Widely used:
Analyst’s Choice
Recently Viewed
Clear All
Value Research Rating
Analyst’s Choice
Riskometer
High
₹52.1744 -0.87%
As on 03-Oct-2024
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
|---|---|---|---|---|---|---|
|
UTI Retirement Fund - Direct Plan
|
|
High
|
loading... |
1.02 |
||
|
|
High
|
loading... |
1.51 |
|||
|
|
Very High
|
loading... |
0.43 |
|||
|
|
Moderately High
|
loading... |
1.49 |
₹4,705 Cr
1.00 (365)
500
--
500
6
Investment Strategy
The scheme seeks to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.
Suitability
"When you invest for five years or more, you can expect gains that beat the inflation rate as well as the returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Balanced hybrid funds invest roughly half your money in equity shares and the rest in bonds. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.
Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.
Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
1 min read•By News Desk
1 min read•By News Desk
The scheme seeks to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.
Mutual funds can be bought directly from the website of the fund house. For instance, UTI Retirement Fund - Direct Plan fund can be purchased from the website of UTI Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of UTI Retirement Fund - Direct Plan is ₹52.1744 as of 04-Oct-2024.
The AUM of UTI Retirement Fund - Direct Plan Fund is ₹4,705 Cr as of 31-Aug-2024
The riskometer level of UTI Retirement Fund - Direct Plan is High. See More
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.18 24/07/2037 |
13.37
|
|
GOI Sec 7.10 08/04/2034 |
6.59
|
|
GOI Sec 7.41 19/12/2036 |
5.53
|
|
GOI Sec 7.23 15/04/2039 |
5.14
|
|
GOI Sec 7.32 13/11/2030 |
4.68
|
As of 31-Aug-2024, UTI Retirement Fund - Direct Plan had invested 55.76% in Debt, 39.19% in Equity and 5.05% in Cash & Cash Eq. See More
UTI Retirement Fund - Direct Plan is 11 years 9 months old. It has delivered 11.15% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
23.39%
|
13.27%
|
15.08%
|
10.59%
|
10.77%
|
11.15%
|
Yes, There is lock in period in UTI Retirement Fund - Direct Plan.
The expense ratio of UTI Retirement Fund - Direct Plan is 1.02.
