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Union Flexi Cap Fund - Direct Plan download report


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.83 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.96 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Union Flexi Cap Direct-G -2.65 0.56 1.83 8.15 7.40 0.51 6.25 22.21 13.74 11.40 --
S&P BSE 500 TRI 1.34 0.70 1.07 8.69 6.71 2.18 8.93 20.34 12.99 12.60 --
Equity: Flexi Cap -1.15 0.54 0.89 7.52 7.24 0.15 6.58 19.00 12.24 11.96 --
Rank within category 41 35 3 21 30 26 27 9 9 23 --
Number of funds in category 64 70 68 68 68 65 60 47 35 34 1

As on 08-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Union Flexi Cap Fund - Direct Plan
4 star
Jan-13 6.25 22.21 13.74 1.11 1,085
SBI Focused Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 6.13 20.04 15.61 0.69 23,804
UTI Flexi Cap Fund - Direct Plan  | Invest Online
4 star
Jan-13 -1.04 22.57 15.34 0.97 22,657
Parag Parikh Flexi Cap Fund - Direct Plan  | Invest Online
5 star
May-13 4.89 26.50 18.78 0.79 22,324
Axis Flexi Cap Fund - Direct Plan
4 star
Nov-17 2.53 17.61 -- 0.66 9,696

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.23 01-Apr-2020 - 09-Apr-2020 -17.96 16-Mar-2020 - 23-Mar-2020
Month 21.41 23-Mar-2020 - 22-Apr-2020 -35.22 20-Feb-2020 - 23-Mar-2020
Quarter 34.25 23-Mar-2020 - 22-Jun-2020 -33.35 23-Dec-2019 - 23-Mar-2020
Year 95.81 23-Mar-2020 - 23-Mar-2021 -27.51 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Union Flexi Cap Direct-G 21.56 21.28 0.85 0.96 0.93 2.40
S&P BSE 500 TRI 20.28 22.43 0.75 0.86 -- --
Equity: Flexi Cap 19.33 21.59 0.73 0.82 0.93 0.27
Rank within category 10 20 11 9 25 13
Number of funds in category 49 49 49 49 49 49

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 49
Top 10 Stocks (%) 47.47
Top 5 Stocks (%) 32.42
Top 3 Sectors (%) 48.74
Portfolio P/B Ratio 3.76
Portfolio P/E Ratio 24.88

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,85,703 1,41,212
Giant (%) 59.40 52.78
Large (%) 19.12 19.46
Mid (%) 19.70 21.89
Small (%) 1.77 6.33
Tiny (%) -- 0.08

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 20.99 8.29 3.94 8.22
down Reliance Industries Energy 26.16 9.25 3.45 7.28
up HDFC Bank Financial 20.45 9.75 5.70 6.82
up Infosys Technology 30.58 7.71 3.77 6.42
up Kotak Mahindra Bank Financial 28.11 3.88 0.00 3.68
up Tata Consultancy Services Technology 31.82 5.95 0.00 3.41
up Bharti Airtel Communication 98.59 4.69 0.70 3.39
up State Bank of India Financial 13.15 3.44 0.00 3.00
up Maruti Suzuki India Automobile 60.61 2.78 0.79 2.78
up Ultratech Cement Materials 26.65 3.10 0.00 2.47
up Muthoot Finance Financial 11.23 4.39 0.00 2.34
up Axis Bank Financial 14.19 3.54 0.00 2.27
up Britannia Inds. Consumer Staples 59.40 2.16 0.00 2.16
up Bajaj Finance Financial 51.55 3.66 0.90 2.08
up Tube Investments Of India Automobile 54.73 2.20 0.00 1.88
up Gland Pharma Healthcare 35.12 2.23 0.00 1.87
down Larsen & Toubro Construction 27.95 3.95 0.00 1.70
up Motherson Sumi Wiring India Automobile 60.63 1.70 0.00 1.70
up Max Healthcare Institute Healthcare 61.22 1.71 0.00 1.69
up Divi's Laboratories Healthcare 35.32 2.46 0.00 1.63
up Varun Beverages Consumer Staples 50.64 1.64 0.90 1.61
up PI Industries Chemicals 53.32 1.96 0.78 1.58
new Hindustan Unilever Consumer Staples 67.93 3.51 0.00 1.45
new Bharat Electronics Capital Goods 25.05 1.42 0.00 1.42
new Mahindra & Mahindra Automobile 18.98 1.39 0.00 1.39

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2022

Fund Manager

— Vinay Paharia since 03-Apr-2018

Education: Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.

Experience: Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

Interviews:

Funds Managed:

— Hardick Bora since 06-Jan-2021

Education: Mr. Bora is a CFA charterholder with the CFA Institute, USA and Bachelors in Banking and Insurance from University of Mumbai.

Experience: He has been with Union KBC Mutual Fund since Sep10, 2014 to Oct 24, 2016 as Research Analyst. Nov 2012 to Sep 2014 with Motilal Oswal Securities Ltd. as Sr. Manager - Institutional Research, Oct 2011 to Nov 2012 with Dolat Capital Markets Pvt Ltd. as Research Associate, Feb 2011 to Oct with Khandwala Securities Ltd. as Research Associate, Jul 2010 to Nov 2010 with Yen Management Consultants Pvt. Ltd. as Consultant, Jan 2008 to Jan 2010 with Yen Management Consultants Pvt. Ltd. as Assistant Manager and Apr 2006 to Jul 2006 with 3 Global Services Pvt. Ltd. as Customer Care Advisor.

Funds Managed:


0.56%

Change from previous, NAV as on 08-Aug-2022

Growth: ₹ 35.7000

IDCW: ₹ 31.1900


Investment Strategy

The scheme seeks to achieve long-term capital appreciation by investing substantially in a portfolio consisting of equity and equity related securities across market capitalisation.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 1% for redemption within 15 days

Basic Details

Fund House: Union Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 13.09%
Benchmark: S&P BSE 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 1,085 Cr (As on 30-Jun-2022)
Expense Ratio: 1.11% (As on 30-Jun-2022)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 46.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW05-Feb-20190.7969

 22-Mar-20181.5000

Contact Information

AMC: Union Asset Management Company Pvt.Ltd.

Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

Phone: (022) 6748 3300

Fax: 022-67483400/3401/3402

Email: [email protected]

Website: http://www.unionmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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