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IDBI Liquid Fund download report

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
IDBI Liquid-G 1.31 0.01 0.08 0.25 0.83 1.74 3.47 4.36 5.48 6.05 6.94
CCIL T Bill Liquidity Weight 0.55 0.03 0.00 -0.04 0.32 0.83 1.91 2.81 3.35 3.75 4.29
Debt: Liquid 1.27 0.02 0.08 0.27 0.83 1.70 3.34 4.07 5.25 5.88 6.83
Rank within category 10 11 8 28 22 9 3 2 2 3 11
Number of funds in category 38 38 38 38 38 38 38 37 33 32 31

As on 16-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDBI Liquid Fund
5 star
 Jul-10 3.47 4.36 5.48 0.17% 804
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
 Dec-03 3.41 4.19 5.38 0.24% 30,885
Axis Liquid Fund
4 star
 Oct-09 3.43 4.23 5.41 0.23% 28,934
Baroda BNP Paribas Liquid Fund
4 star
 Feb-09 3.45 4.20 5.39 0.26% 6,968
Mirae Asset Cash Management Fund  | Invest Online
4 star
 Jan-09 3.42 4.19 5.37 0.27% 3,378

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.53 24-Mar-2020 - 31-Mar-2020 -0.16 17-Mar-2020 - 24-Mar-2020
Month 0.93 24-Mar-2020 - 23-Apr-2020 0.17 23-Feb-2020 - 24-Mar-2020
Quarter 2.64 24-Jul-2013 - 23-Oct-2013 0.77 22-Oct-2020 - 21-Jan-2021
Year 9.86 28-Aug-2011 - 27-Aug-2012 3.31 26-Oct-2020 - 26-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
IDBI Liquid-G 4.35 0.39 2.13 10.73 0.96 1.46
CCIL T Bill Liquidity Weight 2.86 0.36 -1.85 -5.13 -- --
Debt: Liquid 4.02 0.37 1.27 6.61 0.86 1.07
Rank within category 2 24 2 2 27 3
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 16 23 8 47
Modified Duration (yrs) 0.14 0.21 0.03 0.10
Average Maturity (yrs) 0.14 0.21 0.03 0.10
Yield to Maturity (%) 4.12 4.12 3.23 4.01
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 07/07/2022 Treasury Bills SOV 0.00 - 24.45 24.45
new Chennai Petroleum Corporation 28-D 02/05/2022 Commercial Paper A1+ 0.00 - 9.33 9.33
equal Axis Bank 20/06/2022 Certificate of Deposit A1+ 0.00 - 9.28 9.28
equal Indian Bank 29/06/2022 Certificate of Deposit A1+ 0.00 - 9.27 9.27
equal GIC Housing Fin. 155-D 17/06/2022 Commercial Paper A1+ 0.00 - 9.27 9.27
equal HDFC Bank 24/05/2022 Certificate of Deposit A1+ 0.00 - 6.20 6.20
equal Reliance Retail Ventures 91-D 10/06/2022 Commercial Paper A1+ 0.00 - 6.19 6.19
equal HDFC 354-D 10/06/2022 Commercial Paper A1+ 0.00 - 6.19 6.19
new KEC International 84-D 31/05/2022 Commercial Paper A1+ 0.00 - 6.19 6.19
equal Reliance Jio Infocomm 238-D 15/06/2022 Commercial Paper A1+ 0.00 - 6.19 6.19
equal Reserve Bank of India 91-D 09/06/2022 Treasury Bills SOV 0.00 - 3.10 3.10
equal ICICI Securities 189-D 10/06/2022 Commercial Paper A1+ 0.00 - 3.09 3.09
new Can Fin Homes 294-D 20/06/2022 Commercial Paper A1+ 0.00 - 3.09 3.09
equal Reliance Retail Ventures 138-D 20/06/2022 Commercial Paper A1+ 0.00 - 3.09 3.09
equal ICICI Securities 189-D 17/06/2022 Commercial Paper A1+ 0.00 - 3.09 3.09
new 7.85% National Bank Agr. Rur. Devp 23/05/2022 Non Convertible Debenture AAA 0.00 - 0.62 0.62

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Raju Sharma since 03-May-2017

Education: Mr. Sharma is a Commerce Graduate and holds a degree of CA and LLB.

Experience: Prior to joining IDBI Mutual Fund, he has worked with Tata Mutual Fund, Indiabulls Mutual Fund, JM Morgan Stanley and DHFL.

Funds Managed:

0.01%

Change from previous, NAV as on 16-May-2022

Growth: ₹ 2,281.8686

IDCW Weekly: ₹ 1,023.0085

More

IDCW Monthly: ₹ 1,005.0788

IDCW Daily: ₹ 1,005.2683

Investment Strategy

The scheme will seek to provide investors with high level of liquidity along with regular income for their investment.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: IDBI Mutual Fund
Launch Date: 09-Jul-2010
Return Since Launch: 7.20%
Benchmark: CRISIL Liquid Fund BI Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 804 Cr (As on 30-Apr-2022)
Expense: 0.17% (As on 30-Apr-2022)
Risk Grade: --
Return Grade: High

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily15-May-20220.1263

 14-May-20220.1270
 13-May-20220.0782
 12-May-20220.1343
 11-May-20220.1175
 03-May-20220.1074
 02-May-20220.1336
 01-May-20220.1081
 30-Apr-20220.1083
 29-Apr-20220.0433
 28-Apr-20220.0802
 27-Apr-20220.0991
 26-Apr-20220.0511
 25-Apr-20220.0954
 24-Apr-20220.1037
 23-Apr-20220.1036
 22-Apr-20220.0428
 21-Apr-20220.0937
 20-Apr-20220.1750
 19-Apr-20220.1680
 18-Apr-20220.1091
 17-Apr-20220.1048
 16-Apr-20220.1047
 15-Apr-20220.1049
 14-Apr-20220.1047
IDCW Weekly08-May-20220.0778

 01-May-20220.5955
 24-Apr-20220.8099
 17-Apr-20220.7634
 10-Apr-20220.6474
 03-Apr-20220.9044
 27-Mar-20220.6984
 20-Mar-20220.7450
 13-Mar-20220.6529
 06-Mar-20220.6589
 27-Feb-20220.6773
 20-Feb-20220.7833
 13-Feb-20220.8241
 06-Feb-20220.6541
 30-Jan-20220.7057
 23-Jan-20220.5778
 16-Jan-20220.6996
 09-Jan-20220.7250
 02-Jan-20220.7396
 26-Dec-20210.6671
 19-Dec-20210.6311
 12-Dec-20210.6738
 05-Dec-20210.6759
 28-Nov-20210.6766
 21-Nov-20210.6423
IDCW Monthly25-Apr-20223.3673

 25-Mar-20222.6944
 25-Feb-20223.1927
 25-Jan-20222.7730
 27-Dec-20212.9805
 25-Nov-20213.1473
 25-Oct-20212.4215
 27-Sep-20212.7538
 25-Aug-20212.7982
 26-Jul-20212.9636
 25-Jun-20212.9861
 25-May-20212.4853
 26-Apr-20213.0672
 25-Mar-20212.4448
 25-Feb-20213.0126
 25-Jan-20212.2740
 28-Dec-20202.7509
 25-Nov-20202.7223
 26-Oct-20203.1136
 25-Sep-20202.7992
 25-Aug-20202.8826
 27-Jul-20203.3830
 25-Jun-20203.2978
 26-May-20204.0175
 27-Apr-20209.5272

Contact Information

AMC: IDBI Asset Management Ltd.

Address: 4th Floor, IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai - 400005

Fax: 022-66442801

Website: http://www.idbimutual.co.in

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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