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3 star

Invesco India Liquid Fund - Direct Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.14 0.01 0.07 0.30 0.87 1.71 3.36 4.61 5.62 6.30 --
CCIL T Bill Liquidity Weight 0.09 0.02 0.03 0.21 0.49 1.07 2.12 3.13 3.51 3.93 --
Debt: Liquid 0.14 0.01 0.07 0.31 0.87 1.71 3.38 4.65 5.56 6.24 --
Rank within category 26 29 26 28 26 26 25 26 22 19 --
Number of funds in category 38 38 38 38 38 38 37 35 33 32 1

As on 14-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Invesco India Liquid Fund - Direct Plan  | Invest Online
3 star
Jan-13 3.36 4.61 5.62 0.15% 3,916
ICICI Prudential Liquid Fund - Direct Plan  | Invest Now
4 star
Jan-13 3.39 4.74 5.68 0.20% 32,834
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.43 4.79 5.73 0.21% 28,408
Nippon India Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.42 4.78 5.72 0.18% 23,456
Tata Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.40 4.76 5.70 0.22% 11,425

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.45 24-Mar-2020 - 31-Mar-2020 -0.20 17-Mar-2020 - 24-Mar-2020
Month 0.95 08-Aug-2013 - 09-Sep-2013 0.13 23-Feb-2020 - 24-Mar-2020
Quarter 2.70 24-Jul-2013 - 23-Oct-2013 0.75 23-Oct-2020 - 22-Jan-2021
Year 9.90 26-Jul-2013 - 27-Jul-2014 3.23 02-Jul-2020 - 02-Jul-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.57 0.44 1.89 13.03 0.96 1.42
CCIL T Bill Liquidity Weight 3.13 0.39 -1.53 -4.65 -- --
Debt: Liquid 4.61 0.45 1.94 11.37 0.96 1.45
Rank within category 27 11 27 13 13 27
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 41 55 40 32
Modified Duration (yrs) 0.08 0.12 0.07 0.08
Average Maturity (yrs) 0.08 0.12 0.07 0.08
Yield to Maturity (%) 3.59 3.59 3.25 3.48
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 20/01/2022 Treasury Bills SOV 0.00 - 5.10 5.10
up 8.20% GOI 15/02/2022 Central Government Loan SOV 0.00 - 3.98 3.98
equal Reserve Bank of India 182-D 06/01/2022 Treasury Bills SOV 0.00 - 3.83 3.83
new Reserve Bank of India 364-D 11/03/2022 Treasury Bills SOV 0.00 - 3.81 3.81
new Reserve Bank of India 91-D 03/03/2022 Treasury Bills SOV 0.00 - 3.81 3.81
new Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 3.18 3.18
equal Reserve Bank of India 364-D 13/01/2022 Treasury Bills SOV 0.00 - 2.81 2.81
equal HDFC Securities 91-D 12/01/2022 Commercial Paper A1+ 0.00 - 2.55 2.55
equal Reliance Industries 91-D 09/02/2022 Commercial Paper A1+ 0.00 - 2.54 2.54
equal HDFC-Warrant 342-D 28/02/2022 Commercial Paper A1+ 0.00 - 2.54 2.54
new HDFC Securities 58-D 04/02/2022 Commercial Paper A1+ 0.00 - 2.54 2.54
equal Reliance Industries 91-D 24/02/2022 Commercial Paper A1+ 0.00 - 2.54 2.54
equal Bajaj Finance 91-D 28/02/2022 Commercial Paper A1+ 0.00 - 2.54 2.54
new REC 76-D 15/02/2022 Commercial Paper A1+ 0.00 - 2.54 2.54
up 8.60% National Bank Agr. Rur. Devp 31/01/2022 Debenture AAA 0.00 - 2.44 2.44
new Berger Paints India 65-D 04/03/2022 Commercial Paper A1+ 0.00 - 2.03 2.03
new 8.83% REC 21/01/2022 Non Convertible Debenture AAA 0.00 - 1.92 1.92
equal Network 18 Media & Inv 61-D 24/01/2022 Commercial Paper A1+ 0.00 - 1.91 1.91
equal Axis Finance 111-D 10/02/2022 Commercial Paper A1+ 0.00 - 1.91 1.91
equal Chennai Petroleum Corporation 79-D 03/02/2022 Commercial Paper A1+ 0.00 - 1.91 1.91
new Godrej Agrovet 75-D 15/02/2022 Commercial Paper A1+ 0.00 - 1.91 1.91
equal Berger Paints India 82-D 08/02/2022 Commercial Paper A1+ 0.00 - 1.53 1.53
equal Kotak Mahindra Investments 194-D 05/01/2022 Commercial Paper A1+ 0.00 - 1.28 1.28
equal Kotak Securities 91-D 13/01/2022 Commercial Paper A1+ 0.00 - 1.28 1.28
equal HDFC 85-D 14/01/2022 Commercial Paper A1+ 0.00 - 1.28 1.28

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Krishna Venkat Cheemalapati since 01-Jan-2013

Education: Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.

Experience: Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Funds Managed:

— Vikas Garg since 27-Jul-2021

Education: Mr. Garg is CFA MBA Finance, B-Tech and M- Tech

Experience: Prior to joining Invesco India Mutual Fund, he has worked with L&T Mutual Fund as Fund Manager, Fidelity International as Credit analyst and Research Associate- Credit, ICRA as Sr Analyst and Indian Oil Corporation Ltd as Project manager.

Funds Managed:


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Change from previous, NAV as on 16-Jan-2022

Growth: ₹ 2,901.9513

IDCW Weekly: ₹ 1,003.8323

More

IDCW Monthly: ₹ 1,052.0135

IDCW Daily: ₹ 1,000.9596


Investment Strategy

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 1,000
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Invesco Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 6.96%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 3,916 Cr (As on 31-Dec-2021)
Expense: 0.15% (As on 30-Nov-2021)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily15-Jan-20220.0962

 14-Jan-20220.0843
 13-Jan-20220.1020
 12-Jan-20220.1105
 11-Jan-20220.1022
 10-Jan-20220.0881
 09-Jan-20220.0916
 08-Jan-20220.0918
 07-Jan-20220.0931
 06-Jan-20220.0811
 05-Jan-20220.1175
 04-Jan-20220.1013
 03-Jan-20220.1124
 02-Jan-20220.0940
 01-Jan-20220.0939
 31-Dec-20210.1174
 30-Dec-20210.1032
 29-Dec-20210.1108
 28-Dec-20210.0934
 27-Dec-20210.1138
 26-Dec-20210.0972
 25-Dec-20210.0971
 24-Dec-20210.1165
 23-Dec-20210.1061
 22-Dec-20210.0975
IDCW Weekly13-Dec-20210.6819

 06-Dec-20210.6681
 29-Nov-20210.6924
 22-Nov-20210.6421
 15-Nov-20210.7692
 08-Nov-20210.8444
 01-Nov-20210.5746
 25-Oct-20210.5408
 18-Oct-20210.5605
 11-Oct-20210.6979
 04-Oct-20210.6255
 27-Sep-20210.5871
 20-Sep-20210.5996
 13-Sep-20210.5926
 06-Sep-20210.6290
 30-Aug-20210.6771
 23-Aug-20210.5689
 17-Aug-20210.8355
 09-Aug-20210.6411
 02-Aug-20210.6467
 26-Jul-20210.6912
 19-Jul-20210.6637
 12-Jul-20210.6490
 05-Jul-20210.6628
 28-Jun-20210.6956
IDCW Monthly29-Nov-20215.9986

 29-Sep-20212.5793
 30-Aug-20214.9080
 28-May-20212.5816
 29-Apr-202112.1028
 29-Jun-20203.1758
 28-May-20204.1424
 29-Apr-20204.6689
 30-Mar-20203.7400
 27-Feb-20202.8365
 30-Jan-20203.1192
 30-Dec-20193.2479
 28-Nov-20193.0934
 30-Oct-20193.8454
 27-Sep-20193.0615
 29-Aug-20193.5282
 30-Jul-20194.3859
 27-Jun-20193.7978
 30-May-20194.9790
 26-Apr-20194.3233
 28-Mar-20194.2194
 27-Feb-20193.9546
 30-Jan-20194.8927
 28-Dec-20184.3834
 29-Nov-20184.6899

Contact Information

AMC: Invesco Asset Management (India) Pvt. Ltd

Address: 2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai - 400013

Phone: 022-67310000 / 1800-209-0007

Fax: 022-23019422

Email: [email protected]

Website: http://www.invescomutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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