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2 star

Aditya Birla Sun Life Equity Hybrid '95 Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.49 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.95 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 24.27 -0.64 0.43 -2.48 -0.83 10.07 30.45 14.21 12.53 11.05 --
VR Balanced TRI 21.24 -1.03 0.87 -3.01 -0.30 9.26 27.94 16.15 15.71 11.12 --
Hybrid: Aggressive Hybrid 26.18 -0.55 0.69 -1.90 1.30 11.51 32.31 16.67 14.50 11.70 --
Rank within category 28 37 36 35 43 25 22 33 25 15 --
Number of funds in category 47 48 48 48 48 48 46 39 30 25 0

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Equity Hybrid '95 Fund - Direct Plan  | Invest Online
2 star
Jan-13 30.45 14.21 12.53 1.06% 8,047
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 28.19 17.60 15.35 0.88% 48,043
ICICI Prudential Equity & Debt Fund - Direct Plan  | Invest Now
4 star
Jan-13 48.25 19.84 16.55 1.27% 18,740
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 29.62 19.48 15.70 0.81% 7,559
Canara Robeco Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 27.29 18.80 16.58 0.68% 6,901

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 7.52 01-Apr-2020 - 09-Apr-2020 -14.60 16-Mar-2020 - 23-Mar-2020
Month 15.31 07-May-2014 - 06-Jun-2014 -29.33 20-Feb-2020 - 23-Mar-2020
Quarter 23.56 24-Mar-2020 - 23-Jun-2020 -30.26 23-Dec-2019 - 23-Mar-2020
Year 72.91 23-Mar-2020 - 23-Mar-2021 -28.35 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 14.88 17.87 0.62 0.66 0.98 -1.17
VR Balanced TRI 16.35 17.90 0.70 0.83 -- --
Hybrid: Aggressive Hybrid 16.74 16.76 0.78 0.83 0.89 1.79
Rank within category 30 32 38 36 37 39
Number of funds in category 41 41 41 41 41 41

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 57
Top 10 Holdings (%) 35.26
Top 5 Holdings (%) 24.19
Top 3 Sectors (%) 47.84
Portfolio P/B Ratio 4.93
Portfolio P/E Ratio 35.44
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
down 9.75% Uttar Pradesh Power Corporation 20/10/2025 Debenture AA- 1.12 - 1.26 1.18
new 6.40% National Bank Agr. Rur. Devp 31/07/2023 Non Convertible Debenture AAA 0.00 - 0.95 0.95
equal First Business Receivable Trust Securitised Debt AAA 0.15 - 0.18 0.82
equal 7.50% HDB Financial Services 23/12/2022 Debenture AAA 0.63 - 0.69 0.64
equal 9.08% Union Bank of India Additional Tier 1 Bond AA 0.62 - 0.68 0.63
equal 10.15% Uttar Pradesh Power Corporation 20/01/2025 Debenture A+ 0.43 - 0.47 0.45
new 5.10% Bharti Telecom 20/10/2022 Debenture AA+ 0.00 - 0.43 0.43
new 7.20% Sikka Ports and Terminals 16/06/2023 Zero Coupon Bonds AAA 0.00 - 0.39 0.39
new 6.25% Embassy Office Parks REIT 18/10/2024 Debenture AAA 0.00 - 0.37 0.37
equal 8.27% Rajasthan State 23/06/2023 State Development Loan SOV 0.00 - 0.36 0.36
equal 9.75% Jamnagar Utilities and Power 2024 Debenture AAA 0.34 - 0.37 0.34
equal 8.25% Gujarat State 24/12/2024 State Development Loan SOV 0.33 - 0.36 0.34
equal 7.70% REC 2027 Non Convertible Debenture AAA 0.32 - 0.35 0.33
new 8.90% State Bank of India Additional Tier 2 Bond AAA 0.00 - 0.33 0.33
equal 7.20% Power Grid Corporation 2027 Debenture AAA 0.32 - 0.84 0.33
equal 7.55% REC 26/09/2023 Debenture AAA 0.32 - 0.35 0.32
equal Reliance Industries 2023 Non Convertible Debenture AAA 0.00 - 0.32 0.32
new 6.95% Reliance Industries 15/03/2023 Non Convertible Debenture AAA 0.00 - 0.32 0.32
equal 7.45% LIC Housing Fin. 2023 Non Convertible Debenture AAA 0.00 - 0.32 0.32
equal 7.10% Bajaj Finance 2023 Debenture AAA 0.00 - 0.33 0.32
new 7.10% Power Finance Corporation 2022 Bonds/NCDs AAA 0.00 - 0.32 0.32
equal 5.44% National Bank Agr. Rur. Devp 2024 Debenture AAA 0.00 - 0.31 0.31
new 5.85% Bharti Telecom 20/10/2023 Debenture AA+ 0.00 - 0.31 0.31
new Angel One 32-D 22/11/2021 Commercial Paper A1 0.00 - 0.31 0.31
equal 6.24% State Bank of India Additional Tier 2 Bond AAA 0.00 - 0.31 0.31

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 34.93 7.10 3.13 6.10
equal HDFC Bank Financial 24.50 8.33 5.37 5.87
equal ICICI Bank Financial 23.44 6.80 3.31 5.24
equal Reliance Industries Energy 31.17 6.88 1.06 4.02
equal HDFC Financial 24.08 2.99 0.00 2.96
equal Ultratech Cement Construction 33.27 3.00 0.00 2.62
equal MindTree Technology 53.22 2.50 0.00 2.50
equal Axis Bank Financial 20.63 2.46 0.00 2.17
equal Bajaj Finance Financial 85.76 2.18 0.29 1.98
equal State Bank of India Financial 14.74 3.11 0.00 1.80
equal Eris Lifesciences Healthcare 24.99 1.88 0.91 1.77
equal Tata Consultancy Services Technology 36.81 1.86 0.00 1.69
equal IRB InvIT Fund Construction -- 1.76 0.89 1.67
equal Coforge Technology 61.56 1.76 0.00 1.65
equal Whirlpool Consumer Durable 40.10 2.44 1.27 1.63
equal Voltas Consumer Durable 69.60 1.61 0.39 1.61
equal Crompton Greaves Consumer Electricals Consumer Durable 41.11 2.03 0.61 1.58
down Aarti Industries Chemicals 54.12 1.69 0.00 1.56
equal Cholamandalam Investment & Finance Company Financial 29.16 1.83 0.73 1.54
down Atul Chemicals 38.81 1.69 0.43 1.48
down Kotak Mahindra Bank Financial 38.01 3.08 0.98 1.32
equal Ashok Leyland Automobile -- 1.23 0.00 1.23
equal Gland Pharma Healthcare 53.66 1.38 0.00 1.18
down Sona BLW Precision Forgings Automobile 208.35 1.18 0.00 1.18
equal L&T Infotech Technology 56.77 1.16 0.00 1.16

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Satyabrata Mohanty since 27-Apr-2020

Education: Mr. Mohanty is a B.Com (H), Chartered Accountant and CFA.

Experience: Prior to joining ABSLAMC, he worked with Aditya Birla Management Corporation Ltd.

Funds Managed:

— Dhaval Shah since 23-Nov-2016

Education: Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.

Experience: Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.

Funds Managed:


-0.64%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 1,154.0100

IDCW: ₹ 265.0900


Investment Strategy

The scheme seeks to generate long term growth of capital and current income, through a portfolio investing in equity, debt and money market securities. The secondary objective is income generation and distribution of dividend.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 14.34%
Benchmark: CRISIL Hybrid 35+65 Aggressive Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 8,047 Cr (As on 31-Oct-2021)
Expense: 1.06% (As on 31-Oct-2021)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 28.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW27-Sep-20213.7410

 30-Jun-20213.4300
 31-Dec-20193.0635
 28-Jun-20193.0547
 29-Mar-20193.0989
 31-Dec-20183.0369
 28-Sep-20183.1875
 29-Jun-20183.6744
 23-Mar-20183.2000
 22-Dec-20176.6000
 22-Sep-20175.6000
 23-Jun-20176.5000
 30-Sep-20164.0000
 23-Dec-20153.6000
 01-Oct-20147.0000
 21-Mar-20143.0000

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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