MAS Financial Financials

NSE: MASFIN | BSE: 540749

₹265.56

₹-1.51 (-0.57%)

As on 12-Nov-2026IST

Market cap

₹4,821 Cr

Revenue (TTM)

₹2,201 Cr

P/E Ratio

11.6

P/B Ratio

1.5

Div. Yield

0.8 %

Income Statement (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Operating Income	2,201.11	1,995.43	1,597.45	1,283.87	978.60	690.24
Other Income	5.82	7.50	2.70	7.09	3.57	1.18
Total Income	2,206.93	2,002.93	1,600.15	1,290.96	982.17	691.42
Interest Expense	954.25	931.09	784.54	656.39	499.62	340.11
Operating Expenses	671.41	554.79	389.00	290.61	208.18	132.69
Exceptional Income/Expenses	-4.82	-4.82	--	--	--	--
Profit before Tax	568.13	504.99	421.01	339.67	271.65	216.55
Taxes	145.06	129.17	107.03	85.66	65.83	55.35
Profit after Tax	423.07	375.82	313.98	254.01	205.82	161.20
Minority Interest	-6.01	-4.61	-3.60	-2.96	-2.56	-1.97
Share of Associate	--	--	--	--	--	--
Consolidated Profit	417.06	371.21	310.38	251.05	203.26	159.23

Liabilities (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Shareholder's Funds	3,221.71	2,974.21	2,609.03	1,782.71	1,518.65	1,349.91
Minority Interest	-6.01	62.22	41.44	35.86	26.02	22.62
Non-Current Liabilities	29.66	5,094.59	5,177.90	4,155.19	4,785.42	3,142.01
Current Liabilities	12,251.81	5,715.83	4,456.16	3,640.24	1,733.49	2,114.20
Total Liabilities	15,568.84	13,863.52	12,291.93	9,625.85	8,082.91	6,642.95

Assets (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Non-Current Assets	250.25	12,052.46	10,021.21	8,082.04	6,633.72	5,306.84
Current Assets	15,263.41	1,794.39	2,263.32	1,531.96	1,429.86	1,321.90
Total Assets	15,568.84	13,863.52	12,291.93	9,625.85	8,082.91	6,642.95
Contingent Liabilities	--	0.87	0.73	0.12	0.12	--

Cashflow (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash From Operating Activities	--	-1,786.77	-1,123.17	-1,366.05	-1,425.94	-805.28
Cash Flow from Investing Activities	--	467.01	-828.23	50.08	-304.05	-819.88
Cash from Financing Activities	--	1,094.77	2,187.38	1,289.97	1,684.02	922.69
Net Cash Inflow / Outflow	--	-224.99	235.98	-26.00	-45.97	-702.47

Financials Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Adjusted EPS (₹)	23.18	20.46	17.11	15.31	12.40	9.71
Cash EPS (₹)	22.98	21.11	17.61	15.75	12.72	9.96
Adjusted Book Value (₹)	177.55	163.91	143.79	108.71	92.61	82.32
Dividend per Share (₹)	0.75	2.00	1.70	3.51	1.22	3.00
Cash Flow per Share (₹)	--	-98.47	-61.90	-83.30	-260.87	-147.33
Free Cash Flow per Share (₹)	--	-99.22	-60.81	-77.88	-258.40	-143.23

Profitability Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
ROCE (%)	--	11.45	11.48	11.82	11.48	10.62
ROE (%)	13.58	13.46	14.30	15.39	14.35	12.74
ROA (%)	2.95	2.88	2.87	2.87	2.80	2.62
EBIT Margin (%)	69.12	71.83	75.30	77.03	78.45	80.48
Net Margin (%)	19.17	18.76	19.62	19.68	20.96	23.31
Cash Profit Margin (%)	--	19.20	20.01	20.12	21.31	23.65

Growth Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Revenue Growth (%)	22.62	24.91	24.42	31.19	41.78	10.02
EBIT Growth (%)	17.70	19.17	21.63	28.82	38.20	15.23
Net Profit Growth (%)	30.18	19.70	23.61	23.41	27.68	10.77
EPS Growth (%)	23.45	19.60	11.74	23.50	27.65	10.30
Book Value Growth (%)	--	14.00	46.35	17.39	12.50	14.41

Valuation Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Price / Earnings	11.56	13.69	14.38	18.57	7.20	18.36
Price / Book Value	1.50	1.71	1.71	2.62	2.89	2.17
Dividend Yield (%)	0.75	0.71	0.69	1.23	0.45	0.56
EV/EBITDA	8.18	10.09	10.52	11.23	12.55	11.62
Close Price (₹)	282.70	279.65	246.06	284.35	267.17	178.72
High Price (₹)	358.85	354.95	331.50	387.95	312.75	325.03
Low Price (₹)	273.00	226.00	220.06	226.53	160.17	153.43
Market Cap (₹ Cr)	4,821.22	5,081.56	4,461.84	4,663.02	4,392.74	2,922.94

Solvency Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Debt to Equity	--	3.47	3.52	4.17	4.03	3.29
Short term debt to equity ratio	--	1.75	1.53	1.83	0.87	1.17
Current Ratio	1.25	0.31	0.51	0.42	0.82	0.63
Quick Ratio	1.25	0.31	0.51	0.42	0.82	0.63
Interest Coverage	1.60	1.54	1.54	1.52	1.54	1.64

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)