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Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
ICICI Prudential Regular Savings Fund - Direct Plan
|
High
|
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0.95 |
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|
High
|
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1.04 |
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|
Moderately High
|
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0.34 |
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|
Moderately High
|
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1.20 |
||||
|
Moderately High
|
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0.48 |
₹3,341 Cr
1.00 (365)
5,000
1
100
6
About ICICI Prudential Regular Savings Fund - Direct Plan
ICICI Prudential Regular Savings Fund - Direct Plan is a hybrid mutual fund scheme of ICICI Prudential Mutual Fund. Launched on January 01, 2013, it is currently managed by Manish Banthia, Akhil Kakkar and Roshan Chutkey. The fund has an expense ratio of 0.95% with an overall AUM (Assets Under Management) of ₹3,341 Cr.
ICICI Prudential Regular Savings Fund - Direct Plan invests 75-90 per cent of its assets in bonds and the remaining 10-25 per cent in equity stocks. The fund allows minimum lumpsum investment of ₹500 and minimum SIP of ₹100.
Investment Strategy
The scheme seeks to generate long-term capital appreciation by investments in money market and debt instruments.
Suitability
Conservative Hybrid funds are suitable for investors:
Note:
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
6 min read•By Aarati Krishnan
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of ICICI Prudential Regular Savings Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, ICICI Prudential Regular Savings Fund - Direct Plan can be bought from the ICICI Prudential Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of ICICI Prudential Regular Savings Fund - Direct Plan, is ₹85.0594 as of 19-Mar-2026.
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 6.68 07/07/2040 |
4.76
|
|
GOI Sec 6.90 15/04/2065 |
4.21
|
|
National Bank For Agriculture & Rural Development SR 24C Bonds/NCD 7.83 30/12/2026 |
3.01
|
|
Manappuram Finance Ltd NCD 15/12/2027 |
2.99
|
|
Adani Enterprises Ltd NCD 8.70 24/03/2028 |
2.98
|
Over the past five years, ICICI Prudential Regular Savings Fund - Direct Plan has delivered an annualised return of 9.46% as of 19-Mar-2026.
The minimum investment required to start investing in ICICI Prudential Regular Savings Fund - Direct Plan is ₹5,000 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.