Octal Credit Peer Comparison

BSE: 538894

₹17.16

₹0.00 (0.00%)

As on 08-Oct-2026IST

Market cap

₹9 Cr

Revenue (TTM)

₹0 Cr

P/E Ratio

--

P/B Ratio

0.4

Div. Yield

0 %

Edit

	Octal Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	9	30,780	28,617	23,188	20,252
Revenue (₹ Cr)	0	404	10,285	5,303	6,380
Net Profit (₹ Cr)	0.09	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	23.04	74.72	14.02	21.20	18.97
RoE (%)	-3.33	1.41	10.08	16.25	16.14
Price to Earnings	--	71.43	19.74	20.56	16.73
Price-To-Book	0.37	1.05	1.78	3.08	2.45

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Octal Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	0.37	403.54	10,284.59	5,303.14	6,379.52
Other Income	0.00	5.87	25.57	15.03	3.80
Total Income	0.38	403.46	9,524.71	4,744.06	6,062.54
Interest Expense	0.00	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	0.10	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	0.27	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	0.10	362.26	1,950.48	1,497.38	1,612.11
Taxes	0.02	56.33	505.07	369.75	401.27
Profit after Tax	0.09	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	0.00	0.00	4.05	0.00	0.00
Share of Associate	-0.88	124.96	0.00	0.00	0.00
Consolidated Profit	-0.80	430.89	1,449.46	1,127.63	1,210.84

Liabilities (₹ Cr)

	Octal Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	23.34	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	0.00	0.00	4.05	0.00	0.00
Non-Current Liabilities	2.90	3,407.06	141.91	115.58	137.71
Current Liabilities	0.00	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	26.24	32,973.97	75,691.91	33,637.47	33,153.91

Assets (₹ Cr)

	Octal Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	0.00	169.20	1,233.12	446.49	827.99
Current Assets	26.20	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	26.24	32,973.97	75,691.91	33,637.47	33,153.91
Contingent Liabilities	--	--	136.28	7.07	--

Cashflow (₹ Cr)

	Octal Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	0.58	279.39	-20,237.75	-8,727.78	-2,770.21
Cash Flow from Investing Activities	-0.50	-147.97	-1,631.53	-1,088.40	-100.65
Cash from Financing Activities	--	-137.57	23,834.45	10,391.44	2,750.95
Net Cash Inflow / Outflow	0.08	-6.15	1,965.17	575.26	-119.91

Ratios

Profitability Ratios

	Octal Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	-6.70	1.57	8.35	11.68	9.98
ROE (%)	-3.33	1.41	10.08	16.25	16.14
ROA (%)	0.32	0.91	2.34	4.21	4.05
EBIT Margin (%)	27.37	88.46	59.60	64.20	56.04
Net Margin (%)	23.04	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	-416.98	0.00	0.00	0.00	0.00

Growth Ratios

	Octal Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	4.24	30.99	4.76	50.20	11.86
EBIT Growth (%)	-10.62	33.57	33.65	58.09	64.71
Net Profit Growth (%)	70.00	42.45	85.35	95.19	524.34
EPS Growth (%)	-170.75	-86.84	68.98	74.92	521.96
Book Value Growth (%)	-0.38	-6.01	24.70	67.97	12.59

Valuation Ratios

	Octal Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	-10.78	71.43	19.08	20.56	16.69
Price / Book Value	0.37	1.05	1.78	3.08	2.45
Dividend Yield (%)	0.00	0.56	0.66	0.08	0.00
EV/EBITDA	83.02	82.79	12.25	12.50	11.42
Market Cap (₹ Cr)	11.18	27,369.52	23,577.62	15,957.18	18,508.79

Solvency Ratios

	Octal Credit	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	3.69	0.00	0.00
Short term debt to equity ratio	--	0.00	2.89	1.02	1.65
Current Ratio	46.32	1,357.85	1.24	1.26	1.29
Quick Ratio	25.15	1,357.85	1.24	1.26	1.29
Interest Coverage	101.00	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.