VR Logo

2 star

LIC MF Flexi Cap Fund - Direct Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.54 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.82 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 20.65 1.06 -0.54 -2.96 0.64 12.43 28.42 15.50 12.33 7.95 --
S&P BSE 500 TRI 31.41 1.27 -1.19 -2.24 2.00 13.30 39.58 19.51 18.13 13.14 --
Equity: Flexi Cap 32.77 1.00 -1.26 -2.18 2.51 15.52 40.62 20.01 17.78 13.54 --
Rank within category 51 23 7 44 54 45 50 37 33 29 --
Number of funds in category 54 62 62 62 62 58 54 41 34 30 0

As on 02-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
LIC MF Flexi Cap Fund - Direct Plan  | Invest Online
2 star
Jan-13 28.42 15.50 12.33 1.67% 428
UTI Flexi Cap Fund - Direct Plan  | Invest Online
5 star
Jan-13 44.88 26.62 21.98 1.02% 24,212
SBI Focused Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 52.46 26.69 22.18 0.69% 21,677
Axis Focused 25 Fund - Direct Plan
4 star
Jan-13 35.96 22.37 22.08 0.59% 20,404
Parag Parikh Flexi Cap Fund - Direct Plan  | Invest Online
5 star
May-13 49.63 30.23 23.86 0.83% 17,220

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.96 24-Mar-2020 - 31-Mar-2020 -17.58 11-Mar-2020 - 18-Mar-2020
Month 17.95 23-Mar-2020 - 22-Apr-2020 -33.42 20-Feb-2020 - 23-Mar-2020
Quarter 26.64 23-Mar-2020 - 22-Jun-2020 -32.40 23-Dec-2019 - 23-Mar-2020
Year 66.99 23-Mar-2020 - 23-Mar-2021 -25.95 25-Feb-2015 - 25-Feb-2016

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 15.68 18.16 0.65 0.68 0.80 -0.93
S&P BSE 500 TRI 19.76 21.92 0.73 0.84 -- --
Equity: Flexi Cap 20.06 21.00 0.78 0.85 0.93 1.46
Rank within category 39 4 32 35 4 31
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 55
Top 10 Stocks (%) 46.77
Top 5 Stocks (%) 33.42
Top 3 Sectors (%) 53.02
Portfolio P/B Ratio 4.29
Portfolio P/E Ratio 27.98

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,31,385 1,51,972
Giant (%) 57.17 52.99
Large (%) 8.50 17.99
Mid (%) 24.50 22.49
Small (%) 9.83 6.95
Tiny (%) -- 0.08

Value Research Fund Style

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 23.63 9.11 4.78 9.11
equal Infosys Technology 35.20 8.85 3.96 8.53
equal HDFC Bank Financial 24.70 9.53 6.97 7.20
equal Tata Consultancy Services Technology 36.82 6.70 4.98 5.33
equal Kotak Mahindra Bank Financial 39.01 6.92 2.85 3.25
equal Bharti Airtel Communication 142.17 2.98 0.00 2.86
down Hindustan Unilever FMCG 66.63 7.46 1.34 2.78
equal Coromandel International Chemicals 16.21 6.02 0.95 2.77
equal Transport Corporation Services 23.62 2.53 0.95 2.53
down Biocon Healthcare 68.41 3.02 0.00 2.42
equal HDFC Financial 24.42 5.28 2.26 2.33
equal Gujarat Gas Energy 32.17 2.84 0.00 2.30
equal State Bank of India Financial 14.86 2.15 0.00 2.15
equal HCL Technologies Technology 27.87 1.96 0.00 1.75
equal Asian Paints Chemicals 93.81 1.88 1.14 1.74
equal Kansai Nerolac Paints Chemicals 60.48 3.15 0.65 1.70
equal Titan Company Consumer Durable 121.13 1.65 0.00 1.65
down Nestle India FMCG 83.58 5.10 1.62 1.62
equal Container Corporation Of India Services 50.59 3.26 1.38 1.58
down TTK Prestige Consumer Durable 47.74 1.51 0.00 1.50
equal Ashoka Buildcon Construction 6.93 1.92 0.91 1.34
equal Tech Mahindra Technology 31.11 2.39 0.37 1.34
equal SBI Life Insurance Company Insurance 96.27 1.38 0.62 1.26
up Shriram City Union Finance Financial 12.58 1.25 0.00 1.25
down Multi Commodity Exchange Of India Services 45.93 1.28 0.00 1.22

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Yogesh Patil since 05-Oct-2018

Education: Mr. Patil is an MBA (Finance).

Experience: Prior to joining LIC Mutual Fund, he has worked with Canara Robeco Mutual Fund, Sahara Mutual Fund and Religare Enterprise Limited.

Funds Managed:


1.06%

Change from previous, NAV as on 02-Dec-2021

Growth: ₹ 71.5734

IDCW: ₹ 25.6972


Investment Strategy

The scheme seeks maximum possible capital growth consistent with reasonable levels of safety with predominant investment in equity, it may also take exposure in debt market securities. It was made in to an open-ended scheme from April 1998.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 02-Jan-2013
Return Since Launch: 11.28%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 428 Cr (As on 31-Oct-2021)
Expense: 1.67% (As on 31-Oct-2021)
Risk Grade: Average
Return Grade: Below Average
Turnover: 34.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW27-Sep-20210.2500

 28-Jun-20210.2500
 25-Mar-20210.5000
 29-Sep-20200.5000
 16-Dec-20141.0000

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building 4th Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016000 / 1800-258-5678

Fax: 022-22880633

Email: [email protected]

Website: http://www.licmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Stocks or Equity Funds for the long term?

DateFriday, 10-Dec-2021
Time12:30 PM - 01:00 PM

attending You have reserved a spot