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Unrated

Aditya Birla Sun Life Tax Plan - Direct Plan


1 Lakh

Investment Grown to
₹ 1.43 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.00 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. In addition, you get tax exemption on the invested amount under Section 80C of the Indian income tax laws. As per this section, total investments of upto Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.41 -1.08 0.16 0.61 6.14 10.66 7.18 12.71 9.45 15.85 --
Equity: ELSS 1.85 -0.78 0.21 1.85 5.67 9.51 12.32 12.34 8.65 14.14 --

As on 20-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week -- ( - ) -- ( - )
Month 16.65 (07-May-2014 - 06-Jun-2014) -14.58 (07-Sep-2018 - 09-Oct-2018)
Quarter 23.60 (07-Apr-2014 - 07-Jul-2014) -12.66 (27-Jul-2018 - 26-Oct-2018)
Year 79.02 (13-Feb-2014 - 13-Feb-2015) -15.71 (03-Sep-2018 - 03-Sep-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 13.12 13.36 0.55 0.84 0.94 -0.18
Equity: ELSS 13.10 13.33 0.55 0.82 0.96 -0.35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 43
Top 10 Stocks (%) 58.67
Top 5 Stocks (%) 37.77
Top 3 Sectors (%) 55.97
Portfolio P/B Ratio 3.83
Portfolio P/E Ratio 36.47

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 64,219 98,037
Giant (%) 38.52 52.66
Large (%) 7.28 14.56
Mid (%) 42.39 24.99
Small (%) 11.81 8.12
Tiny (%) -- 0.23

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Reliance Industries Energy 22.39 8.91 2.24 8.88
equal HDFC Financial 34.97 8.56 1.51 8.56
equal Honeywell Automation Engineering 60.00 9.21 4.93 7.85
equal Pfizer Healthcare 36.05 6.97 2.98 6.97
down Gillette FMCG 83.61 7.54 3.73 5.50
equal Glaxosmithkline Pharma Healthcare 32.41 5.76 2.88 4.95
equal Kotak Mahindra Bank Financial 37.61 4.78 2.76 4.78
equal Bayer CropScience Healthcare 105.06 6.35 4.19 4.40
equal Larsen & Toubro Construction 19.43 4.76 1.07 3.60
equal HDFC Bank Financial 26.16 3.17 1.54 3.17
down IDFC First Bank Financial -- 3.24 0.00 2.70
equal Shree Cement Construction 64.43 2.64 1.19 2.63
equal Johnson Controls - Hitachi Air Conditioning India Cons Durable 56.69 5.12 2.43 2.50
equal Kansai Nerolac Paints Chemicals 51.26 2.53 0.93 2.46
equal ICICI Bank Financial 67.36 2.27 1.16 2.27
equal Biocon Healthcare 41.09 3.54 1.64 2.14
equal Shopper's Stop Services 68.68 3.72 1.87 2.01
equal Sundaram-Clayton Automobile 42.60 10.17 1.84 1.96
equal Tata Consultancy Services Technology 25.12 1.99 1.05 1.81
equal ICRA Financial 31.01 4.04 1.40 1.71
new Quess Corp Financial 32.81 1.69 0.00 1.69
equal MRF Automobile 27.36 3.46 1.21 1.64
equal Bata India FMCG 63.39 1.74 0.94 1.59
equal P&G Hygiene & Health Care FMCG 89.25 1.40 0.84 1.30
equal Indusind Bank Financial 20.50 2.35 1.06 1.27

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019


-1.08%

Change from previous, NAV as on 20-Jan-2020

Growth: ₹ 43.2000

Dividend: ₹ 142.2000


Investment Strategy

An Open-ended Equity Linked Savings Scheme (ELSS) with the objective to achieve long-term growth of capital along with income tax relief for investment.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Exit Load 0

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 15.58%
Benchmark: S&P BSE Sensex TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 598 Cr (As on 31-Dec-2019)
Expense: 1.82% (As on 31-Dec-2019)
Risk Grade: --
Return Grade: --
Turnover: 2.00%

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Value Investing

Evaluating a company's financial health from the Cash Flow Statement

dateSaturday, 25-Jan-2020
time12:30 PM - 01:00 PM