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Unrated

SBI PSU Fund - Direct Plan


Equity: Thematic-PSU

1 Lakh

Investment declined to
₹ 0.72 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.00 Lakh

Suitability:

This is a fund that invests mainly in the shares of government-owned companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other PSU fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -20.34 -1.98 -3.23 1.11 4.61 -21.06 -20.26 -10.49 -2.45 2.56 --
S&P BSE PSU TRI -28.30 -2.46 -3.27 0.68 5.40 -28.76 -32.67 -14.46 -6.05 0.04 --
Equity: Thematic-PSU -11.76 -1.70 -3.21 2.27 7.72 -14.47 -8.81 -5.24 1.76 7.23 --
Rank within category 2 3 2 3 3 3 2 2 2 2 --
Number of funds in category 2 3 3 3 3 3 2 2 2 2 0

As on 14-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
SBI PSU Fund - Direct Plan  | Invest Online
Unrated
Jan-13 -20.26 -10.49 -2.45 1.96 155

Best & Worst Performance

Best (Period) Worst (Period)
Week 15.25 (12-May-2014 - 19-May-2014) -16.23 (05-Mar-2020 - 12-Mar-2020)
Month 29.71 (07-May-2014 - 06-Jun-2014) -32.58 (20-Feb-2020 - 23-Mar-2020)
Quarter 48.84 (21-Feb-2014 - 23-May-2014) -32.73 (24-Dec-2019 - 24-Mar-2020)
Year 60.05 (03-Sep-2013 - 03-Sep-2014) -31.71 (27-May-2019 - 26-May-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -7.00 22.64 -0.54 -0.80 0.87 1.34
S&P BSE PSU TRI -10.41 25.21 -0.62 -0.91 -- --
Equity: Thematic-PSU -1.72 22.51 -0.31 -0.45 0.84 6.14
Rank within category 2 2 2 2 2 2
Number of funds in category 2 2 2 2 2 2

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 22
Top 10 Stocks (%) 61.00
Top 5 Stocks (%) 36.30
Top 3 Sectors (%) 85.98
Portfolio P/B Ratio 1.13
Portfolio P/E Ratio 11.31

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 32,331 39,221
Giant (%) 27.46 30.92
Large (%) 27.08 24.51
Mid (%) 21.93 30.46
Small (%) 23.53 14.11
Tiny (%) -- --

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal State Bank of India Financial 8.40 14.02 5.89 8.99
equal BPCL Energy 26.53 8.55 0.00 8.30
down Garden Reach Shipbuilders & Engineers Construction 14.71 8.27 0.00 6.89
equal NTPC Energy 12.90 8.34 2.83 6.16
equal Power Grid Corporation Energy 9.11 8.82 4.66 5.96
equal ONGC Energy 8.93 9.84 0.00 5.23
equal HPCL Energy 12.15 6.98 1.05 5.23
equal SBI Life Insurance Company Financial 60.42 5.05 0.00 4.90
equal Rites Construction 9.89 5.92 0.00 4.77
equal Can Fin Homes Financial 12.36 6.10 0.00 4.57
equal The New India Assurance Financial 12.75 4.79 0.00 4.28
new Engineers India Construction 10.56 7.05 0.00 3.76
equal Indian Railway Catering & Tourism Corpn. Services 41.25 7.49 0.00 3.72
equal Container Corp. Services 63.75 5.89 0.00 3.63
equal Coal India Energy 4.73 4.00 0.00 3.42
equal GAIL Energy 4.74 7.48 0.00 3.29
equal Indian Oil Corp. Energy -- 5.39 3.05 3.07
equal Petronet LNG Energy 14.76 4.57 0.00 2.99
equal National Aluminium Metals 46.56 5.74 2.45 2.58
equal Bank of Baroda Financial 24.43 5.04 0.00 1.83
equal Oil India Energy 2.71 3.17 0.01 1.39
equal Punjab National Bank Financial 72.12 4.49 0.00 0.95

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Richard D'souza since 01-Aug-2014

Education: Mr. D'souza is a B.Sc (Physics) from University of Mumbai.

Experience: Prior to joining SBI Fund Management in 2010 he has worked with Ask Investment Managers Pvt. Ltd., Antique Share & Stock Brokers Pvt. Ltd, Sunidhi Consultancy Ltd. and Alchemy Share & Stock Brokers Pvt. Ltd.

Funds Managed:


-1.98%

Change from previous, NAV as on 14-Jul-2020

Growth: ₹ 8.6459

Dividend: ₹ 8.6333


Investment Strategy

The scheme seeks to provide opportunities for long-term growth through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs and others.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1,000
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 0.30%
Benchmark: S&P BSE PSU TRI
Riskometer: High
Type: Open-ended
Assets: ₹ 155 Cr (As on 30-Jun-2020)
Expense: 1.96% (As on 31-May-2020)
Risk Grade: --
Return Grade: --
Turnover: 49.00%

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: http://www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Value Investing

Evaluating Covid-affected financials of India Inc

dateFriday, 17-Jul-2020
time12:30 PM - 01:00 PM