Kotak Bond Short Term Fund - Direct Plan
Value Research Rating
Our Opinion
Riskometer
Moderate
₹59.7374 -0.06%
As on 20-May-2026
Returns
Risk
This fund has Moderate risk.
As per SEBI's Riskometer.
Portfolio of Kotak Bond Short Term Fund - Direct Plan
Asset Allocation
Split between different types of investments
Credit Rating Weightage
Split between categories of Equity investments
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Kotak Bond Short Term Fund - Direct Plan
|
|
|
Moderate
|
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0.39 |
|
 |
|
Moderate
|
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0.45 |
||
 |
|
Moderate
|
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0.39 |
||
|
|
Moderate
|
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0.41 |
||
|
|
Moderate
|
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0.39 |
Other details of Kotak Bond Short Term Fund - Direct Plan
Assets
₹16,487 Cr
Exit Load (Days)
--
Min. Investment (₹)
100
Min. Withdrawal (₹)
1,000
Min. SIP Investment (₹)
100
Min. No of Cheques
1
About Kotak Bond Short Term Fund - Direct Plan
Kotak Bond Short Term Fund - Direct Plan is a debt mutual fund scheme of Kotak Mahindra Mutual Fund. Launched on January 01, 2013, it is currently managed by Deepak Agrawal and Abhishek Bisen. The fund has an expense ratio of 0.39% with an overall AUM (Assets Under Management) of ₹16,487 Cr.
Kotak Bond - Short Term Fund - Direct Plan is mandated to invest in bonds such that the duration of the portfolio is between one and three years. The fund allows minimum lumpsum investment of ₹100 and minimum SIP of ₹100.
Investment Strategy
The scheme seeks to provide reasonable returns and reasonably high levels of liquidity by investing in debt instruments such as bonds, debentures and Government securities; and money market instruments such as treasury bills, commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets.
Suitability
Short Duration funds are suitable for:
- Debt allocation in your long-term portfolio
- Earning marginally higher returns than fixed deposits, with low-to-moderate volatility and flexibility to redeem anytime
- Investment horizon of 1-3 years
Note:
- Unlike FD, there is no guarantee of returns
- Not suitable for long-term wealth creation
Capital Gains Taxation
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on Kotak Bond Short Term Fund - Direct Plan
FAQ for Kotak Bond Short Term Fund - Direct Plan
How to Invest in Kotak Bond Short Term Fund - Direct Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Kotak Bond Short Term Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Kotak Bond Short Term Fund - Direct Plan can be bought from the Kotak Mahindra Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of Kotak Bond Short Term Fund - Direct Plan Today?
The latest declared NAV of Kotak Bond Short Term Fund - Direct Plan, is ₹59.7374 as of 21-May-2026.
What are the top holdings of Kotak Bond Short Term Fund - Direct Plan?
| Company | Percentage of Portfolio |
|---|---|
|
National Bank For Agriculture & Rural Development SR 25C Bonds 7.44 24/02/2028 |
3.78
|
|
LIC Housing Finance Ltd NCD 7.75 23/11/2027 |
3.00
|
|
Karnataka State SDL 7.08 12/02/2031 |
3.00
|
|
Bajaj Finance Ltd Debenture 8.12 10/09/2027 |
2.95
|
|
Power Finance Corporation Ltd SR BS221B Debenture 7.59 17/01/2028 |
2.89
|
What is the return of Kotak Bond Short Term Fund - Direct Plan in the last 5 years?
Over the past five years, Kotak Bond Short Term Fund - Direct Plan has delivered an annualised return of 6.33% as of 21-May-2026.
What is the minimum investment required in Kotak Bond Short Term Fund - Direct Plan?
The minimum investment required to start investing in Kotak Bond Short Term Fund - Direct Plan is ₹100 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.
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