PMC Fincorp Financials

BSE: 534060

₹1.70

₹0.03 (1.80%)

As on 04-Sep-2026IST

Market cap

₹121 Cr

Revenue (TTM)

₹20 Cr

P/E Ratio

19

P/B Ratio

0.6

Div. Yield

0 %

Annual
Quarterly

Income Statement (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Operating Income	20.04	14.58	11.50	8.48	7.38	5.43
Other Income	0.13	6.66	4.16	0.02	--	--
Total Income	20.17	21.24	15.66	8.50	7.38	5.43
Interest Expense	2.05	1.32	1.55	1.57	0.89	0.65
Operating Expenses	8.94	1.43	1.43	13.24	3.92	2.32
Exceptional Income/Expenses	--	--	--	--	--	--
Profit before Tax	9.12	18.43	12.59	-6.36	2.55	2.43
Taxes	2.73	4.08	1.24	0.00	0.74	0.62
Profit after Tax	6.39	14.35	11.35	-6.36	1.81	1.82
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	6.39	14.35	11.35	-6.36	2.19	1.81

Liabilities (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Shareholder's Funds	185.70	169.03	115.18	103.37	91.13	71.74
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	4.07	0.40	15.89	0.43	0.39	0.27
Current Liabilities	0.16	50.80	5.17	30.11	25.49	8.43
Total Liabilities	189.92	220.27	136.27	133.94	117.04	80.46

Assets (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Non-Current Assets	0.91	150.81	113.10	16.27	4.67	4.51
Current Assets	184.97	69.42	23.13	117.64	112.34	75.92
Total Assets	189.92	220.27	136.27	133.94	117.04	80.46
Contingent Liabilities	--	26.22	26.67	26.67	26.67	--

Cashflow (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Cash From Operating Activities	--	-27.97	10.03	-4.16	-31.59	-2.56
Cash Flow from Investing Activities	--	-1.58	-0.68	-21.20	0.32	6.34
Cash from Financing Activities	--	75.81	-8.92	21.43	35.72	-3.92
Net Cash Inflow / Outflow	--	46.25	0.44	-3.92	4.45	-0.15

Financials Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Adjusted EPS (₹)	0.09	0.20	0.19	-0.11	0.03	0.03
Cash EPS (₹)	0.09	0.20	0.19	-0.10	0.04	0.04
Adjusted Book Value (₹)	2.67	2.22	1.73	1.53	1.29	1.25
Dividend per Share (₹)	--	--	--	--	--	--
Cash Flow per Share (₹)	--	-0.39	0.19	-0.08	-0.62	-0.05
Free Cash Flow per Share (₹)	--	-0.34	0.24	-0.25	-0.62	-0.02

Profitability Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
ROCE (%)	--	11.32	10.69	-3.89	3.56	3.91
ROE (%)	3.53	10.96	11.56	-7.66	2.49	2.56
ROA (%)	3.11	8.05	8.40	-5.07	1.84	2.24
EBIT Margin (%)	55.09	89.75	86.73	-56.83	46.67	56.81
Net Margin (%)	31.66	67.55	72.44	-74.88	24.55	33.41
Cash Profit Margin (%)	0.00	98.88	99.52	-74.50	24.76	33.84

Growth Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Revenue Growth (%)	-9.22	26.80	35.66	14.82	35.88	-44.42
EBIT Growth (%)	-44.13	31.21	307.05	-239.82	11.63	11.21
Net Profit Growth (%)	-10.36	26.47	278.32	-451.05	-0.15	26.46
EPS Growth (%)	-57.69	6.84	278.43	-434.49	-0.26	26.60
Book Value Growth (%)	--	51.76	12.80	24.97	2.88	2.57

Valuation Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Price / Earnings	18.96	11.07	9.52	--	155.31	28.57
Price / Book Value	0.64	1.01	1.17	1.12	3.81	0.72
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	10.52	7.96	9.79	-27.50	87.20	18.70
Close Price (₹)	1.83	2.23	2.02	1.72	4.91	0.91
High Price (₹)	2.56	5.25	3.08	5.09	10.19	1.26
Low Price (₹)	1.48	2.00	1.24	1.39	0.78	0.17
Market Cap (₹ Cr)	121.05	158.79	121.77	103.61	281.51	51.92

Solvency Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Debt to Equity	--	0.29	0.18	0.30	0.33	0.09
Short term debt to equity ratio	--	0.27	0.03	0.27	0.27	0.09
Current Ratio	1,185.73	1.37	4.48	3.91	4.41	9.01
Quick Ratio	1,185.73	1.37	4.48	3.90	4.40	8.99
Interest Coverage	5.45	14.96	9.12	-3.06	3.85	4.73

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.