Aditya Birla Sun Life Medium Term Plan - Direct Plan

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Value Research Rating

5 star

Analyst’s Choice

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Riskometer

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Moderately High

₹38.1052 0.03%

As on 19-Jul-2024

Returns

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Calculate SIP Returns of Aditya Birla Sun Life Medium Term Plan - Direct Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk info

This fund has Moderately High risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of Aditya Birla Sun Life Medium Term Plan - Direct Plan

Asset Allocation

Split between different types of investments

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Other details of Aditya Birla Sun Life Medium Term Plan - Direct Plan

Assets info

₹1,861 Cr

Exit Load (Days) info

2.00 (365)

Min. Investment (₹)

1,000

Min. Withdrawal (₹)

1

Min. SIP Investment (₹)

1,000

Min. No of Cheques

6

Investment Strategy

The Scheme seeks to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity.

Suitability

"Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon."

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 3 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 3 years from the date of investment: Gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

FAQ for Aditya Birla Sun Life Medium Term Plan - Direct Plan

Aditya Birla Sun Life Medium Term Plan - Direct Plan is mandated to invest in bonds such that the duration of the portfolio is between three to four years.

Mutual funds can be bought directly from the website of the fund house. For instance, Aditya Birla Sun Life Medium Term Plan - Direct Plan fund can be purchased from the website of Aditya Birla Sun Life Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of Aditya Birla Sun Life Medium Term Plan - Direct Plan is ₹38.1052 as of 21-Jul-2024.

The AUM of Aditya Birla Sun Life Medium Term Plan - Direct Plan Fund is ₹1,861 Cr as of 30-Jun-2024

The riskometer level of Aditya Birla Sun Life Medium Term Plan - Direct Plan is Moderately High. See More

Company Percentage of Portfolio

GOI Sec 7.18 14/08/2033

25.73

GOI Sec 7.26 06/02/2033

10.88

GOI Sec 7.18 24/07/2037

5.43

JSW Steel Ltd Debenture 8.25 23/12/2027

2.69

Belstar Microfinance Pvt Ltd Debenture 31/03/2026

2.68
See More

As of 30-Jun-2024, Aditya Birla Sun Life Medium Term Plan - Direct Plan had invested 89.61% in Debt, 6.5% in Cash & Cash Eq. and 3.89% in Real Estate See More

Aditya Birla Sun Life Medium Term Plan - Direct Plan is 11 years 6 months old. It has delivered 9.43% returns since inception. See More

1Y
3Y
5Y
7Y
10Y
Since Inception
8.19%
13.46%
9.40%
8.31%
9.13%
9.43%

No, There is no lock in period in Aditya Birla Sun Life Medium Term Plan - Direct Plan.

The expense ratio of Aditya Birla Sun Life Medium Term Plan - Direct Plan is 0.85.

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