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Unrated

Tata Young Citizens Fund - Direct Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.73 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.38 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 32.50 1.27 -1.38 -2.86 1.11 15.20 40.66 20.13 14.52 12.23 --
S&P BSE 500 TRI 31.41 1.27 -1.19 -2.24 2.00 13.30 39.58 19.51 18.13 13.14 --
Equity: Flexi Cap 32.77 1.00 -1.26 -2.18 2.51 15.52 40.62 20.01 17.78 13.54 --
Rank within category -- 11 37 43 45 32 -- -- -- -- --
Number of funds in category 54 62 62 62 62 58 54 41 34 30 0

As on 02-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Young Citizens Fund - Direct Plan  | Invest Online
Unrated
Jan-13 40.66 20.13 14.52 2.03% 277
UTI Flexi Cap Fund - Direct Plan  | Invest Online
5 star
Jan-13 44.88 26.62 21.98 1.02% 24,212
SBI Focused Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 52.46 26.69 22.18 0.69% 21,677
Axis Focused 25 Fund - Direct Plan
4 star
Jan-13 35.96 22.37 22.08 0.59% 20,404
Parag Parikh Flexi Cap Fund - Direct Plan  | Invest Online
5 star
May-13 49.63 30.23 23.86 0.83% 17,220

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.44 24-Mar-2020 - 31-Mar-2020 -16.61 11-Mar-2020 - 18-Mar-2020
Month 20.30 23-Mar-2020 - 22-Apr-2020 -33.33 20-Feb-2020 - 23-Mar-2020
Quarter 35.11 23-Mar-2020 - 22-Jun-2020 -31.80 23-Dec-2019 - 23-Mar-2020
Year 92.70 23-Mar-2020 - 23-Mar-2021 -29.07 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 19.86 19.30 0.83 0.94 0.87 2.20
S&P BSE 500 TRI 19.76 21.92 0.73 0.84 -- --
Equity: Flexi Cap 20.06 21.00 0.78 0.85 0.93 1.46
Rank within category 22 12 15 13 13 16
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 46
Top 10 Stocks (%) 43.68
Top 5 Stocks (%) 29.97
Top 3 Sectors (%) 54.87
Portfolio P/B Ratio 3.76
Portfolio P/E Ratio 30.90

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,48,290 1,51,972
Giant (%) 56.82 52.99
Large (%) 12.82 17.99
Mid (%) 23.32 22.49
Small (%) 7.05 6.95
Tiny (%) -- 0.08

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 23.63 8.01 0.00 8.01
down Reliance Industries Energy 32.14 10.32 0.00 6.95
equal HDFC Bank Financial 24.70 10.03 5.44 5.83
equal Infosys Technology 35.20 5.54 0.00 5.26
equal Tata Consultancy Services Technology 36.82 4.75 0.00 3.92
equal Kotak Mahindra Bank Financial 39.01 8.66 2.83 3.19
down Titan Company Consumer Durable 121.13 3.09 0.00 3.09
equal HDFC Financial 24.42 3.17 0.00 2.75
equal Bharti Airtel Communication 142.17 4.04 0.00 2.35
equal Wipro Technology 29.26 2.37 0.00 2.33
equal Axis Bank Financial 20.73 2.58 0.00 2.21
equal ITC FMCG 19.46 7.08 1.96 2.01
equal MRF Automobile 25.95 3.19 1.40 2.01
down Persistent Systems Technology 58.69 2.18 0.00 1.95
equal MindTree Technology 53.72 2.12 0.00 1.94
equal Divi's Laboratories Healthcare 59.38 2.01 0.00 1.93
equal Hindustan Unilever FMCG 66.63 4.91 1.92 1.92
equal UTI Asset Management Co. Financial 21.08 2.21 0.00 1.87
equal Grindwell Norton Metals 65.99 1.81 0.00 1.81
equal United Spirits FMCG 76.52 3.06 0.00 1.74
equal Greenply Inds. FMCG 28.78 1.97 0.85 1.70
down Birlasoft Technology 32.95 2.04 0.00 1.68
equal Larsen & Toubro Construction 28.76 3.37 0.00 1.66
equal Ultratech Cement Construction 33.15 1.77 0.00 1.62
equal Avenue Supermarts Services 225.61 1.62 0.00 1.62

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Amey Sathe since 20-Apr-2020

Education: Mr. Sathe is MMS & CFA

Experience: Prior to joining TATA Mutual Fund he has worked with JM Financial Institutional Securities Ltd as Assistant Vice President Equity Research, CARE Ratings as Deputy Manager and HDFC Securities in Equity research.

Funds Managed:


1.27%

Change from previous, NAV as on 02-Dec-2021

IDCW: ₹ 45.1868


Investment Strategy

The Scheme seeks to generate long term capital growth.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 150
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period 5 Years
Exit Load For Redemption or switch out of units before the attainment of retirement age i.e 18 years

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 13.23%
Benchmark: S&P BSE 200 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 277 Cr (As on 31-Oct-2021)
Expense: 2.03% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: --
Turnover: 18.64%

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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