Karnavati Finance Peer Comparison

BSE: 538928

₹1.32

₹0.00 (0.00%)

As on 16-Oct-2026IST

Market cap

₹13 Cr

Revenue (TTM)

₹7 Cr

P/E Ratio

18

P/B Ratio

1.3

Div. Yield

0 %

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	Karnavati Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	13	31,025	30,434	23,804	19,807
Revenue (₹ Cr)	7	404	10,285	5,303	6,380
Net Profit (₹ Cr)	0.74	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	5.59	74.72	14.02	21.20	18.97
RoE (%)	10.69	1.41	10.08	16.25	16.14
Price to Earnings	18.05	72.00	21.00	21.11	16.36
Price-To-Book	1.25	1.06	1.89	3.17	2.40

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Karnavati Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	7.31	403.54	10,284.59	5,303.14	6,379.52
Other Income	5.83	5.87	25.57	15.03	3.80
Total Income	1.57	306.22	10,031.14	3,250.99	5,756.14
Interest Expense	4.99	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	0.88	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	7.28	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	0.88	362.26	1,950.48	1,497.38	1,612.11
Taxes	0.14	56.33	505.07	369.75	401.27
Profit after Tax	0.74	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	0.00	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	0.73	430.89	1,449.46	1,127.63	1,210.84

Liabilities (₹ Cr)

	Karnavati Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	4.33	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	0.00	0.00	4.05	0.00	0.00
Non-Current Liabilities	0.39	3,407.06	141.91	115.58	137.71
Current Liabilities	60.54	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	21.61	35,100.39	54,550.48	21,485.87	29,334.64

Assets (₹ Cr)

	Karnavati Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	0.01	169.20	1,233.12	446.49	827.99
Current Assets	65.01	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	21.61	35,100.39	54,550.48	21,485.87	29,334.64
Contingent Liabilities	--	--	196.39	7.21	4.00

Cashflow (₹ Cr)

	Karnavati Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	5.48	206.21	-466.57	-4,312.62	1,125.24
Cash Flow from Investing Activities	--	-165.99	-124.80	61.87	708.34
Cash from Financing Activities	-5.60	-142.63	1,132.34	5,117.65	-1,669.38
Net Cash Inflow / Outflow	-0.12	-102.41	540.97	866.90	164.20

Ratios

Profitability Ratios

	Karnavati Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	-2.11	1.21	11.25	11.18	9.55
ROE (%)	10.69	1.41	10.08	16.25	16.14
ROA (%)	1.69	0.91	2.34	4.21	4.05
EBIT Margin (%)	0.46	88.46	59.60	64.20	56.04
Net Margin (%)	5.59	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	-106.82	0.00	0.00	0.00	0.00

Growth Ratios

	Karnavati Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	528.35	30.99	4.76	50.20	11.86
EBIT Growth (%)	102.95	33.57	33.65	58.09	64.71
Net Profit Growth (%)	133.90	42.45	85.35	95.19	524.34
EPS Growth (%)	133.90	-86.84	68.98	74.92	521.96
Book Value Growth (%)	-14.11	3.76	7.66	12.13	5.63

Valuation Ratios

	Karnavati Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	18.05	72.00	20.29	21.11	16.32
Price / Book Value	1.25	1.06	1.89	3.17	2.40
Dividend Yield (%)	0.00	0.55	0.62	0.08	0.00
EV/EBITDA	715.91	83.47	12.54	12.68	11.29
Market Cap (₹ Cr)	19.40	31,951.18	19,684.03	14,056.08	15,214.34

Solvency Ratios

	Karnavati Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	2.85	0.00	0.00
Short term debt to equity ratio	--	--	2.89	0.98	1.50
Current Ratio	1.07	1,357.85	1.24	1.26	1.29
Quick Ratio	1.07	1,357.85	1.24	1.26	1.29
Interest Coverage	1.18	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly