How to Gift Mutual Funds Today

In this episode of Investors’ Hangout, we explore how gifting mutual fund units has become significantly simpler following a SEBI rule change. Investors often ask whether mutual funds can be gifted, how the process works for SOA mutual fund accounts, and what tax or operational aspects need attention. This discussion breaks down the process of gifting mutual funds in India, explains how transfers now work through MF Central, and highlights key considerations such as capital gains tax, stamp duty, and lock-in rules for recipients. Whether you’re thinking about gifting investments for weddings, birthdays, or long-term wealth transfer, this episode helps you understand the mechanics of investment gifting, mutual fund regulations, and why this change matters for investors looking to gift assets instead of cash.