Canara Bank Q4 profit jumps 33%. NII tells a different story

Canara Bank has wrapped up FY25 on a strong note, at least on the surface. The public sector lender reported a 33 per cent jump in net profit for the Q4 FY25 quarter, touching Rs 5,003 crore. A juicy Rs 4 per share dividend was the cherry on top. But dig deeper, and cracks begin to show. Net interest income — the bank's core bread and butter — slipped slightly. Margins narrowed too. So while the headline numbers impressed, the street is watching the fine print. What Canara Bank does Canara Bank is one of India's largest public sector banks, offering everything from retail loans to corporate banking. With nearly 10,000 branches and a global presence in cities like London and New York, it's