Start now for a lifetime of wealth

When you read about investment and personal finance in the media or social media, the biggest problem appears to be that people are not investing in the right stocks or mutual funds. The entire subject of investing appears to be essentially about choosing the best mutual funds, or the hottest stocks. This is an illusion. The real big problem is that most people are not investing at all or investing too little. They start too late in life, sometimes they never start and then they invest too little. The saying goes that 'better late than never,' and maybe it's true in most areas of life. However, in savings and investments, starting late is much worse, much worse than starting early. How much worse? Here's an example. Let's say that you want to turn your money 10 times. To do that, 30 years at a return