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Nippon India Hybrid Bond Fund - Direct Plan


Hybrid: Conservative Hybrid

1 Lakh

Investment declined to
₹ 0.97 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.32 Lakh

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -13.51 0.17 0.80 2.21 3.44 -13.73 -11.67 -1.05 3.22 6.42 --
VR MIP TRI -0.05 0.30 0.95 2.79 7.54 -0.34 3.19 6.45 7.26 8.41 --
Hybrid: Conservative Hybrid 0.15 0.25 0.99 2.95 6.47 -0.26 3.56 4.61 6.94 8.82 --
Rank within category 36 29 26 32 35 36 35 33 30 26 --
Number of funds in category 38 38 38 38 38 38 37 35 32 29 0

As on 09-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Hybrid Bond Fund - Direct Plan  | Invest Online
1 star
Jan-13 -11.67 -1.05 3.22 1.58 829
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 7.61 7.47 9.51 1.39 1,544
HDFC Hybrid Debt Fund - Direct Plan  | Invest Online
2 star
Jan-13 2.31 3.56 6.95 1.41 2,344
UTI Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 0.87 3.52 6.30 1.11 1,658
Aditya Birla Sun Life Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 -0.53 2.26 6.82 1.12 1,203

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.16 (19-Aug-2013 - 26-Aug-2013) -9.56 (04-Mar-2020 - 11-Mar-2020)
Month 5.78 (07-May-2014 - 06-Jun-2014) -14.18 (14-Feb-2020 - 17-Mar-2020)
Quarter 9.70 (04-Apr-2014 - 04-Jul-2014) -18.36 (23-Dec-2019 - 23-Mar-2020)
Year 29.39 (30-Jan-2014 - 30-Jan-2015) -17.43 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -1.13 7.33 -0.88 -0.62 0.91 -7.12
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Conservative Hybrid 4.43 7.02 -0.05 0.01 0.84 -1.51
Rank within category 34 26 36 36 29 34
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Number of Bonds 24
Average Maturity (yrs) 3.30
Top 10 Holdings (%) 72.71
Portfolio P/B Ratio 2.24
Portfolio P/E Ratio 17.15

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 14.50% Mariposa Agri Ventures And Hospitalities 17/09/2021 Non Convertible Debenture Unrated 9.22 - 17.23 17.23
equal 9.95% Molagavalli Renewable 31/03/2023 Debenture A+ 8.07 - 14.45 11.62
equal Indiabulls Housing Finance 2020 Securitised Debt AA 0.00 - 10.99 10.99
equal 10.50% Sanghi Industries 2023 Non Convertible Debenture A 7.72 - 10.90 10.76
equal Indian Receivable Trust 2044 Securitised Debt A 0.00 - 4.49 4.49
equal 9.95% Narmada Wind Energy Pvt. 31/03/2023 Debenture A+ 2.05 - 4.21 4.21
new 8.60% L&T Ahmedabad Maliya Tollway L Structured Obligation AA 0.00 - 4.15 4.15
new 11.95% Aqua Space Developers 27/06/2022 Non Convertible Debenture A 0.00 - 9.46 3.62
new 9.50% Nirma Non Convertible Debenture AA- 0.00 - 2.96 2.96
new Indian Receivable Trust 25/09/2026 Securitised Debt A 0.00 - 2.68 2.68
new Clix Finance India 17/12/2021 Non Convertible Debenture AA- 0.00 - 2.42 2.42
equal 8.90% Indiabulls Housing Finance 26/09/2021 Bonds AA 0.00 - 1.63 1.63
equal Indian Receivable Trust 2044 Securitised Debt A 0.00 - 1.32 1.32
new KKR India Financial Services 2020 Debenture AA 0.00 - 1.30 1.30
new 9.75% Uttar Pradesh Power Corporation 20/10/2021 Debenture A+ 0.00 - 1.19 1.19
new Zuvan Energy Pvt. Ltd. 16/11/2027 Zero Coupon Bonds AA 0.00 - 1.13 1.13
equal Indian Receivable Trust 26/01/2040 Securitised Debt A 0.00 - 0.87 0.87
equal KKR India Financial Services 16/01/2022 Debenture AA 0.00 - 0.61 0.61
new 9.70% Piramal Enterprises 24/12/2020 Non Convertible Debenture AA 0.00 - 0.60 0.60
equal 10.15% Uttar Pradesh Power Corporation 20/01/2025 Debenture A+ 0.52 - 1.23 0.60
equal 8.75% Indiabulls Housing Finance 26/09/2021 Debenture AA 0.00 - 0.21 0.15
equal 9.10% India Infradebt 20/06/2022 Debenture AAA 0.01 - 0.02 0.02
equal 9.25% Reliance Home Finance 2032 Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 31.35 1.23 0.00 1.23
down HDFC Bank Financial 22.68 2.64 0.96 1.07
down HDFC Financial 15.72 1.03 0.19 0.74
down Infosys Technology 20.06 1.76 0.54 0.66
down ICICI Bank Financial 25.08 1.45 0.21 0.56
down Tata Consultancy Services Technology 25.58 0.65 0.00 0.54
down ITC FMCG 15.70 0.65 0.38 0.45
down Kotak Mahindra Bank Financial 31.51 1.20 0.35 0.42
down Hindustan Unilever FMCG 75.69 0.48 0.00 0.38
down Bharti Airtel Communication -- 0.32 0.00 0.32
down Larsen & Toubro Construction 13.89 1.65 0.27 0.30
down Axis Bank Financial 69.10 0.45 0.00 0.23
down Asian Paints Chemicals 60.87 0.22 0.00 0.20
equal IRB InvIT Fund Construction -- 0.20 0.13 0.20
down Maruti Suzuki India Automobile 31.95 0.76 0.00 0.19
down State Bank of India Financial 8.99 0.61 0.00 0.16
down Nestle India FMCG 79.53 0.17 0.00 0.16
down HCL Technologies Technology 14.44 0.22 0.00 0.15
down Dr. Reddy's Lab Healthcare 31.97 0.13 0.00 0.13
down Sun Pharmaceutical Inds. Healthcare 30.72 0.25 0.09 0.13
down Bajaj Finance Financial 38.12 0.25 0.00 0.13
down NTPC Energy 13.41 0.17 0.00 0.12
down Ultratech Cement Construction 19.07 0.13 0.00 0.12
down Mahindra & Mahindra Automobile 548.57 0.21 0.00 0.11
down Power Grid Corporation Energy 9.57 0.14 0.00 0.10

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Sanjay Parekh since 01-Jan-2013

Education: Mr. Parekh is a B.Com (H) and Chartered Accountant.

Experience: Prior to joining Reliance Mutual Fund he has worked with ICICI Prudential MF, Ask Investments Managers, Prabhudas Lilladher, Sunidhi Consultancy Services, Insight Asset Management and Capital Market Magazine.

Funds Managed:

— Sushil Budhia since 01-Feb-2020

Education: Mr. Budhia has done CA

Experience: Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.

Funds Managed:


0.17%

Change from previous, NAV as on 09-Jul-2020

Growth: ₹ 40.2158

Dividend Quarterly: ₹ 10.7019

Dividend Monthly: ₹ 10.5581


Investment Strategy

The scheme primarily aims to generate regular income in order to make regular dividend payments to unitholders while the secondary objective is growth of capital.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 6.29%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 829 Cr (As on 31-May-2020)
Expense: 1.58% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Low
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly20-Feb-20200.0555

 20-Jan-20200.0645
 20-Dec-20190.0555
 20-Nov-20190.0645
 22-Oct-20190.0555
 20-Sep-20190.0555
 20-Aug-20190.0555
 22-Jul-20190.0555
 20-Jun-20190.0645
 20-May-20190.0555
 22-Apr-20190.0555
 20-Mar-20190.0645
 20-Feb-20190.0555
 21-Jan-20190.0645
 20-Dec-20180.0645
 20-Nov-20180.0645
 22-Oct-20180.0555
 21-Sep-20180.0555
 20-Aug-20180.0645
 20-Jul-20180.0645
 20-Jun-20180.0645
 21-May-20180.0555
 20-Apr-20180.0645
 20-Mar-20180.0556
 20-Feb-20180.0556
Dividend Quarterly20-Dec-20190.1786

 20-Sep-20190.1786
 20-Jun-20190.1786
 20-Mar-20190.1786
 20-Dec-20180.1786
 21-Sep-20180.2002
 20-Jun-20180.1786
 20-Mar-20180.1791
 20-Dec-20170.1791
 20-Sep-20170.2008
 20-Jun-20170.2008
 20-Mar-20170.1791
 20-Dec-20160.1791
 20-Sep-20160.2008
 20-Jun-20160.2008
 21-Mar-20160.1791
 21-Dec-20150.1791
 21-Sep-20150.1791
 22-Jun-20150.1791
 20-Mar-20150.2018
 22-Dec-20140.2018
 22-Sep-20140.2166
 20-Jun-20140.2003
 20-Mar-20140.1691
 20-Dec-20130.2003

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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