Real Touch Finance Peer Comparison

BSE: 538611

₹43.00

₹1.60 (3.86%)

As on 18-Sep-2026IST

Market cap

₹55 Cr

Revenue (TTM)

₹37 Cr

P/E Ratio

10.9

P/B Ratio

1

Div. Yield

0 %

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	Real Touch Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	55	34,428	29,645	25,839	22,370
Revenue (₹ Cr)	37	404	10,285	5,303	6,380
Net Profit (₹ Cr)	5.00	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	12.24	74.72	14.02	21.20	18.97
RoE (%)	9.72	1.41	10.08	16.25	16.14
Price to Earnings	10.91	79.90	20.45	22.91	18.47
Price-To-Book	1.02	1.17	1.84	3.44	2.70

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Real Touch Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	37.33	403.54	10,284.59	5,303.14	6,379.52
Other Income	3.53	5.87	25.57	15.03	3.80
Total Income	28.87	306.22	10,031.14	3,250.99	5,756.14
Interest Expense	21.70	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	7.51	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	11.65	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	7.27	362.26	1,950.48	1,497.38	1,612.11
Taxes	2.27	56.33	505.07	369.75	401.27
Profit after Tax	5.00	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	0.00	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	5.00	430.89	1,449.46	1,127.63	1,210.84

Liabilities (₹ Cr)

	Real Touch Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	52.27	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	0.00	0.00	4.05	0.00	0.00
Non-Current Liabilities	3.24	3,407.06	141.91	115.58	137.71
Current Liabilities	266.00	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	230.77	35,100.39	54,550.48	21,485.87	29,334.64

Assets (₹ Cr)

	Real Touch Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	1.01	169.20	1,233.12	446.49	827.99
Current Assets	320.50	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	230.77	35,100.39	54,550.48	21,485.87	29,334.64
Contingent Liabilities	--	--	196.39	7.21	4.00

Cashflow (₹ Cr)

	Real Touch Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	-26.07	206.21	-466.57	-4,312.62	1,125.24
Cash Flow from Investing Activities	0.00	-165.99	-124.80	61.87	708.34
Cash from Financing Activities	25.06	-142.63	1,132.34	5,117.65	-1,669.38
Net Cash Inflow / Outflow	-1.01	-102.41	540.97	866.90	164.20

Ratios

Profitability Ratios

	Real Touch Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	10.11	1.21	11.25	11.18	9.55
ROE (%)	9.72	1.41	10.08	16.25	16.14
ROA (%)	1.82	0.91	2.34	4.21	4.05
EBIT Margin (%)	68.16	88.46	59.60	64.20	56.04
Net Margin (%)	12.24	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

Growth Ratios

	Real Touch Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	22.70	30.99	4.76	50.20	11.86
EBIT Growth (%)	22.74	33.57	33.65	58.09	64.71
Net Profit Growth (%)	1.94	42.45	85.35	95.19	524.34
EPS Growth (%)	1.94	-86.84	68.98	74.92	521.96
Book Value Growth (%)	11.05	3.76	7.66	12.13	5.63

Valuation Ratios

	Real Touch Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	10.63	79.90	19.76	22.91	18.43
Price / Book Value	1.05	1.17	1.84	3.44	2.70
Dividend Yield (%)	0.00	0.50	0.63	0.07	0.00
EV/EBITDA	10.46	92.90	12.41	13.26	12.00
Market Cap (₹ Cr)	48.99	31,951.18	19,684.03	14,056.08	15,214.34

Solvency Ratios

	Real Touch Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	2.85	0.00	0.00
Short term debt to equity ratio	1.86	--	2.89	0.98	1.50
Current Ratio	1.20	1,357.85	1.24	1.26	1.29
Quick Ratio	1.20	1,357.85	1.24	1.26	1.29
Interest Coverage	1.34	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly