Reimbursement of Maternity Costs

Kindly clarify about the coverage under maternity benefit plans and whether the reimbursement of expenses happens after 2 or 3 years? Also, what policy would you suggest for this need?
- Anonymous

Insurers cover maternity costs after a stated waiting period. Waiting period is the time period starting from purchase date of the policy, after which the specific condition begins to be covered under the policy. Different insurers might have different waiting period for maternity cover. If you search for such policies, you will find various individual and family floater policies. We are unable to recommend a specific policy for you due to lack of information on your other requirements. Given below are the good policies along with their waiting periods and the extent of maternity cover. Go through these policies and their coverage on websites of respective companies. You can also refer to our website under the 'Insurance' head and select a plan depending on your requirements. Do not forget to check policy exclusions.