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3 star

Navi 3 in 1 Fund - Direct Plan

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Hybrid: Multi Asset Allocation

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1 Lakh

Investment Grown to
₹ 1.53 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.91 Lakh

Suitability:

"Multi Asset Allocation funds invest your money in a mix of equity shares, bonds and commodities (usually gold) such that each has at least 10 per cent allocation at all times.

We don’t think highly of gold or other commodities as an investment. Read this article to know why. Therefore, we believe that investors can avoid these funds altogether. Instead, they might consider other varieties of hybrid funds — aggressive hybrid, balanced hybrid and conservative hybrid — which invest your money in equity shares and bonds in different proportions. You can choose from these depending upon your investment horizon, return expectations and ability to withstand volatility in the value of your investments."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 19.06 -2.18 -3.39 -4.56 4.89 11.84 25.03 15.27 11.25 10.46 --
VR Balanced TRI 20.19 -2.54 -3.62 -5.85 2.48 11.43 28.09 16.61 15.44 11.10 --
Hybrid: Multi Asset Allocation 20.07 -1.37 -1.92 -1.88 3.86 9.42 26.04 15.34 11.13 10.20 --
Rank within category 11 21 23 22 4 5 12 6 6 5 --
Number of funds in category 18 23 23 22 22 22 18 14 10 9 0

As on 26-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Navi 3 in 1 Fund - Direct Plan
3 star
 Jan-13 25.03 15.27 11.25 0.33% 19
Axis Triple Advantage Fund - Direct Plan
5 star
 Jan-13 30.04 21.10 15.21 0.44% 1,613
SBI Multi Asset Allocation Fund - Direct Plan  | Invest Online
5 star
 Jan-13 18.57 14.02 10.63 0.99% 479
ICICI Prudential Multi Asset Fund - Direct Plan  | Invest Now
2 star
 Jan-13 46.92 18.31 15.98 1.23% 12,509
HDFC Asset Allocator FoF - Direct Plan  | Invest Online
Unrated
 May-21 -- -- -- 0.10% 1,973

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 8.02 01-Apr-2020 - 09-Apr-2020 -14.94 16-Mar-2020 - 23-Mar-2020
Month 19.25 23-Mar-2020 - 22-Apr-2020 -30.53 20-Feb-2020 - 23-Mar-2020
Quarter 28.99 23-Mar-2020 - 22-Jun-2020 -27.92 23-Dec-2019 - 23-Mar-2020
Year 62.02 23-Mar-2020 - 23-Mar-2021 -22.03 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 16.70 16.87 0.76 0.76 0.90 -0.64
VR Balanced TRI 18.85 17.75 0.84 0.97 -- --
Hybrid: Multi Asset Allocation 15.79 13.72 0.87 0.98 0.67 1.94
Rank within category 7 13 13 13 14 14
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 44
Top 10 Holdings (%) 51.27
Top 5 Holdings (%) 36.29
Top 3 Sectors (%) 45.38
Portfolio P/B Ratio 3.71
Portfolio P/E Ratio 27.94
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.60% Muthoot Finance 20/04/2026 Debenture AA+ 0.00 - 3.42 3.16
new HDFC 29/05/2026 Debenture AAA 0.00 - 1.60 1.60
equal Britannia Inds. 28/08/2022 Non Convertible Debenture AAA 0.01 - 0.01 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 23.61 7.77 2.28 7.06
equal HDFC Bank Financial 24.13 8.07 3.98 6.88
equal Reliance Industries Energy 31.22 9.66 0.00 5.81
equal Infosys Technology 34.03 5.72 0.15 4.47
equal Wipro Technology 28.10 4.37 0.00 4.33
equal Tata Steel Metals 4.36 2.97 0.00 2.62
equal Axis Bank Financial 20.29 3.45 0.00 2.45
equal Tata Motors Automobile -- 2.42 0.00 2.42
equal Tata Consultancy Services Technology 34.84 3.55 0.00 2.36
equal Kotak Mahindra Bank Financial 38.99 6.72 1.45 2.16
equal Larsen & Toubro Construction 28.52 5.23 0.00 2.14
equal Greenply Inds. FMCG 28.00 1.97 0.00 1.97
equal Bharti Airtel Communication 143.20 4.65 0.00 1.90
down Tata Power Company Energy 49.96 1.79 0.00 1.79
equal City Union Bank Financial 17.19 1.90 0.00 1.71
equal Ashok Leyland Automobile -- 1.64 0.00 1.64
equal Jubilant FoodWorks Services 115.13 2.09 0.00 1.63
equal Avenue Supermarts Services 222.46 3.14 0.00 1.61
equal The Federal Bank Financial 10.47 2.47 0.00 1.55
equal Polycab India Engineering 41.26 1.54 0.00 1.44
equal Minda Industries Automobile 67.33 1.32 0.00 1.32
equal VIP Industries Chemicals 765.42 1.25 0.00 1.25
equal Sun Pharmaceutical Industries Healthcare 29.53 1.28 0.00 1.23
equal Honeywell Automation Engineering 80.94 1.19 0.00 1.08
equal Atul Chemicals 36.33 1.12 0.00 1.07

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Girish Raj since 20-Aug-2020

Education: Mr. Raj has done MMS and BSC. (Statistics)

Experience: Prior to joining Navi Mutual Fund, he has worked with Quest Investment Advisors, IFCI Financial Services Ltd. (IFIN), Pranav Securities Pvt. Ltd., Independent Research Private Limited (IRPL) and Asian Techno Investments Pvt. Ltd.

Funds Managed:

— Saravana Kumar since 21-Apr-2020

Education: Mr. Kumar has an Engineering degree in Electronics & Telecommunications. He is an MBA (Finance) from IIM Bangalore & is a CAIIB.

Experience: Prior to joining Navi Mutual Fund he has worked with LIC Mutual Fund, he had been Head of Investments at Trust Investment Advisors Pvt. Ltd.(Oct'13-April'15), CIO at AIA Life Insurance Co. Ltd.(Oct'09-Sept'13) , Dy. GM at ICICI Bank Ltd.(Mar'03-Sept'09) & Fund Manager at SBI(2001-2003).

Interviews:

Funds Managed:

-2.18%

Change from previous, NAV as on 26-Nov-2021

Growth: ₹ 28.1046

IDCW Yearly: ₹ 24.7192

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IDCW Quarterly: ₹ 24.4017

IDCW Monthly: ₹ 23.5769

Investment Strategy

The scheme seeks to generate long term capital appreciation through a portfolio of fixed income securities, Gold Exchange traded funds (ETFs) of other mutual funds and equity & equity related Instruments.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Navi Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 10.01%
Benchmark: NIFTY 50 Arbitrage TRI (40), NIFTY 50 TRI (30), CRISIL Composite Bond Index (15), London Gold (15)
Riskometer: Very High
Type: Open-ended
Assets: ₹ 19 Cr (As on 31-Oct-2021)
Expense: 0.33% (As on 31-Oct-2021)
Risk Grade: Average
Return Grade: Average
Turnover: 71.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly05-Mar-20200.1175

 04-Feb-20200.1202
 02-Jan-20200.1179
 05-Dec-20190.1187
 30-Oct-20190.1162
 03-Oct-20190.1170
 05-Sep-20190.1135
 01-Aug-20190.1140
 04-Jul-20190.1171
 06-Jun-20190.1172
 02-May-20190.1172
 04-Apr-20190.1170
 06-Mar-20190.1153
 06-Feb-20190.1149
IDCW Quarterly22-Mar-20180.2611

 02-Nov-20170.2647
 02-May-20170.2619
 20-Feb-20170.2628
 26-Oct-20160.2680

Contact Information

AMC: Navi AMC Limited

Address: Peerless Mansion, 3rd Floor, 1 Chowringhee Square, Kolkata - 700069

Phone: 033-40185000 / 1800-103-8999

Fax: 033-40185010

Email: [email protected]

Website: http://www.navimutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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