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1 star

Nippon India Hybrid Bond Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.08 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.87 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 9.83 0.07 -0.01 0.70 3.55 7.03 13.68 2.49 3.86 6.01 --
VR MIP TRI 12.21 0.06 -0.75 0.50 6.51 11.05 19.23 12.34 9.78 9.33 --
Hybrid: Conservative Hybrid 11.11 0.00 -0.51 0.60 4.01 8.83 16.64 10.46 8.21 9.14 --
Rank within category 16 17 8 15 21 27 21 29 29 26 --
Number of funds in category 32 35 35 35 35 34 32 29 29 27 0

As on 25-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Hybrid Bond Fund - Direct Plan  | Invest Online
1 star
Jan-13 13.68 2.49 3.86 1.27% 739
SBI Debt Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 20.33 13.28 9.13 0.58% 4,122
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 15.58 12.29 10.33 0.84% 3,380
Kotak Debt Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 22.11 15.66 10.62 0.54% 1,050
Canara Robeco Conservative Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 15.89 13.98 10.00 0.61% 896

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.16 19-Aug-2013 - 26-Aug-2013 -9.56 04-Mar-2020 - 11-Mar-2020
Month 5.78 07-May-2014 - 06-Jun-2014 -14.18 14-Feb-2020 - 17-Mar-2020
Quarter 9.70 04-Apr-2014 - 04-Jul-2014 -18.36 23-Dec-2019 - 23-Mar-2020
Year 29.39 30-Jan-2014 - 30-Jan-2015 -17.43 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.42 7.53 -0.20 -0.15 0.90 -7.80
VR MIP TRI 10.89 6.85 1.01 1.24 -- --
Hybrid: Conservative Hybrid 9.63 6.32 1.05 1.19 0.68 0.98
Rank within category 30 25 30 30 28 30
Number of funds in category 30 30 30 30 30 30

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Number of Bonds 34
Average Maturity (yrs) 2.72
Top 10 Holdings (%) 47.14
Portfolio P/B Ratio 3.61
Portfolio P/E Ratio 27.11

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Indiabulls Housing Finance 22/11/2039 Securitised Debt AA 8.43 - 10.20 8.43
equal 9.95% Molagavalli Renewable 31/03/2023 Debenture A+ 6.80 - 12.13 7.08
equal 7.75% TMF Holdings Debenture AA- 0.00 - 4.77 4.77
equal 8.60% L&T Ahmedabad Maliya Tollway L Structured Obligation AA 3.85 - 4.74 4.74
equal 9.95% Narmada Wind Energy Pvt. 31/03/2023 Debenture A+ 3.80 - 4.58 4.57
equal 9.60% Narmada Wind Energy Pvt. 31/03/2023 Debenture A+ 3.17 - 3.78 3.76
equal 7.35% GOI 22/06/2024 Central Government Loan SOV 0.00 - 3.59 3.59
equal 6.50% Tata Realty and Infrastructure 17/07/2024 Non Convertible Debenture AA 0.00 - 3.44 3.44
new 11.50% Hero Solar Energy 31/03/2024 Non Convertible Debenture A+ 0.00 - 3.38 3.38
equal 6.59% Summit Digitel Infrastructure 16/06/2026 Debenture AAA 0.00 - 3.38 3.38
equal Trust Investment Advisors 60-D 26/10/2021 Commercial Paper A1+ 0.00 - 2.96 2.96
equal 10.15% Uttar Pradesh Power Corporation 20/01/2025 Debenture A+ 0.00 - 2.79 2.79
equal 10.50% Asirvad Microfinance 25/05/2023 Non Convertible Debenture AA- 0.00 - 2.62 2.36
equal 8.50% JSW Steel 2027 Debenture AA 0.00 - 2.10 2.10
equal 7.98% ONGC Petro Additions 25/10/2023 Non Convertible Debenture AA 1.67 - 2.10 2.10
equal 5.63% GOI 2026 GOI Securities SOV 0.00 - 2.03 2.03
equal 6.24% State Bank of India Additional Tier 2 Bond AAA 0.00 - 3.18 2.03
equal 9.50% Nirma Perpetual Bond AA- 1.72 - 2.74 2.03
equal 9.60% Renew Wind Energy Delhi 31/03/2023 Debenture A+ 1.58 - 1.89 1.89
equal 6.79% BSNL 23/09/2030 Non Convertible Debenture AAA 1.01 - 1.89 1.89
equal 9.80% Ess Kay Fincorp 19/11/2024 Non Convertible Debenture AA+ 0.00 - 1.71 1.49
equal 7.99% State Bank of India Additional Tier 2 Bond AAA 0.00 - 1.45 1.45
equal 11.16% Ess Kay Fincorp 2024 Non Convertible Debenture A 0.00 - 1.39 1.39
equal 11.63% Asirvad Microfinance 30/05/2024 Non Convertible Debenture AA- 0.00 - 1.36 1.36
equal 9.24% Ashoka Concessions 21/06/2024 Non Convertible Debenture AA 0.00 - 1.36 1.36

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 33.67 1.52 0.88 1.22
up HDFC Bank Financial 26.81 1.44 0.92 1.04
down Infosys Technology 34.38 1.03 0.54 0.93
down HDFC Financial 25.97 1.03 0.64 0.74
down ICICI Bank Financial 27.49 0.82 0.46 0.73
down Tata Consultancy Services Technology 35.32 0.65 0.46 0.58
down Kotak Mahindra Bank Financial 43.02 0.57 0.36 0.44
equal IRB InvIT Fund Construction -- 0.39 0.13 0.39
down Hindustan Unilever FMCG 68.68 0.48 0.28 0.36
down Larsen & Toubro Construction 20.11 0.52 0.23 0.31
down ITC FMCG 20.66 0.65 0.27 0.31
down Axis Bank Financial 30.66 0.45 0.20 0.30
down Bajaj Finance Financial 103.46 0.30 0.13 0.30
down State Bank of India Financial 18.07 0.38 0.15 0.26
down Bharti Airtel Communication 358.71 0.32 0.09 0.24
down Asian Paints Chemicals 86.02 0.23 0.13 0.22
down HCL Technologies Technology 27.43 0.21 0.12 0.21
down Bajaj Finserv Financial 70.45 0.16 0.07 0.16
down Maruti Suzuki India Automobile 42.75 0.25 0.13 0.15
down Tata Steel Metals 7.49 0.19 0.06 0.15
down Wipro Technology 30.22 0.15 0.07 0.14
down Tech Mahindra Technology 29.09 0.13 0.08 0.13
down Ultratech Cement Construction 32.32 0.15 0.09 0.13
down Titan Company Consumer Durable 164.56 0.15 0.09 0.13
down Sun Pharmaceutical Industries Healthcare 32.49 0.16 0.09 0.13

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Dhrumil Shah since 10-Sep-2021

Education: Mr. Shah is B.com and C.A

Experience: Prior to joining Nippon India Mutual Fund, he has worked with Birla Sun Life Insurance as AVP Investments, Equity Fund Management and Research and ASK investment Managers as Portfolio Manager, Equity Fund Management and Research.

Funds Managed:

— Sushil Budhia since 01-Feb-2020

Education: Mr. Budhia has done CA

Experience: Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.

Funds Managed:


0.07%

Change from previous, NAV as on 25-Oct-2021

Growth: ₹ 47.0108

IDCW Quarterly: ₹ 12.5102

IDCW Monthly: ₹ 11.5454


Investment Strategy

The scheme primarily aims to generate regular income in order to make regular dividend payments to unitholders while the secondary objective is growth of capital.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 7.22%
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 739 Cr (As on 30-Sep-2021)
Expense: 1.27% (As on 30-Sep-2021)
Risk Grade: Above Average
Return Grade: Low
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly20-Oct-20210.0858

 20-Sep-20210.1518
 20-Aug-20210.1359
 20-Jul-20210.0741
 21-Jun-20210.1015
 20-May-20210.1528
 20-Apr-20210.0473
 22-Mar-20210.0226
 20-Feb-20200.0555
 20-Jan-20200.0645
 20-Dec-20190.0555
 20-Nov-20190.0645
 22-Oct-20190.0555
 20-Sep-20190.0555
 20-Aug-20190.0555
 22-Jul-20190.0555
 20-Jun-20190.0645
 20-May-20190.0555
 22-Apr-20190.0555
 20-Mar-20190.0645
 20-Feb-20190.0555
 21-Jan-20190.0645
 20-Dec-20180.0645
 20-Nov-20180.0645
 22-Oct-20180.0555
IDCW Quarterly20-Dec-20190.1786

 20-Sep-20190.1786
 20-Jun-20190.1786
 20-Mar-20190.1786
 20-Dec-20180.1786
 21-Sep-20180.2002
 20-Jun-20180.1786
 20-Mar-20180.1791
 20-Dec-20170.1791
 20-Sep-20170.2008
 20-Jun-20170.2008
 20-Mar-20170.1791
 20-Dec-20160.1791
 20-Sep-20160.2008
 20-Jun-20160.2008
 21-Mar-20160.1791
 21-Dec-20150.1791
 21-Sep-20150.1791
 22-Jun-20150.1791
 20-Mar-20150.2018
 22-Dec-20140.2018
 22-Sep-20140.2166
 20-Jun-20140.2003
 20-Mar-20140.1691
 20-Dec-20130.2003

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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