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Unrated

Nippon India Balanced Advantage Fund - Direct Plan

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Hybrid: Dynamic Asset Allocation

1 Lakh

Investment Grown to
₹ 1.13 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.76 Lakh

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -4.61 -0.27 1.65 3.34 12.37 -4.02 -1.11 4.18 6.31 11.68 --
VR Balanced TRI -8.91 -0.69 2.26 4.53 18.58 -8.02 -4.08 5.16 6.58 9.89 --
Hybrid: Dynamic Asset Allocation -1.80 -0.45 1.67 3.21 12.55 -1.91 2.96 4.54 6.46 10.48 --
Rank within category 19 4 13 14 14 19 19 -- -- -- --
Number of funds in category 23 25 25 25 25 24 22 14 12 6 0

As on 08-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Balanced Advantage Fund - Direct Plan  | Invest Online
Unrated
 Jan-13 -1.11 4.18 6.31 0.80 2,664
ICICI Prudential Balanced Advantage Fund - Direct Plan  | Invest Now
4 star
 Jan-13 1.74 6.03 8.16 1.09 24,582
DSP Dynamic Asset Allocation Fund - Direct Plan  | Invest Online
5 star
 Feb-14 8.20 6.92 8.31 0.56 1,238
Motilal Oswal Dynamic Fund - Direct Plan  | Invest Online
4 star
 Sep-16 7.83 6.21 -- 0.84 1,062
IDFC Dynamic Equity Fund - Direct Plan
4 star
 Oct-14 6.53 7.36 6.94 1.00 829

Best & Worst Performance

Best (Period) Worst (Period)
Week 7.61 (25-Feb-2016 - 03-Mar-2016) -11.09 (16-Mar-2020 - 23-Mar-2020)
Month 18.10 (07-May-2014 - 06-Jun-2014) -21.80 (20-Feb-2020 - 23-Mar-2020)
Quarter 23.34 (21-Feb-2014 - 23-May-2014) -19.94 (23-Dec-2019 - 23-Mar-2020)
Year 58.68 (13-Feb-2014 - 13-Feb-2015) -19.67 (27-Feb-2015 - 29-Feb-2016)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.67 13.35 -0.05 -0.05 0.74 -1.09
VR Balanced TRI 5.91 17.27 0.04 0.04 -- --
Hybrid: Dynamic Asset Allocation 4.48 11.96 -0.07 -0.06 0.63 -1.21
Rank within category 8 13 8 8 13 8
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 70
Top 10 Holdings (%) 36.43
Top 5 Holdings (%) 24.04
Top 3 Sectors (%) 29.59
Portfolio P/B Ratio 1.88
Portfolio P/E Ratio 15.25

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 9.50% Nirma Non Convertible Debenture AA- 0.00 - 4.61 4.61
equal Indian Receivable Trust 25/09/2026 Securitised Debt A 0.00 - 2.93 2.93
new India Infradebt 19/11/2025 Non Convertible Debenture AAA 0.00 - 2.79 2.79
equal Embassy Office Parks REIT 2022 Zero Coupon Bonds AAA 0.00 - 2.04 1.94
equal IndInfravit Trust 2038 Non Convertible Debenture AAA 0.00 - 1.98 1.89
new 9.25% Muthoot Fincorp 21/05/2023 Non Convertible Debenture AA+ 0.00 - 1.86 1.86
equal 10.25% Shriram Transport Finance 27/12/2024 Non Convertible Debenture AA+ 0.00 - 2.23 1.83
equal 9.20% Vedanta 2022 Non Convertible Debenture AA 0.00 - 1.98 1.72
down REC 13/12/2022 Debenture AAA 0.00 - 2.97 1.52
equal Embassy Office Parks REIT 2022 Non Convertible Debenture AAA 0.00 - 1.78 1.23
new 9.85% L&T Metro Rail (Hyderabad) 28/01/2036 Debenture AAA 0.00 - 0.98 0.98
equal 8.12% Nabha Power 23/06/2021 Non Convertible Debenture AAA 0.86 - 1.22 0.96
equal 7.35% Power Finance Corp. 15/10/2022 Debenture AAA 0.00 - 0.61 0.57
equal 8.45% REC 22/03/2022 Debenture AAA 0.00 - 0.54 0.45
equal 7.77% PNB Housing Finance 25/09/2020 Bonds AA+ 0.00 - 0.39 0.37
equal 8.83% REC 21/01/2022 Non Convertible Debenture AAA 0.00 - 0.24 0.20
equal 8.20% HDFC 29/07/2021 Debenture AAA 0.00 - 0.20 0.19
equal 8.30% Reliance Industries 2022 Debenture AAA 0.12 - 4.79 0.13

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 30.88 5.45 0.00 5.06
equal HDFC Bank Financial 22.35 10.64 4.85 4.95
up ICICI Bank Financial 24.97 5.03 0.00 4.91
equal Infosys Technology 19.88 5.13 2.99 4.51
equal ITC FMCG 15.76 5.95 0.00 2.85
down Bharti Airtel Communication -- 2.41 0.00 1.81
equal Axis Bank Financial 67.64 2.84 0.00 1.76
equal Marico FMCG 44.16 1.61 0.00 1.61
equal Cholamandalam Financial Holdings Financial 11.06 1.72 0.00 1.43
up Hindustan Unilever FMCG 76.03 1.39 0.00 1.39
equal Varun Beverages FMCG 40.58 1.57 0.00 1.37
up Tech Mahindra Technology 13.99 2.95 0.00 1.19
equal Lupin Healthcare -- 1.17 0.00 1.17
equal Cipla Healthcare 33.08 2.07 0.00 1.16
equal HCL Technologies Technology 14.10 4.03 0.00 1.13
equal Sun Pharmaceutical Inds. Healthcare 30.84 1.23 0.00 1.12
equal Aditya Birla Fashion and Retail Services -- 1.28 0.00 1.09
equal Muthoot Finance Financial 13.87 1.56 0.00 1.04
equal BPCL Energy 26.84 1.08 0.00 1.00
equal Tata Power Energy 13.86 1.54 0.00 0.96
equal ACC Construction 18.20 4.15 0.74 0.95
equal Tata Consultancy Services Technology 25.73 2.06 0.00 0.85
equal NLC India Energy 4.52 0.94 0.00 0.85
equal Vardhman Textiles Textiles 6.77 0.88 0.00 0.79
up L&T Technology Services Engineering 17.74 0.76 0.00 0.76

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Ashutosh Bhargava since 07-May-2018

Education: Mr. Bhargava is B.Com & MBA (Finance)

Experience: He had worked with Reliance AMC as deputy investment strategist, investment strategist & Fund Manager. He had also worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd as Economist.

Funds Managed:

— Manish Gunwani since 07-May-2018

Education: Mr. Gunwani is a B.Tech. and PGDM.

Experience: Prior to joining Reliance Mutual Fund, he has worked with ICICI Prudential Mutual Fund as Fund Manager and as Analyst in various organisations: Vicisoft Technologies, Lehman Brothers, Brics Securities , Lucky Securities, SSKI Securities and Prime Securities

Funds Managed:

— Prashant R Pimple since 01-Feb-2020

Education: Mr. Pimple is a MBA (Finance) and CTM.

Experience: Prior to joining Reliance Mutual Fund he has worked with Fidelity Mutual Fund, ICICI Bank, Bank of Bahrain & Kuwait, Saraswat Co-op Bank Ltd. and SIDBI.

Funds Managed:

Invest Online
-0.27%

Change from previous, NAV as on 08-Jul-2020

Growth: ₹ 94.6675

Dividend: ₹ 28.7253

Investment Strategy

The scheme seeks to capitalize on the potential upside in equity markets while attempting to limit the downside by dynamically managing the portfolio through investment in equity & equity related instruments and active use of debt, money market instruments and derivatives.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 10.22%
Benchmark: CRISIL Hybrid 35+65 Aggressive
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 2,664 Cr (As on 31-May-2020)
Expense: 0.80% (As on 31-May-2020)
Risk Grade: --
Return Grade: --
Turnover: 377.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend12-Jun-20200.1500

 12-May-20200.1500
 23-Mar-20200.1594
 24-Feb-20200.1594
 27-Jan-20200.1594
 23-Dec-20190.1594
 25-Nov-20190.1594
 29-Oct-20190.1594
 24-Sep-20190.1594
 26-Aug-20190.1594
 22-Jul-20190.1594
 24-Jun-20190.1594
 27-May-20190.1594
 18-Apr-20190.1594
 25-Mar-20190.1594
 25-Feb-20190.1594
 24-Jan-20190.1594
 24-Dec-20180.1594
 26-Nov-20180.1594
 25-Oct-20180.1594
 26-Sep-20180.1594
 24-Aug-20180.1594
 25-Jul-20180.1594
 25-Jun-20180.1594
 20-Jan-20172.5000

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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