Unlike his friend who has sat on a large corpus over the last three years and missed one of the biggest wealth-creating stock-market rallies, Value Research reader Saurav is much more disciplined and pragmatic in his investment approach. The 37-year-old data scientist has over the years kept on investing through the thick and thin. As a result, he considers himself fully ready on financial preparedness, i.e., 10 on 10, and gives himself a seven out of 10 in terms of financial independence.
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