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Unrated

UTI Children's Career Fund-Savings Plan - Direct Plan download report

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Hybrid: Balanced Hybrid

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1 Lakh

Investment Grown to
₹ 1.30 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.20 Lakh

Suitability:

"When you invest for five years or more, you can expect gains that beat the inflation rate as well as the returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Balanced hybrid funds invest roughly half your money in equity shares and the rest in bonds. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
UTI CCF-Savings Plan Direct -2.89 -0.01 0.41 -2.66 -2.78 -3.65 7.69 9.21 6.80 7.95 --
VR Balanced TRI -5.32 2.62 0.21 -6.02 -5.26 -7.81 9.09 12.55 11.57 10.68 --
Hybrid: Balanced Hybrid -3.60 -0.07 0.37 -3.16 -3.12 -4.47 6.27 8.85 7.08 8.01 --
Rank within category 2 2 3 2 2 2 3 3 4 3 --
Number of funds in category 5 5 5 5 5 5 5 5 5 5 0

As on 18-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Children's Career Fund-Savings Plan - Direct Plan  | Invest Online
Unrated
 Jan-13 7.69 9.21 6.80 1.61% 4,113
UTI Retirement Benefit Pension Fund - Direct Plan  | Invest Online
Unrated
 Jan-13 8.38 9.73 7.42 1.02% 3,576
Franklin India Pension Fund - Direct Plan  | Invest Online Now
Unrated
 Jan-13 1.46 7.59 6.79 1.51% 443

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.11 24-Mar-2020 - 31-Mar-2020 -8.34 11-Mar-2020 - 18-Mar-2020
Month 9.01 24-Mar-2020 - 23-Apr-2020 -18.68 20-Feb-2020 - 23-Mar-2020
Quarter 15.30 23-Mar-2020 - 22-Jun-2020 -16.80 23-Dec-2019 - 23-Mar-2020
Year 38.01 23-Mar-2020 - 23-Mar-2021 -14.92 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
UTI CCF-Savings Plan Direct 9.53 9.78 0.61 0.56 0.51 0.55
VR Balanced TRI 14.19 17.86 0.60 0.69 -- --
Hybrid: Balanced Hybrid 9.44 10.02 0.60 0.60 0.49 0.66
Rank within category 3 4 3 3 4 3
Number of funds in category 5 5 5 5 5 5

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 68
Top 10 Holdings (%) 28.71
Top 5 Holdings (%) 18.42
Top 3 Sectors (%) 18.29
Portfolio P/B Ratio 4.06
Portfolio P/E Ratio 26.77
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.45% GOI 2029 GOI Securities SOV 5.83 - 6.30 5.85
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 0.00 - 4.14 4.11
equal 7.89% Gujarat State 15/05/2025 State Development Loan SOV 0.00 - 2.61 2.53
down Canara Bank 14/03/2023 Certificate of Deposit A1+ 0.00 - 2.86 2.33
equal 9.56% State Bank of India Additional Tier 1 Bond AA+ 1.85 - 1.99 1.91
equal 5.22% GOI 15/06/2025 GOI Securities SOV 1.74 - 2.48 1.77
up 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 1.75 1.75
equal 8.24% Tamilnadu State 2025 State Development Loan SOV 1.26 - 1.36 1.28
equal 7.59% Karnataka State 15/02/2027 State Development Loan SOV 0.00 - 1.27 1.25
equal 7.25% Larsen & Toubro 24/04/2023 Non Convertible Debenture AAA 0.00 - 1.24 1.24
equal Shriram Transport Finance Company 16/06/2023 Non Convertible Debenture AA+ 0.00 - 1.24 1.24
down 6.99% HDFC 13/02/2023 Debenture AAA 0.00 - 2.43 1.23
equal 7.45% LIC Housing Fin. 2023 Non Convertible Debenture AAA 0.00 - 1.23 1.23
equal 6.40% National Bank Agr. Rur. Devp 31/07/2023 Non Convertible Debenture AAA 0.00 - 1.23 1.23
equal 5.77% GOI 2030 GOI Securities SOV 1.22 - 2.54 1.23
equal HDFC 30/09/2024 Debenture AAA 0.00 - 1.22 1.22
equal 7.32% NTPC 17/07/2029 Non Convertible Debenture AAA 1.20 - 1.30 1.22
equal 7.29% Gujarat State 30/03/2032 State Development Loan SOV 0.00 - 1.22 1.22
new 5.84% Indian Oil Corporation 19/04/2024 Debenture AAA 0.00 - 1.22 1.22
equal 5.67% Citicorp Finance 29/03/2024 Non Convertible Debenture AAA 0.00 - 1.21 1.21
equal 6.58% Gujarat State 31/03/2027 State Development Loan SOV 0.00 - 1.22 1.20
equal 6.23% REC 31/10/2031 Bonds/NCDs AAA 0.00 - 1.20 1.19
equal HDFC 29/05/2026 Debenture AAA 0.00 - 1.18 1.18
equal 6.40% Jamnagar Utilities and Power 29/09/2026 Non Convertible Debenture AAA 0.00 - 1.19 1.18
equal Indusind Bank 2023 Certificate of Deposit A1+ 0.00 - 1.16 1.16

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 19.14 3.45 1.20 2.97
up HDFC Bank Financial 18.74 3.66 2.75 2.81
up Infosys Technology 27.11 3.20 1.97 2.68
down Axis Bank Financial 14.21 2.38 1.33 1.54
down Bharti Airtel Communication 94.51 1.73 0.00 1.54
down State Bank of India Financial 11.26 0.97 0.00 0.91
down ITC Consumer Staples 22.17 1.48 0.68 0.85
down Aditya Birla Fashion and Retail Services -- 0.86 0.46 0.78
up Crompton Greaves Consumer Electricals Consumer Discretionary 32.92 1.06 0.45 0.77
down Bajaj Finance Financial 49.16 0.90 0.00 0.77
up Phoenix Mills Construction 92.96 0.75 0.00 0.75
down Cholamandalam Investment & Finance Company Financial 24.27 1.37 0.33 0.70
up L&T Infotech Technology 30.33 1.03 0.00 0.66
down Eicher Motors Automobile 43.49 0.82 0.54 0.64
down Maruti Suzuki India Automobile 57.90 0.95 0.56 0.63
up Hindalco Inds. Metals & Mining 7.89 0.72 0.00 0.61
down Tech Mahindra Technology 19.34 0.87 0.16 0.61
up Jubilant FoodWorks Services 73.83 0.87 0.00 0.58
up Godrej Consumer Products Consumer Staples 45.23 0.53 0.00 0.53
down Avenue Supermarts Services 154.42 0.57 0.00 0.52
down Tube Investments Of India Automobile 41.03 0.64 0.20 0.51
up CESC Energy 7.73 0.50 0.00 0.50
down Divi's Laboratories Healthcare 44.01 0.49 0.00 0.49
up Can Fin Homes Financial 13.15 0.50 0.00 0.49
down Carborundum Universal Metals & Mining 40.49 0.86 0.24 0.48

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

*As on 31-Mar-2022

Fund Manager

— Vishal Chopda since 30-Aug-2019

Education: Mr. Chopda is BE, PGDM & CFA

Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Funds Managed:

— Sunil Patil since 14-Dec-2021

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He joined UTI AMC in October 1989. He has overall 31 years of experience in Primary Market Investment / Dealing and Fund Management.

Funds Managed:

Invest Online
-0.01%

Change from previous, NAV as on 18-May-2022

IDCW: ₹ 29.7857

Investment Strategy

The scheme seeks to invest predominantly in debt and money market instruments and part of the portfolio into equity & equity related securities with a view to generating income and aim for capital appreciation.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) --
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 9.95%
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Fund
Riskometer: High
Type: Open-ended
Assets: ₹ 4,113 Cr (As on 30-Apr-2022)
Expense: 1.61% (As on 30-Apr-2022)
Risk Grade: --
Return Grade: --
Turnover: 34.00%

Contact Information

AMC: UTI Asset Management Company Ltd

Address: 1st Floor, Signature, Office No.103 Valsad Dharampur Road Mumbai - 396001

Phone: 0263 2296993

Fax: (0260) 2421315

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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