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2 star

Aditya Birla Sun Life Medium Term Plan - Direct Plan


1 Lakh

Investment Grown to
₹ 1.08 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Suitability:

"Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 7.65 0.08 0.17 0.50 1.30 2.92 8.23 4.31 5.32 6.92 --
VR Bond 2.68 0.01 0.10 0.60 1.14 2.12 2.88 6.14 5.55 6.65 --
Debt: Medium Duration 5.69 0.09 0.13 0.47 1.16 3.54 6.07 6.07 6.62 7.50 --
Rank within category 2 13 3 10 2 8 2 11 11 7 --
Number of funds in category 18 19 19 19 19 18 18 14 13 10 0

As on 08-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Medium Term Plan - Direct Plan  | Invest Online
2 star
Jan-13 8.23 4.31 5.32 0.93% 1,565
SBI Magnum Medium Duration Fund - Direct Plan  | Invest Online
5 star
Jan-13 4.95 9.70 8.92 0.68% 11,135
ICICI Prudential Medium Term Bond Fund - Direct Plan  | Invest Now
4 star
Jan-13 6.52 9.25 8.16 0.68% 7,233
HDFC Medium Term Debt Fund - Direct Plan  | Invest Online
4 star
Jan-13 6.28 9.08 7.87 0.59% 4,256
IDFC Bond Fund Medium Term Plan - Direct Plan
4 star
Jan-13 3.64 8.36 7.48 0.76% 3,980

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.67 24-Jun-2020 - 01-Jul-2020 -7.29 18-Nov-2019 - 25-Nov-2019
Month 6.49 10-Jun-2020 - 10-Jul-2020 -6.78 25-Oct-2019 - 25-Nov-2019
Quarter 9.45 29-Apr-2020 - 29-Jul-2020 -8.56 19-Sep-2019 - 19-Dec-2019
Year 18.64 29-Apr-2020 - 29-Apr-2021 -8.77 30-Apr-2019 - 29-Apr-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.53 6.84 0.11 0.10 0.19 0.29
VR Bond 6.20 2.04 1.18 1.59 -- --
Debt: Medium Duration 6.15 4.84 1.03 1.41 0.45 1.28
Rank within category 11 12 11 11 3 11
Number of funds in category 14 14 14 14 14 14

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 85 89 83 43
Modified Duration (yrs) 3.08 3.56 2.59 2.95
Average Maturity (yrs) 4.09 4.87 3.30 4.26
Yield to Maturity (%) 7.00 7.32 6.47 6.33
Avg Credit Rating AA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 9.25% Shriram City Union Finance 28/05/2024 Debenture AA 0.53 - 6.54 6.54
equal 9.75% Uttar Pradesh Power Corporation 20/10/2022 Debenture AA- 4.94 - 6.06 6.06
up 6.67% GOI 15/12/2035 GOI Securities SOV 0.00 - 3.49 3.49
equal 6.40% Embassy Office Parks REIT 15/02/2024 Debenture AAA 0.00 - 3.21 3.21
equal Mahindra Rural Housing Finance 17/06/2024 Debenture AA+ 0.00 - 3.15 3.15
equal 6.50% Tata Realty and Infrastructure 17/07/2024 Non Convertible Debenture AA 0.00 - 3.10 3.10
equal 5.90% Bharti Hexacom 30/04/2024 Debenture AA+ 0.00 - 3.06 3.06
equal 6.10% Sundew Properties 28/06/2024 Debenture AAA 0.00 - 2.86 2.86
equal JM Financial Credit Solutions 23/07/2024 Debenture AA 0.00 - 2.85 2.85
equal 8.15% GOI 24/11/2026 Central Government Loan SOV 2.69 - 3.00 2.81
equal Bharti Hexacom 19/01/2024 Non Convertible Debenture AA+ 0.00 - 2.56 2.56
equal 6.94% GIC Housing Fin. 22/02/2023 Debenture AA+ 0.00 - 2.55 2.55
down 10.50% Indusind Bank Additional Tier 1 Bond AA 1.99 - 2.58 2.34
equal 8.25% DLF 25/03/2024 Debenture AA- 0.00 - 2.24 2.24
equal 11.10% Hinduja Leyland Finance 2022 Debenture AA 0.00 - 2.22 2.22
equal Varanasi Sangam Expressway 29/12/2034 Non Convertible Debenture AAA 0.00 - 2.12 2.12
new 6.70% DLF Cyber City Developers 30/09/2024 Debenture AA 0.00 - 1.92 1.92
equal 9.00% Indostar Capital Finance 2023 Debenture AA- 0.00 - 1.92 1.92
equal 6.64% GOI 16/06/2035 GOI Securities SOV 0.00 - 7.32 1.90
equal 6.22% GOI 16/03/2035 GOI Securities SOV 0.00 - 4.00 1.83
equal 7.50% Vedanta 17/03/2022 Debenture AA- 0.00 - 1.73 1.73
equal Muthoot Finance 19/04/2023 Bonds/Debentures AA+ 0.00 - 1.66 1.66
equal 7.15% G R Infraprojects 31/05/2024 Debenture AA 0.00 - 1.61 1.61
equal 10.32% Andhra Pradesh Capital Region Development Authority 16/08/2025 Debenture A+ 1.31 - 1.54 1.54
equal 8.94% Power Finance Corporation 25/03/2028 Bonds AAA 1.19 - 1.42 1.42

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2021

Fund Manager

— Mohit Sharma since 06-Aug-2020

Education: Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).

Experience: Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).

Funds Managed:

— Sunaina da Cunha since 01-Apr-2017

Education: Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.

Experience: Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

Funds Managed:


0.08%

Change from previous, NAV as on 08-Dec-2021

Growth: ₹ 26.7349

IDCW Quarterly: ₹ 10.6947

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IDCW Half Yearly: ₹ 10.9309

IDCW: ₹ 13.9527


Investment Strategy

The Scheme seeks to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load For units in excess of 15% of the investment,2% will be charged for redemption within 365 days
For units in excess of 15% of the investment,1% will be charged for redemption between 366 - 730 days

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 7.98%
Benchmark: CRISIL Medium Term Debt Index
Riskometer: High
Type: Open-ended
Assets: ₹ 1,565 Cr (As on 30-Nov-2021)
Expense: 0.93% (As on 31-Oct-2021)
Risk Grade: Above Average
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Half Yearly15-Sep-20210.2675

 15-Mar-20210.2542
 15-Sep-20200.3049
 16-Sep-20190.3157
 15-Mar-20190.3013
 17-Sep-20180.3539
 15-Mar-20180.3144
 15-Sep-20170.4504
 15-Mar-20170.2529
 15-Sep-20160.4670
 15-Mar-20160.2922
 15-Sep-20150.3155
 16-Mar-20150.4500
 15-Sep-20140.4295
 18-Mar-20140.4258
 17-Sep-20130.1530
 17-May-20130.1931
 15-Mar-20130.1354
IDCW Quarterly15-Sep-20210.1328

 15-Jun-20210.1309
 15-Mar-20210.1268
 15-Dec-20200.1252
 16-Sep-20190.1469
 17-Jun-20190.0991
 17-Dec-20180.0810
 17-Sep-20180.1630
 15-Jun-20180.1433
 15-Mar-20180.1422
 15-Dec-20170.1451
 15-Sep-20170.1289
 15-Jun-20170.1546
 15-Mar-20170.1782
 15-Dec-20160.2257
 15-Sep-20160.2266
 15-Jun-20160.2269
 15-Mar-20160.1908
 15-Dec-20150.2259
 15-Sep-20150.1437
 15-Jun-20150.1847
 16-Mar-20150.1793
 15-Dec-20140.2249
 15-Sep-20140.2438
 16-Jun-20140.2392
IDCW25-Jan-20210.6900

 31-Jan-20200.5763
 31-Jan-20190.8644
 25-Jan-20180.8595
 24-Mar-20170.7873
 25-Mar-20130.7000

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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