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4 star

Union Liquid Fund - Direct Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.48 0.01 0.06 0.28 0.85 1.64 3.33 4.27 5.31 6.19 --
CCIL T Bill Liquidity Weight 0.86 0.02 0.05 0.20 0.51 0.97 2.16 3.59 3.79 4.24 --
Debt: Liquid 1.47 0.01 0.06 0.28 0.84 1.62 3.29 5.35 5.98 6.70 --
Rank within category 12 15 18 11 9 12 13 34 32 31 --
Number of funds in category 38 39 39 39 38 38 38 35 33 33 1

As on 14-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Union Liquid Fund - Direct Plan
4 star
Jan-13 3.33 4.27 5.31 0.07 1,167
ICICI Prudential Liquid Fund - Direct Plan  | Invest Now
4 star
Jan-13 3.34 5.55 6.11 0.20 36,601
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.37 5.61 6.16 0.21 30,047
Nippon India Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.33 5.60 6.16 0.18 20,049
Tata Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.31 5.57 6.14 0.22 10,256

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.65 24-Mar-2020 - 31-Mar-2020 -3.26 13-Sep-2018 - 20-Sep-2018
Month 1.05 24-Mar-2020 - 23-Apr-2020 -2.84 04-Sep-2018 - 04-Oct-2018
Quarter 2.68 24-Jul-2013 - 23-Oct-2013 -1.68 03-Sep-2018 - 03-Dec-2018
Year 9.82 26-Jul-2013 - 27-Jul-2014 3.33 26-May-2020 - 26-May-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.26 1.96 -0.02 -0.01 1.39 1.04
CCIL T Bill Liquidity Weight 3.52 0.39 -2.00 -4.76 -- --
Debt: Liquid 5.28 0.67 2.07 4.23 1.06 1.81
Rank within category 34 34 34 34 34 34
Number of funds in category 35 35 35 34 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 20 23 12 38
Modified Duration (yrs) 0.07 0.13 0.05 0.09
Average Maturity (yrs) 0.07 0.14 0.05 0.09
Yield to Maturity (%) 3.38 3.48 2.92 3.41
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 364-D 03/06/2021 Treasury Bills SOV 0.00 - 9.55 6.43
equal Reserve Bank of India 364-D 17/06/2021 Treasury Bills SOV 0.00 - 9.54 6.42
new Bank of Baroda 2021 Certificate of Deposit A1+ 0.00 - 4.28 4.28
equal Godrej Agrovet 90-D 03/06/2021 Commercial Paper A1+ 0.00 - 6.36 4.28
equal National Bank Agr. Rur. Devp 17/06/2021 Certificate of Deposit A1+ 0.00 - 4.84 4.28
equal Axis Bank 2021 Certificate of Deposit A1+ 0.00 - 6.36 4.28
new Reserve Bank of India 91-D 13/08/2021 Treasury Bills SOV 0.00 - 4.26 4.26
equal Tata Capital Financial Services 364-D 19/07/2021 Commercial Paper A1+ 0.00 - 4.83 4.26
new Aditya Birla Finance 90-D 22/07/2021 Commercial Paper A1+ 0.00 - 4.26 4.26
equal Reserve Bank of India 91-D 22/07/2021 Treasury Bills SOV 0.00 - 4.83 4.26
new Axis Finance 90-D 17/08/2021 Commercial Paper A1+ 0.00 - 4.25 4.25
new Reliance Industries 91-D 27/08/2021 Commercial Paper A1+ 0.00 - 4.25 4.25
new Muthoot Finance 90-D 18/08/2021 Commercial Paper A1+ 0.00 - 4.25 4.25
new Indian Oil Corporation 29-D 18/06/2021 Commercial Paper A1+ 0.00 - 2.14 2.14
new Indian Oil Corporation 23-D 23/06/2021 Commercial Paper A1+ 0.00 - 2.14 2.14
equal National Bank Agr. Rur. Devp 180-D 30/06/2021 Commercial Paper A1+ 0.00 - 2.42 2.14
equal Reliance Industries 120-D 25/06/2021 Commercial Paper A1+ 0.00 - 3.18 2.14
new LIC Housing Fin. 277-D 14/06/2021 Commercial Paper A1+ 0.00 - 2.14 2.14
equal Can Fin Homes 365-D 23/06/2021 Commercial Paper A1+ 0.00 - 2.42 2.14
equal National Bank Agr. Rur. Devp 27/07/2021 Certificate of Deposit A1+ 0.00 - 2.41 2.13

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Devesh Thacker since 01-Jan-2013

Education: Mr. Thacker is a B.Com (H) and Post graduate from University of Pune.

Experience: Prior to joining Union AMC in 2011 he has worked with Sahara AMC.

Funds Managed:


0.01%

Change from previous, NAV as on 14-Jun-2021

Growth: ₹ 1,995.4324

IDCW Weekly: ₹ 1,001.2979

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IDCW Monthly: ₹ 1,002.4210

IDCW Fortnightly: ₹ 1,000.9479

IDCW Daily: ₹ 1,000.7927


Investment Strategy

The scheme seeks to provide reasonable returns commensurate with lower risk and high level of liquidity through a portfolio of money market and debt securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Union Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 6.72%
Benchmark: CRISIL Liquid TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 1,167 Cr (As on 31-May-2021)
Expense: 0.07% (As on 30-Apr-2021)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily14-Jun-20210.0894

 13-Jun-20210.0910
 12-Jun-20210.0911
 11-Jun-20210.0893
 10-Jun-20210.0927
 09-Jun-20210.0908
 08-Jun-20210.0935
 07-Jun-20210.0901
 06-Jun-20210.0912
 05-Jun-20210.0911
 04-Jun-20210.0932
 03-Jun-20210.0982
 02-Jun-20210.0871
 01-Jun-20210.0887
 31-May-20210.0929
 30-May-20210.0914
 29-May-20210.0914
 28-May-20210.0934
 27-May-20210.0970
 26-May-20210.0919
 25-May-20210.0909
 24-May-20210.0912
 23-May-20210.0924
 22-May-20210.0920
 21-May-20210.0849
IDCW Fortnightly11-Jun-20211.4732

 26-May-20211.3567
 11-May-20211.1882
 27-Apr-20211.2685
 13-Apr-20211.6870
 26-Mar-20211.5203
 11-Mar-20211.0582
 26-Feb-20211.4548
 11-Feb-20211.4501
 26-Jan-20211.2055
 12-Jan-20211.0482
 29-Dec-20201.5442
 11-Dec-20201.0941
 26-Nov-20201.3414
 11-Nov-20201.3238
 27-Oct-20201.2772
 13-Oct-20201.6494
 26-Sep-20201.3392
 11-Sep-20201.3360
 26-Aug-20201.4414
 11-Aug-20201.2963
 28-Jul-20201.4956
 11-Jul-20201.2860
 26-Jun-20201.7904
 11-Jun-20201.2841
IDCW Weekly08-Jun-20210.6451

 01-Jun-20210.6481
 25-May-20210.6339
 18-May-20210.6289
 11-May-20210.5911
 04-May-20210.5956
 27-Apr-20210.6336
 20-Apr-20210.6365
 13-Apr-20210.5740
 06-Apr-20210.6239
 31-Mar-20210.8214
 23-Mar-20210.7805
 16-Mar-20210.6267
 09-Mar-20210.5088
 02-Mar-20210.6355
 23-Feb-20210.6762
 16-Feb-20210.6633
 09-Feb-20210.6085
 02-Feb-20210.6494
 26-Jan-20210.6120
 19-Jan-20210.5882
 12-Jan-20210.4102
 05-Jan-20210.6401
 29-Dec-20200.6419
 22-Dec-20200.5801
IDCW Monthly26-May-20212.5426

 27-Apr-20212.9477
 26-Mar-20212.5740
 26-Feb-20212.9016
 26-Jan-20212.2512
 29-Dec-20202.6435
 26-Nov-20202.6669
 27-Oct-20202.9284
 26-Sep-20202.6806
 26-Aug-20202.7408
 28-Jul-20202.7854
 26-Jun-20203.0791
 27-May-20204.0804
 28-Apr-20205.4261
 27-Mar-20204.1793
 26-Feb-20202.9900
 28-Jan-20203.2423
 27-Dec-20193.2086
 26-Nov-20193.1797
 26-Oct-20193.3717
 26-Sep-20193.1140
 27-Aug-20193.8417
 26-Jul-20193.9848
 26-Jun-20193.7837
 28-May-20194.5595

Contact Information

AMC: Union Asset Management Company Pvt.Ltd.

Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

Phone: 022-67483300 / 1800-200-2268

Fax: 022-67483400/3401/3402

Email: [email protected]

Website: http://www.unionmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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DateFriday, 18-Jun-2021
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