Can I withdraw PF money if my company stops paying salary?

Your provident fund (PF) is designed as a long-term retirement safety net. But in some cases, the law allows you to access it earlier, especially if your income suddenly stops and bills keep piling up. So, let’s look at two scenarios and break it down: When you go unpaid for more than two months in a row You are eligible for a partial PF withdrawal if you have been unpaid by your employer for two months on the trot. In this case, you can withdraw 100 per cent of the employee share with interest. It doesn’t matter whether the company is

This article was originally published on June 18, 2025.