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2 star

Aditya Birla Sun Life Equity Hybrid '95 Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.76 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -2.11 0.15 -0.11 4.87 7.88 24.21 0.68 0.90 6.74 12.42 --
VR Balanced TRI 0.08 0.30 -0.21 5.19 6.02 27.39 3.94 6.66 8.67 10.51 --
Hybrid: Aggressive Hybrid 1.37 0.28 0.21 3.73 6.04 22.47 4.71 4.05 7.88 12.54 --
Rank within category 38 34 34 7 6 12 39 31 19 13 --
Number of funds in category 44 45 45 44 44 44 43 33 26 23 0

As on 21-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Equity Hybrid '95 Fund - Direct Plan  | Invest Online
2 star
Jan-13 0.68 0.90 6.74 0.95 7,647
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 1.33 6.21 9.08 1.03 31,226
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 4.56 6.03 9.47 0.87 5,502
Mirae Asset Hybrid Equity Fund - Direct Plan  | Invest Online
5 star
Jul-15 7.97 7.58 11.42 0.39 3,735
Canara Robeco Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 11.36 9.01 10.53 0.85 3,438

Best & Worst Performance

Best (Period) Worst (Period)
Week 7.52 (01-Apr-2020 - 09-Apr-2020) -14.60 (16-Mar-2020 - 23-Mar-2020)
Month 15.31 (07-May-2014 - 06-Jun-2014) -29.33 (20-Feb-2020 - 23-Mar-2020)
Quarter 23.56 (24-Mar-2020 - 23-Jun-2020) -30.26 (23-Dec-2019 - 23-Mar-2020)
Year 61.94 (29-Jan-2014 - 29-Jan-2015) -28.35 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 1.97 17.18 -0.18 -0.19 0.95 -5.43
VR Balanced TRI 7.52 17.40 0.14 0.16 -- --
Hybrid: Aggressive Hybrid 5.19 16.66 0.01 0.02 0.91 -2.09
Rank within category 32 23 32 32 27 32
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 68
Top 10 Holdings (%) 33.30
Top 5 Holdings (%) 23.56
Top 3 Sectors (%) 42.86
Portfolio P/B Ratio 3.37
Portfolio P/E Ratio 28.33
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 9.75% Uttar Pradesh Power Corporation 20/10/2025 Debenture AA- 0.77 - 1.28 1.17
equal 9.75% Uttar Pradesh Power Corporation 20/10/2027 Debenture AA- 0.69 - 1.12 1.04
equal 7.20% Power Grid Corporation 2027 Debenture AAA 0.00 - 0.88 0.81
equal First Business Receivable Trust Securitised Debt AAA 0.10 - 0.17 0.79
equal 6.88% REC 20/03/2025 Debenture AAA 0.00 - 0.75 0.73
equal 7.50% HDB Financial Services 23/12/2022 Debenture AAA 0.00 - 0.72 0.68
equal 9.08% Union Bank of India 31/12/2099 Bonds AA 0.42 - 0.71 0.66
equal 8.30% REC 25/03/2029 Non Convertible Debenture AAA 0.41 - 0.70 0.65
equal 7.90% Sikka Ports and Terminals 18/11/2026 Debenture AAA 0.29 - 0.50 0.48
equal 10.15% Uttar Pradesh Power Corporation 20/01/2022 Debenture A+ 0.30 - 0.50 0.46
equal 10.15% Uttar Pradesh Power Corporation 20/01/2025 Debenture A+ 0.29 - 0.49 0.45
equal 10.15% Uttar Pradesh Power Corporation 20/01/2026 Debenture A+ 0.29 - 0.48 0.44
equal 10.15% Uttar Pradesh Power Corporation 20/01/2028 Debenture A+ 0.29 - 0.47 0.43
equal 9.75% Jamnagar Utilities and Power 2024 Debenture AAA 0.23 - 0.38 0.37
equal 8.25% Gujarat State 24/12/2024 State Development Loan SOV 0.00 - 0.37 0.36
equal 7.54% IRFC 31/10/2027 Debenture AAA 0.00 - 0.37 0.35
equal 7.55% REC 26/09/2023 Debenture AAA 0.00 - 0.35 0.34
equal 7.70% REC 2027 Non Convertible Debenture AAA 0.00 - 0.37 0.34
equal 8.97% Shriram Transport Finance 15/03/2021 Debenture AA+ 0.00 - 0.36 0.32
equal 8.70% REC 28/09/2028 Zero Coupon Bonds AAA 0.19 - 0.32 0.29
equal 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.00 - 0.29 0.27
equal 10.99% Union Bank of India 31/08/2050 Bonds AA- 0.00 - 0.28 0.27
equal 10.15% Uttar Pradesh Power Corporation 20/01/2021 Debenture A+ 0.23 - 0.51 0.23
equal 8.37% REC 2028 Debenture AAA 0.13 - 0.23 0.21
equal REC 13/12/2022 Debenture AAA 0.00 - 0.21 0.20

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Reliance Industries Energy 33.47 6.88 0.00 6.21
down HDFC Bank Financial 22.98 8.33 4.86 5.86
up Infosys Technology 27.07 5.82 1.92 5.82
down ICICI Bank Financial 28.07 6.80 2.99 3.31
equal Ultratech Cement Construction 22.18 2.41 0.00 2.35
down Kotak Mahindra Bank Financial 32.17 2.93 0.81 2.24
equal HDFC Financial 16.64 2.60 0.00 2.13
down Whirlpool Cons Durable 82.88 2.44 1.24 1.89
down Eris Lifesciences Healthcare 22.02 1.88 0.91 1.76
down Crompton Greaves Consumer Electricals Cons Durable 39.60 1.71 0.36 1.71
down Apollo Hospitals Healthcare 154.74 1.71 0.43 1.71
equal Pfizer Healthcare 43.92 2.40 0.51 1.62
up Tata Consultancy Services Technology 32.73 1.62 0.00 1.62
equal Axis Bank Financial 91.28 2.46 0.00 1.61
down Atul Chemicals 27.87 1.69 0.22 1.49
down Hindustan Unilever FMCG 72.68 2.36 0.00 1.48
equal HCL Technologies Technology 19.28 1.69 0.44 1.40
down Bharti Airtel Communication -- 4.16 0.00 1.34
equal ICICI Lombard General Insurance Company Financial 43.60 1.23 0.00 1.23
equal Jubilant FoodWorks Services 216.01 1.18 0.00 1.18
equal Cholamandalam Invest. & Fin. Financial 16.99 1.18 0.73 1.18
equal Sanofi India Healthcare 43.91 1.28 0.00 1.18
equal Voltas Cons Durable 54.00 1.11 0.00 1.11
equal Hero Motocorp Automobile 25.40 1.11 0.00 1.11
equal Shree Cement Construction 51.03 1.27 0.00 1.09

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Dhaval Shah since 23-Nov-2016

Education: Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.

Experience: Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.

Funds Managed:

— Pranay Sinha since 17-Aug-2015

Education: Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.

Experience: Prior to joining BSLAMC , he has worked with BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).

Funds Managed:

— Satyabrata Mohanty since 27-Apr-2020

Education: Mr. Mohanty is a B.Com (H), Chartered Accountant and CFA.

Experience: He has been part of Birla group since last 17 years. He has over 12 years of experience in Finance and Research. He has handled responsibilities across Fund Management (Equity & Debt), Trading and Credit Research functions. Prior to joining BSLAMC, he has worked with Aditya Birla Management Corporation Ltd & joined ABG as a management Trainee.

Funds Managed:


0.15%

Change from previous, NAV as on 21-Oct-2020

Growth: ₹ 807.5500

Dividend: ₹ 190.6700


Investment Strategy

The scheme seeks to generate long term growth of capital and current income, through a portfolio investing in equity, debt and money market securities. The secondary objective is income generation and distribution of dividend.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 11.35%
Benchmark: CRISIL Hybrid 35+65 Aggressive TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 7,647 Cr (As on 30-Sep-2020)
Expense: 0.95% (As on 30-Sep-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 90.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend31-Dec-20193.0635

 28-Jun-20193.0547
 29-Mar-20193.0989
 31-Dec-20183.0369
 28-Sep-20183.1875
 29-Jun-20183.6744
 23-Mar-20183.2000
 22-Dec-20176.6000
 22-Sep-20175.6000
 23-Jun-20176.5000
 30-Sep-20164.0000
 23-Dec-20153.6000
 01-Oct-20147.0000
 21-Mar-20143.0000

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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