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Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
LIC MF Liquid Fund - Regular Plan
|
Low to Moderate
|
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0.21 |
|||
Moderate
|
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0.29 |
||||
Moderate
|
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0.34 |
||||
Low to Moderate
|
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0.24 |
||||
Moderate
|
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0.27 |
₹8,924 Cr
0.01 (1)
5,000
500
1,000
12
Investment Strategy
The fund seeks to generate reasonable return with low risk and high liquidity from a portfolio of debt and money market instruments.
Suitability
"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
1 min read•By News Desk
2 min read•By Research Desk
LIC MF Liquid Fund is mandated to invest in bonds having a maturity of up to three months.
Mutual funds can be bought directly from the website of the fund house. For instance, LIC MF Liquid Fund - Regular Plan fund can be purchased from the website of LIC Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of LIC MF Liquid Fund - Regular Plan is ₹4,492.8751 as of 09-Oct-2024.
The AUM of LIC MF Liquid Fund - Regular Plan Fund is ₹8,924 Cr as of 30-Sep-2024
The riskometer level of LIC MF Liquid Fund - Regular Plan is Low to Moderate. See More
Company | Percentage of Portfolio |
---|---|
Reserve Bank of India T-Bills 91-D 31/10/2024 |
4.46
|
Reserve Bank of India T-Bills 91-D 28/11/2024 |
4.44
|
State Bank of India CD 12/12/2024 |
4.42
|
Punjab National Bank CD 05/12/2024 |
3.87
|
Reserve Bank of India T-Bills 91-D 07/11/2024 |
3.34
|
As of 30-Sep-2024, LIC MF Liquid Fund - Regular Plan had invested 112.06% in Debt and -12.08% in Cash & Cash Eq. See More
LIC MF Liquid Fund - Regular Plan is 22 years 7 months old. It has delivered 6.91% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
7.42%
|
6.07%
|
5.25%
|
5.77%
|
6.34%
|
6.91%
|
No, There is no lock in period in LIC MF Liquid Fund - Regular Plan.
The expense ratio of LIC MF Liquid Fund - Regular Plan is 0.21.