Sundaram Balanced Advantage Fund

Value Research Rating

4 star

Analyst’s Choice

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Riskometer

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Moderately High

₹32.8064 -0.59%

As on 14-Feb-2025

Returns

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Calculate SIP Returns of Sundaram Balanced Advantage Fund

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk

info

This fund has Moderately High risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of Sundaram Balanced Advantage Fund

Asset Allocation

Split between different types of investments

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Market Cap Weightage

Split between categories of Equity investments

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Peer Comparison

Fund name
Rating
VR Opinion
Risk info
Return (%)
Expense Ratio (%) info
Sundaram Balanced Advantage Fund
4 star
unlock fund advisor
Moderately High
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2.10
5 star
unlock fund advisor
Very High
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1.36
4 star
unlock fund advisor
Very High
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1.48
4 star
unlock fund advisor
High
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1.57
4 star
unlock fund advisor
High
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1.71

Other details of Sundaram Balanced Advantage Fund

Assets

info

₹1,496 Cr

Exit Load (Days)

info

1.00 (365)

Min. Investment (₹)

100

Min. Withdrawal (₹)

100

Min. SIP Investment (₹)

100

Min. No of Cheques

6

BLAHBLAH

Investment Strategy

The scheme seeks to generate long term capital appreciation with relatively lower volatility by allocation of funds into equity assets based on Price Earning Ratio (PE Ratio) levels. When the markets become expensive in terms of 'Price to Earnings' Ratio'; the scheme will reduce its allocation to equities and move assets into debt and/or money market instruments and vice versa.

Suitability

"When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.

These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other dynamic asset allocation fund, if you need to redeem your investment in less than five years."

Capital Gains Taxation

The following tax treatment is based upon last 12-months average equity allocation and may vary from other funds in the category.

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1.25 lakh in a financial year are exempt from tax. Gains over Rs 1.25 lakh are taxed at the rate of 12.5%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 20%.
  • No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
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FAQ for Sundaram Balanced Advantage Fund

Sundaram Balanced Advantage Fund invests in a mix of equity and fixed-income securities. The proportion of the two is dynamically managed and may keep varying depending on the market outlook of the fund manager.

Mutual funds can be bought directly from the website of the fund house. For instance, Sundaram Balanced Advantage Fund fund can be purchased from the website of Sundaram Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of Sundaram Balanced Advantage Fund is ₹32.8064 as of 15-Feb-2025.

The AUM of Sundaram Balanced Advantage Fund Fund is ₹1,496 Cr as of 31-Jan-2025

The riskometer level of Sundaram Balanced Advantage Fund is Moderately High. See More

Company Percentage of Portfolio

GOI Sec 7.10 08/04/2034

5.82

GOI Sec 7.23 15/04/2039

2.08

GOI Sec 7.32 13/11/2030

2.07

GOI Sec 7.38 20/06/2027

2.04

Embassy Office

1.73
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As of 31-Jan-2025, Sundaram Balanced Advantage Fund had invested 55.58% in Equity, 22.7% in Debt, 19.44% in Cash & Cash Eq. and 2.28% in Real Estate See More

Sundaram Balanced Advantage Fund is 14 years 2 months old. It has delivered 9.82% returns since inception. See More

1Y
3Y
5Y
7Y
10Y
Since Inception
6.22%
9.88%
12.62%
9.73%
8.47%
9.82%

No, There is no lock in period in Sundaram Balanced Advantage Fund.

The expense ratio of Sundaram Balanced Advantage Fund is 2.10.