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2 star

Aditya Birla Sun Life Equity Hybrid '95 Fund - Direct Plan


Hybrid: Aggressive Hybrid

1 Lakh

Investment declined to
₹ 0.96 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.41 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -12.12 -0.99 -0.92 5.71 12.76 -13.64 -9.14 -1.37 4.54 11.15 --
VR Balanced TRI -9.51 -1.50 -1.34 5.45 15.23 -10.71 -4.72 4.23 6.24 9.35 --
Hybrid: Aggressive Hybrid -7.30 -1.01 -1.12 5.10 12.84 -8.71 -2.82 1.95 5.90 11.57 --
Rank within category 41 20 15 6 20 41 39 31 18 14 --
Number of funds in category 44 44 44 44 44 44 41 33 25 23 0

As on 14-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Equity Hybrid '95 Fund - Direct Plan  | Invest Online
2 star
Jan-13 -9.14 -1.37 4.54 1.07 7,504
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 -0.83 5.56 7.95 1.03 30,192
ICICI Prudential Equity & Debt Fund - Direct Plan  | Invest Now
4 star
Jan-13 -7.25 1.93 7.14 1.20 17,615
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.13 4.46 7.94 0.89 5,661
Mirae Asset Hybrid Equity Fund - Direct Plan  | Invest Online
5 star
Jul-15 -0.49 6.08 -- 0.44 3,468

Best & Worst Performance

Best (Period) Worst (Period)
Week 7.52 (01-Apr-2020 - 09-Apr-2020) -14.60 (16-Mar-2020 - 23-Mar-2020)
Month 15.31 (07-May-2014 - 06-Jun-2014) -29.33 (20-Feb-2020 - 23-Mar-2020)
Quarter 23.56 (24-Mar-2020 - 23-Jun-2020) -30.26 (23-Dec-2019 - 23-Mar-2020)
Year 61.94 (29-Jan-2014 - 29-Jan-2015) -28.35 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 0.25 16.98 -0.30 -0.31 0.95 -5.63
VR Balanced TRI 5.91 17.27 0.04 0.04 -- --
Hybrid: Aggressive Hybrid 3.38 16.32 -0.11 -0.11 0.90 -2.47
Rank within category 31 26 31 31 28 31
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 63
Top 10 Holdings (%) 36.18
Top 5 Holdings (%) 24.28
Top 3 Sectors (%) 41.92
Portfolio P/B Ratio 2.87
Portfolio P/E Ratio 21.56

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Shriram City Union Finance 21/09/2021 Debenture AA+ 1.28 - 2.23 2.05
equal 9.75% Uttar Pradesh Power Corporation 20/10/2025 Debenture AA- 0.76 - 1.28 1.15
equal 9.75% Uttar Pradesh Power Corporation 20/10/2027 Debenture AA- 0.68 - 1.12 1.00
equal 7.20% Power Grid Corporation 2027 Debenture AAA 0.00 - 0.88 0.84
equal First Business Receivable Trust Securitised Debt AAA 0.10 - 0.17 0.77
equal 6.88% REC 20/03/2025 Debenture AAA 0.00 - 0.75 0.75
equal 7.50% HDB Financial Services 23/12/2022 Debenture AAA 0.00 - 0.72 0.69
equal 8.30% REC 25/03/2029 Non Convertible Debenture AAA 0.40 - 0.70 0.67
equal 9.08% Union Bank of India 31/12/2099 Bonds AA 0.41 - 0.71 0.66
equal 7.90% Sikka Ports and Terminals 18/11/2026 Debenture AAA 0.28 - 0.50 0.48
equal 10.15% Uttar Pradesh Power Corporation 20/01/2022 Debenture A+ 0.30 - 0.50 0.46
equal 10.15% Uttar Pradesh Power Corporation 20/01/2025 Debenture A+ 0.29 - 0.49 0.44
equal 10.15% Uttar Pradesh Power Corporation 20/01/2026 Debenture A+ 0.29 - 0.48 0.43
equal 10.15% Uttar Pradesh Power Corporation 20/01/2028 Debenture A+ 0.29 - 0.47 0.42
new 8.25% Gujarat State 24/12/2024 State Development Loan SOV 0.00 - 0.37 0.37
equal 9.75% Jamnagar Utilities and Power 2024 Debenture AAA 0.22 - 0.38 0.36
equal 7.54% IRFC 31/10/2027 Debenture AAA 0.00 - 0.37 0.36
equal 10.15% Uttar Pradesh Power Corporation 20/01/2021 Debenture A+ 0.30 - 0.51 0.35
equal 7.70% REC 2027 Non Convertible Debenture AAA 0.00 - 0.37 0.35
equal 7.55% REC 26/09/2023 Debenture AAA 0.00 - 0.35 0.35
down 6.18% GOI 2024 GOI Securities SOV 0.00 - 0.44 0.35
equal 8.97% Shriram Transport Finance 15/03/2021 Debenture AA+ 0.00 - 0.36 0.32
equal 8.70% REC 28/09/2028 Zero Coupon Bonds AAA 0.18 - 0.32 0.30
new 6.79% GOI 15/05/2027 GOI Securities SOV 0.00 - 0.29 0.28
equal 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.00 - 0.29 0.27

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Bank Financial 21.69 8.33 4.56 7.09
down Reliance Industries Energy 33.93 5.52 0.00 5.52
equal ICICI Bank Financial 23.96 6.80 2.99 4.51
equal Bharti Airtel Communication -- 4.16 0.00 4.04
down Infosys Technology 21.35 4.62 1.92 3.13
up Kotak Mahindra Bank Financial 30.11 2.93 0.81 2.93
equal Hindustan Unilever FMCG 78.98 2.36 0.00 2.36
equal Ultratech Cement Construction 18.90 2.41 0.00 2.30
equal HDFC Financial 14.68 2.60 0.00 2.19
up Whirlpool Cons Durable 56.90 2.44 0.83 2.11
equal Marico FMCG 44.13 1.93 0.35 1.89
down Pfizer Healthcare 37.58 2.40 0.51 1.74
equal Eris Lifesciences Healthcare 20.49 1.88 0.91 1.65
equal Axis Bank Financial 66.59 2.46 0.00 1.61
down Sun TV Network Services 10.95 1.58 0.44 1.54
up Crompton Greaves Consumer Electricals Cons Durable 30.28 1.49 0.36 1.49
up Atul Chemicals 20.64 1.38 0.22 1.38
up Shree Cement Construction 51.57 1.27 0.00 1.27
up Bata India FMCG 51.34 1.34 0.00 1.25
equal IRB InvIT Fund Construction -- 1.53 0.89 1.24
down Cipla Healthcare 33.28 1.45 0.00 1.24
up ICICI Lombard General Insurance Company Financial 48.42 1.22 0.00 1.22
equal Bandhan Bank Financial 19.56 1.20 0.00 1.20
down Sanofi India Healthcare 43.94 1.28 0.00 1.19
equal MRF Automobile 19.27 1.13 0.30 1.13

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Dhaval Shah since 23-Nov-2016

Education: Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.

Experience: Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.

Funds Managed:

— Pranay Sinha since 17-Aug-2015

Education: Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.

Experience: Prior to joining BSLAMC , he has worked with BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).

Funds Managed:

— Satyabrata Mohanty since 27-Apr-2020

Education: Mr. Mohanty is a B.Com (H), Chartered Accountant and CFA.

Experience: He has been part of Birla group since last 17 years. He has over 12 years of experience in Finance and Research. He has handled responsibilities across Fund Management (Equity & Debt), Trading and Credit Research functions. Prior to joining BSLAMC, he has worked with Aditya Birla Management Corporation Ltd & joined ABG as a management Trainee.

Funds Managed:


-0.99%

Change from previous, NAV as on 14-Jul-2020

Growth: ₹ 724.9500

Dividend: ₹ 171.1800


Investment Strategy

The scheme seeks to generate long term growth of capital and current income, through a portfolio investing in equity, debt and money market securities. The secondary objective is income generation and distribution of dividend.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 10.19%
Benchmark: CRISIL Hybrid 35+65 Aggressive
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 7,504 Cr (As on 30-Jun-2020)
Expense: 1.07% (As on 31-May-2020)
Risk Grade: Average
Return Grade: Below Average
Turnover: 90.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend31-Dec-20193.0635

 28-Jun-20193.0547
 29-Mar-20193.0989
 31-Dec-20183.0369
 28-Sep-20183.1875
 29-Jun-20183.6744
 23-Mar-20183.2000
 22-Dec-20176.6000
 22-Sep-20175.6000
 23-Jun-20176.5000
 30-Sep-20164.0000
 23-Dec-20153.6000
 01-Oct-20147.0000
 21-Mar-20143.0000

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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