8.41 --
Hybrid: Conservative Hybrid -0.09 -0.10 1.03 2.43 7.26 -0.07 3.33 4.52 6.88 8.82 --
Rank within category 20 22 18 18 21 19 20 27 27 22 --
Number of funds in category 38 38 38 38 38 38 37 35 32 29 0

As on 08-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Debt Oriented Hybrid Fund - Direct Plan
2 star
Jan-13 5.08 3.39 6.12 1.35 34
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 7.50 7.41 9.47 1.39 1,544
HDFC Hybrid Debt Fund - Direct Plan  | Invest Online
2 star
Jan-13 2.00 3.45 6.84 1.41 2,344
UTI Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 0.52 3.41 6.21 1.11 1,658
Aditya Birla Sun Life Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 -0.79 2.15 6.75 1.12 1,203

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.03 (24-Mar-2020 - 31-Mar-2020) -6.25 (11-Mar-2020 - 18-Mar-2020)
Month 7.62 (24-Mar-2020 - 23-Apr-2020) -11.81 (20-Feb-2020 - 23-Mar-2020)
Quarter 11.86 (24-Mar-2020 - 23-Jun-2020) -10.40 (20-May-2013 - 19-Aug-2013)
Year 27.34 (30-Jan-2014 - 30-Jan-2015) -10.28 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.29 6.54 -0.31 -0.30 0.74 -2.57
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Conservative Hybrid 4.43 7.02 -0.05 0.01 0.84 -1.51
Rank within category 26 25 28 28 18 26
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 25
Number of Bonds 13
Average Maturity (yrs) 2.90
Top 10 Holdings (%) 62.37
Portfolio P/B Ratio 2.88
Portfolio P/E Ratio 23.38

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.99% State Bank of India 28/06/2029 Non Convertible Debenture AAA 0.00 - 9.00 7.94
equal 7.33% LIC Housing Fin. 2025 Debenture AAA 0.00 - 8.56 7.56
equal 8.45% REC 22/03/2022 Debenture AAA 0.00 - 6.78 6.78
equal 8.40% HUDCO 2022 Non Convertible Debenture AAA 0.00 - 6.66 6.56
equal 8.58% HDFC 18/03/2022 Debenture AAA 5.89 - 9.86 6.16
equal 8.30% Reliance Industries 2022 Debenture AAA 4.36 - 6.84 6.15
equal 8.18% Power Finance Corp. 19/03/2022 Debenture AAA 3.96 - 6.28 6.14
equal 8.85% HDFC Bank 31/12/2099 Bonds AA+ 3.46 - 6.03 6.03
equal Reliance Retail Ltd. 28/06/2021 Securitised Debt AAA 0.00 - 5.20 5.20
new 8.28% Oriental Nagpur Betul Highway 30/03/2021 Debenture AAA 0.00 - 3.84 3.84
new 6.45% GOI 2029 GOI Securities SOV 0.00 - 3.07 3.07
equal 8.53% Power Finance Corp. 24/07/2020 Bonds/Debentures AAA 0.87 - 1.50 1.50

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 24.97 4.20 0.00 3.21
equal HDFC Bank Financial 22.35 4.49 0.00 2.89
up Reliance Industries Energy 30.88 2.15 0.00 2.05
equal Bharti Airtel Communication -- 1.94 0.00 1.94
equal Dabur India FMCG 57.87 1.53 0.00 1.50
equal Axis Bank Financial 67.64 2.51 0.00 0.99
equal Britannia Inds. FMCG 63.26 1.06 0.00 0.94
equal BPCL Energy 26.84 1.02 0.00 0.92
equal Larsen & Toubro Construction 13.84 1.41 0.00 0.82
down Hindustan Unilever FMCG 76.03 1.28 0.00 0.73
equal Aarti Industries Chemicals 30.56 0.77 0.00 0.70
equal ICICI Lombard General Insurance Company Financial 49.03 1.24 0.00 0.61
equal Varun Beverages FMCG 40.58 1.75 0.00 0.59
equal SBI Life Insurance Company Financial 59.85 1.70 0.00 0.56
equal The Ramco Cements Construction 25.18 1.88 0.00 0.55
equal Trent Services 181.86 0.79 0.00 0.55
equal Infosys Technology 19.88 0.54 0.00 0.53
equal NTPC Energy 13.38 0.51 0.00 0.51
equal Nestle India FMCG 79.72 1.72 0.00 0.47
equal Kotak Mahindra Bank Financial 31.14 1.16 0.00 0.44
equal ITC FMCG 15.76 1.13 0.00 0.44
equal Torrent Pharmaceuticals Healthcare 38.68 1.51 0.00 0.43
equal Aditya Birla Fashion and Retail Services -- 2.27 0.32 0.35
equal Titan Company Cons Durable 58.62 1.11 0.00 0.30
equal Arti Surfactants Chemicals -- 0.01 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— S Krishnakumar since 30-Dec-2017

Education: Mr. Kumar is a B. Tech from National Institute of Technology Trichy, and MBA from LIBA Chennai.

Experience: Prior to joining Sundaram BNP Paribas Mutual Fund he has worked with Anush Shares & Securities.

Interviews:

Funds Managed:

— Dwijendra Srivastava since 01-Jan-2013

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Rahul Baijal since 01-Apr-2019

Education: Mr. Baijal has done PGDM(MBA) from IIM Calcutta and is an engineering graduate of Delhi college of Engineering

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Bharti AXA Life Insurance, TVF Capital, HSBC Securities, Credit Suisse Securities & Standard Chartered Bank.

Interviews:

Funds Managed:

— Rohit Seksaria since 30-Dec-2017

Education: Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad

Experience: Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.

Funds Managed:

— Sandeep Agarwal since 07-Jan-2013

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:

— Siddharth Chaudhary since 01-Jan-2013

Education: Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).

Experience: Prior to joining Sundaram Mutual Fund he has worked with Indian Bank.

Funds Managed:


-0.14%

Change from previous, NAV as on 08-Jul-2020

Growth: ₹ 20.6300

Dividend Quarterly: ₹ 14.6885

More

Dividend Monthly: ₹ 12.3105

Dividend Half Yearly: ₹ 14.6711


Investment Strategy

The scheme seeks to generate income and capital appreciation through investments predominantly in fixed income securities and in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 250
Minimum No of Cheques 20
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Exit Load 0

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 08-Jan-2013
Return Since Launch: 7.51%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 34 Cr (As on 31-May-2020)
Expense: 1.35% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly19-Jun-20200.2571

 15-May-20200.0062
 17-Apr-20200.4426
 20-Feb-20200.1302
 17-Jan-20200.0509
 20-Dec-20190.1065
 15-Nov-20190.0415
 18-Oct-20190.0725
 20-Sep-20190.1097
 18-Apr-20190.0479
 15-Mar-20190.2682
 18-Jan-20190.0929
 21-Dec-20180.0509
 16-Nov-20180.1507
 16-Aug-20180.1359
 15-Jun-20180.0157
 18-May-20180.0868
 20-Apr-20180.0534
 16-Mar-20180.0575
 16-Feb-20180.0931
 19-Jan-20180.0722
 15-Dec-20170.0639
 17-Nov-20170.0700
 18-Oct-20170.1033
 15-Sep-20170.0810
Dividend Half Yearly26-Mar-20200.2161

 26-Mar-20190.2161
 26-Sep-20180.2161
 27-Mar-20180.2167
 21-Sep-20170.2167
 27-Mar-20170.2167
 23-Sep-20160.2167
 29-May-20131.1180
Dividend Quarterly26-Mar-20200.1080

 30-Dec-20190.1080
 26-Jun-20190.1080
 26-Mar-20190.1080
 20-Dec-20180.1080
 26-Sep-20180.1080
 26-Jun-20180.1080
 27-Mar-20180.1083
 19-Dec-20170.1083
 21-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1083
 21-Dec-20160.1083
 23-Sep-20160.1083
 21-Jun-20160.1083
 18-Mar-20160.1083
 28-Dec-20150.1083
 18-Sep-20150.1083
 18-Sep-20140.3507
 29-May-20131.1180

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

VR Helpline

Investing rationally when markets are irrational.

dateSaturday, 11-Jul-2020
time04:00 PM - 04:30 PM