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4 star

DSP Flexi Cap Fund - Direct Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.93 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.48 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 32.08 1.31 0.58 -3.10 -1.21 11.19 37.45 24.47 19.43 14.22 --
S&P BSE 500 TRI 30.16 1.48 1.22 -3.57 0.38 10.51 35.51 19.89 17.82 12.89 --
Equity: Flexi Cap 31.55 1.37 0.78 -2.90 1.07 12.87 36.75 20.31 17.47 13.20 --
Rank within category 28 45 48 30 57 39 27 6 8 10 --
Number of funds in category 55 64 63 63 63 59 55 42 35 31 1

As on 07-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
DSP Flexi Cap Fund - Direct Plan  | Invest Online
4 star
Jan-13 37.45 24.47 19.43 0.75% 7,345
UTI Flexi Cap Fund - Direct Plan  | Invest Online
5 star
Jan-13 41.15 26.47 21.61 1.02% 24,212
SBI Focused Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 48.24 26.54 21.70 0.69% 21,677
Axis Focused 25 Fund - Direct Plan
4 star
Jan-13 32.15 22.36 21.82 0.59% 20,404
Parag Parikh Flexi Cap Fund - Direct Plan  | Invest Online
5 star
May-13 48.07 30.51 23.79 0.83% 17,220

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.54 19-Sep-2019 - 26-Sep-2019 -19.79 16-Mar-2020 - 23-Mar-2020
Month 24.31 07-May-2014 - 06-Jun-2014 -35.70 20-Feb-2020 - 23-Mar-2020
Quarter 31.56 10-Mar-2014 - 09-Jun-2014 -30.82 23-Dec-2019 - 23-Mar-2020
Year 87.49 23-Mar-2020 - 23-Mar-2021 -22.02 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 23.66 21.61 0.92 0.97 0.95 4.68
S&P BSE 500 TRI 19.76 21.92 0.73 0.84 -- --
Equity: Flexi Cap 20.06 21.00 0.78 0.85 0.93 1.46
Rank within category 6 32 9 12 27 8
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 59
Top 10 Stocks (%) 42.00
Top 5 Stocks (%) 27.21
Top 3 Sectors (%) 52.26
Portfolio P/B Ratio 5.26
Portfolio P/E Ratio 34.59

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,04,244 1,51,972
Giant (%) 46.48 52.99
Large (%) 14.21 17.99
Mid (%) 31.14 22.49
Small (%) 8.17 6.95
Tiny (%) -- 0.08

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 24.64 9.13 5.50 9.13
up HDFC Bank Financial 25.15 8.05 6.02 6.63
up Avenue Supermarts Services 227.10 4.03 1.65 4.03
equal Ultratech Cement Construction 33.55 4.24 1.91 3.77
up Bajaj Finance Financial 89.32 9.60 2.95 3.65
up Infosys Technology 35.29 4.26 0.00 3.63
up Bajaj Finserv Financial 66.41 3.59 0.00 3.52
up Axis Bank Financial 21.37 5.04 1.43 2.75
equal Kotak Mahindra Bank Financial 38.17 5.04 0.00 2.62
up Motherson Sumi Systems Automobile 35.15 2.49 0.00 2.27
up SBI Cards & Payments Services Financial 92.69 2.22 0.00 2.22
up HCL Technologies Technology 27.58 2.45 0.00 2.16
equal Gujarat Gas Energy 31.23 2.93 0.00 2.11
up Radico Khaitan FMCG 50.79 2.11 0.00 2.11
up Emami FMCG 42.72 2.01 0.00 2.01
equal Dr. Reddy's Lab Healthcare 38.76 3.11 0.00 1.99
equal Century Plyboards (India) FMCG 50.47 1.69 0.00 1.69
up Polycab India Engineering 43.74 1.65 0.00 1.65
equal Max Financial Services Financial 112.70 1.74 0.00 1.43
equal Can Fin Homes Financial 16.76 1.62 0.00 1.42
equal HDFC Life Insurance Insurance 123.24 1.69 0.00 1.37
up ICICI Lombard General Insurance Company Insurance 56.44 2.62 1.16 1.36
equal Minda Industries Automobile 73.02 1.88 0.81 1.35
equal KNR Constructions Construction 20.65 1.74 0.65 1.35
equal Alkem Laboratories Healthcare 24.29 3.49 1.24 1.34

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Abhishek Ghosh since 01-Jan-2021

Education: Mr. Ghosh is a MBA Finance, BE (Electronics)

Experience: Prior to joining DSP Mutual Fund, he has worked with Motilal Oswal Securities, IDFC securities Ltd, BNP Paribas, B&K Securities, Edelweiss Securities.

Funds Managed:

— Atul Bhole since 01-Jun-2016

Education: Mr. Bhole is a B.Com (H), Chartered Accountant and MMS.

Experience: Prior to joining DSP Mutual Fund he has worked with Tata Mutual Fund, JP Morgan Services Pvt. Ltd. and SBI Treasury.

Interviews:

Funds Managed:


1.31%

Change from previous, NAV as on 07-Dec-2021

Growth: ₹ 71.0420

IDCW: ₹ 81.3360


Investment Strategy

The scheme seeks to generate long-term capital appreciation, from a portfolio which is substantially constituted of equity and equity related securities and may also invest a certain portion of its corpus in debt and money market securities, in order to meet liquidity requirements from time to time. In Picking out individual investment opportunities for the portfolio, the investment manager will seek both value & growth.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: DSP Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 16.47%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 7,345 Cr (As on 31-Oct-2021)
Expense: 0.75% (As on 31-Oct-2021)
Risk Grade: Average
Return Grade: Above Average
Turnover: 31.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW12-Mar-20217.5900

 12-Mar-20206.6300
 11-Apr-20196.7000
 08-Mar-201816.0000
 10-Mar-20176.6000
 11-Mar-20167.0000
 13-Mar-20158.5000

Contact Information

AMC: DSP Investment Managers Pvt. Ltd.

Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069

Phone: 022-66178000

Fax: 022-56578181

Website: https://www.dspim.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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