Sundaram Balanced Advantage Fund

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Value Research Rating

3 star

Analyst’s Choice





₹29.5924 -0.09%

As on 06-Dec-2023

Investment Strategy

The scheme seeks to generate long term capital appreciation with relatively lower volatility by allocation of funds into equity assets based on Price Earning Ratio (PE Ratio) levels. When the markets become expensive in terms of 'Price to Earnings' Ratio'; the scheme will reduce its allocation to equities and move assets into debt and/or money market instruments and vice versa.


This fund's returns are currently better than the category average.

This fund’s holdings are mostly in Large Cap stocks and in debt instruments, which means it’s following
a conservative investment strategy. Last updated 2 days ago. Learn More

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Calculate SIP Returns of Sundaram Balanced Advantage Fund

Upfront Investment

Monthly SIP Amount

Investment Duration


Risk info

This fund has High risk.

Low to Moderate
Moderately High
Very High

As per SEBI's Riskometer.


"When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.

These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other dynamic asset allocation fund, if you need to redeem your investment in less than five years."

Portfolio of Sundaram Balanced Advantage Fund

This fund's portfolio is largely conservative

This fund’s holdings are mostly in Large Cap stocks and in debt instruments, which means it’s following a
conservative investment strategy. Last updated 2 days ago.Learn More

Asset Allocation

Split between different types of investments

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Market Cap Weightage

Split between categories of Equity investments

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Capital Gains Taxation

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Peer Comparison

This fund compares better than its peers in most aspects.

Other details of Sundaram Balanced Advantage Fund

Assets info

₹1,492 Cr

Exit Load (Days) info

1.00 (365)

Min. Investment (₹)


Min. Withdrawal (₹)


Min. SIP Investment (₹)


Min. No of Cheques


FAQ for Sundaram Balanced Advantage Fund

Sundaram Balanced Advantage Fund invests in a mix of equity and fixed-income securities. The proportion of the two is dynamically managed and may keep varying depending on the market outlook of the fund manager.

Mutual funds can be bought directly from the website of the fund house. For instance, Sundaram Balanced Advantage Fund fund can be purchased from the website of Sundaram Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of Sundaram Balanced Advantage Fund is ₹29.5924 as of 07-Dec-2023.

The AUM of Sundaram Balanced Advantage Fund Fund is ₹1,492 Cr as of 31-Oct-2023

The riskometer level of Sundaram Balanced Advantage Fund is High. See More

Company Percentage of Portfolio

GOI Sec 7.38 20/06/2027


GOI Sec 7.26 06/02/2033


GOI Sec 5.22 15/06/2025


Embassy Office Parks REIT


GOI Sec 7.41 19/12/2036

See More

As of 31-Oct-2023, Sundaram Balanced Advantage Fund had invested 57.78% in Equity, 21.22% in Debt, 18.25% in Cash & Cash Eq. and 2.75% in Real Estate See More

Sundaram Balanced Advantage Fund is 12 years 11 months old. It has delivered 9.90% returns since inception. See More

Since Inception

No, There is no lock in period in Sundaram Balanced Advantage Fund.

The expense ratio of Sundaram Balanced Advantage Fund is 2.08.

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