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DSP Focus Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.42 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.28 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending upon where it expects maximum gains. This versatility makes multi cap funds most suitable for equity fund investors as the job of stock selection is completely left to the fund manager, which is the very idea of investing in a mutual fund.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.11 -0.59 -1.64 -0.04 6.17 14.69 21.73 12.49 9.13 13.52 --
S&P BSE 500 TRI 0.82 -0.40 -1.36 0.51 5.44 8.33 10.40 12.86 8.32 12.26 --
Equity: Multi Cap 1.11 -0.31 -0.95 1.04 5.34 9.81 13.12 12.41 8.67 13.79 --
Rank within category 51 53 54 45 18 7 3 19 14 19 --
Number of funds in category 59 59 59 59 58 54 49 41 37 33 1

As on 22-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 10.69 (19-Sep-2019 - 26-Sep-2019) -8.83 (19-Aug-2015 - 26-Aug-2015)
Month 18.96 (07-May-2014 - 06-Jun-2014) -14.78 (07-Sep-2018 - 09-Oct-2018)
Quarter 25.64 (07-Apr-2014 - 07-Jul-2014) -14.40 (27-Jul-2018 - 26-Oct-2018)
Year 72.83 (03-Mar-2014 - 03-Mar-2015) -15.70 (27-Feb-2015 - 29-Feb-2016)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 14.18 14.86 0.57 0.82 1.07 -0.22
S&P BSE 500 TRI 13.80 13.09 0.92 -- -- --
Equity: Multi Cap 13.37 13.40 0.57 0.84 0.95 -0.02
Rank within category 13 34 18 23 39 21
Number of funds in category 42 42 42 42 42 42

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 30
Top 10 Stocks (%) 60.37
Top 5 Stocks (%) 39.98
Top 3 Sectors (%) 67.51
Portfolio P/B Ratio 3.43
Portfolio P/E Ratio 28.10

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,57,239 1,06,667
Giant (%) 63.94 54.39
Large (%) 24.00 14.74
Mid (%) 10.78 23.70
Small (%) 1.28 8.67
Tiny (%) -- 0.21

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 66.46 11.12 1.78 11.12
equal HDFC Bank Financial 25.96 13.82 7.80 10.31
equal Bajaj Finance Financial 50.33 7.38 3.03 7.14
equal Reliance Industries Energy 22.32 8.92 0.00 6.12
equal Larsen & Toubro Construction 19.15 8.62 0.00 5.29
equal Coromandel International Chemicals 21.53 4.55 2.30 4.55
equal Axis Bank Financial 42.58 4.53 0.00 4.53
down Whirlpool Cons Durable 63.56 4.33 2.46 4.23
equal ITC FMCG 21.06 6.93 3.54 3.58
equal Infosys Technology 20.44 4.77 0.00 3.50
equal Maruti Suzuki India Automobile 35.49 8.57 3.40 3.43
equal Shree Cement Construction 64.27 3.82 2.32 3.35
equal SBI Life Insurance Company Financial 72.70 3.70 0.00 2.53
equal Eicher Motors Automobile 27.14 2.87 1.56 2.51
equal HDFC Financial 34.55 3.98 0.00 2.48
equal Indusind Bank Financial 20.51 6.88 2.16 2.41
equal Tata Steel Metals 6.58 5.27 0.00 2.38
equal Ultratech Cement Construction 40.68 2.65 1.09 2.27
equal Dr. Reddy's Lab Healthcare 18.43 2.38 0.00 2.07
equal ICICI Lombard General Insurance Financial 53.06 3.58 0.00 2.06
equal Federal Bank Financial 11.25 1.95 0.00 1.92
equal HDFC Life Insurance Financial 92.55 1.86 0.00 1.79
equal Havells India Engineering 51.25 3.20 1.74 1.74
equal Hindalco Inds. Metals 78.67 4.06 1.30 1.45
equal Sun Pharmaceutical Inds. Healthcare 24.93 3.30 0.00 1.39

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Gopal Agrawal since 01-Oct-2018

Education: Mr.Agrawal is a B.E and MBM.

Experience: Prior to joining DSP Mutual Fund he has worked with Tata AMC, Mirae Asset Mutual Fund ,SBI Mutual Fund, Kotak Securities, HDFC Securities, IDBI Capital, UTI Securities and IPCL.

Funds Managed:


0.72%

Change from previous, NAV as on 23-Jan-2020

Growth: ₹ 27.3570

Dividend: ₹ 27.3570


Investment Strategy

The scheme portfolio will largely consist of companies, which are amongst the top 200 companies by market capitalisation. The portfolio will limit exposure to companies beyond the top 200 companies by market capitalization upto 20% of the net asset value. The scheme will also have at least 95% of the invested amount across the top 25 holdings in the portfolio which excludes debt & money market securities.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: DSP Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 13.12%
Benchmark: S&P BSE 200 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 2,051 Cr (As on 31-Dec-2019)
Expense: 1.08% (As on 31-Dec-2019)
Risk Grade: Above Average
Return Grade: Average
Turnover: 14.00%

Contact Information

AMC: DSP Investment Managers Pvt. Ltd.

Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069

Phone: 022-66178000

Fax: 022-56578181

Website: https://www.dspim.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Value Investing

Evaluating a company's financial health from the Cash Flow Statement

dateSaturday, 25-Jan-2020
time12:30 PM - 01:00 PM