ICICI Prudential Regular Savings Fund - Direct Plan

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Value Research Rating

5 star

Our Opinion

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Riskometer

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High

₹85.0594 0.39%

As on 18-Mar-2026

Returns

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Calculate SIP Returns of ICICI Prudential Regular Savings Fund - Direct Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk

info

This fund has High risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of ICICI Prudential Regular Savings Fund - Direct Plan

Asset Allocation

Split between different types of investments

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Market Cap Weightage

Split between categories of Equity investments

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We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.

Peer Comparison

Fund name
Rating
Our Opinion
Risk info
Return (%)
Expense Ratio (%) info
ICICI Prudential Regular Savings Fund - Direct Plan
5 star
unlock fund advisor
High
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0.95
4 star
unlock fund advisor
High
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1.04
5 star
unlock fund advisor
Moderately High
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0.34
4 star
unlock fund advisor
Moderately High
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1.20
4 star
unlock fund advisor
Moderately High
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0.48

Other details of ICICI Prudential Regular Savings Fund - Direct Plan

Assets

info

₹3,341 Cr

Exit Load (Days)

info

1.00 (365)

Min. Investment (₹)

5,000

Min. Withdrawal (₹)

1

Min. SIP Investment (₹)

100

Min. No of Cheques

6

About ICICI Prudential Regular Savings Fund - Direct Plan

ICICI Prudential Regular Savings Fund - Direct Plan is a hybrid mutual fund scheme of ICICI Prudential Mutual Fund. Launched on January 01, 2013, it is currently managed by Manish Banthia, Akhil Kakkar and Roshan Chutkey. The fund has an expense ratio of 0.95% with an overall AUM (Assets Under Management) of ₹3,341 Cr.

ICICI Prudential Regular Savings Fund - Direct Plan invests 75-90 per cent of its assets in bonds and the remaining 10-25 per cent in equity stocks. The fund allows minimum lumpsum investment of ₹500 and minimum SIP of ₹100.

Investment Strategy

The scheme seeks to generate long-term capital appreciation by investments in money market and debt instruments.

Suitability

Conservative Hybrid funds are suitable for investors:

  • Looking to invest mostly in debt (~75%) with a small equity allocation (~25%)
  • Aiming for moderately higher returns than fixed deposits, with limited volatility
  • Looking to generate regular income
  • With 3-5 year investment horizon

Note:

  • Invest preferably through SIP

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
  • No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
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FAQ for ICICI Prudential Regular Savings Fund - Direct Plan

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of ICICI Prudential Regular Savings Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, ICICI Prudential Regular Savings Fund - Direct Plan can be bought from the ICICI Prudential Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

The latest declared NAV of ICICI Prudential Regular Savings Fund - Direct Plan, is ₹85.0594 as of 19-Mar-2026.

Company Percentage of Portfolio

GOI Sec 6.68 07/07/2040

4.76

GOI Sec 6.90 15/04/2065

4.21

National Bank For Agriculture & Rural Development SR 24C Bonds/NCD 7.83 30/12/2026

3.01

Manappuram Finance Ltd NCD 15/12/2027

2.99

Adani Enterprises Ltd NCD 8.70 24/03/2028

2.98
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Over the past five years, ICICI Prudential Regular Savings Fund - Direct Plan has delivered an annualised return of 9.46% as of 19-Mar-2026.

The minimum investment required to start investing in ICICI Prudential Regular Savings Fund - Direct Plan is ₹5,000 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.