MAS Financial Financials

NSE: MASFIN | BSE: 540749

₹290.15

₹-5.10 (-1.73%)

As on 08-Sep-2026IST

Market cap

₹5,262 Cr

Revenue (TTM)

₹2,092 Cr

P/E Ratio

13.4

P/B Ratio

1.7

Div. Yield

0.7 %

Income Statement (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Operating Income	2,091.91	1,995.43	1,597.45	1,283.87	978.60	690.24
Other Income	5.55	7.50	2.70	7.09	3.57	1.18
Total Income	2,097.46	2,002.93	1,600.15	1,290.96	982.17	691.42
Interest Expense	925.72	931.09	784.54	656.39	499.62	340.11
Operating Expenses	622.37	554.79	389.00	290.61	208.18	132.69
Exceptional Income/Expenses	-4.82	-4.82	--	--	--	--
Profit before Tax	536.77	504.99	421.01	339.67	271.65	216.55
Taxes	137.39	129.17	107.03	85.66	65.83	55.35
Profit after Tax	399.38	375.82	313.98	254.01	205.82	161.20
Minority Interest	-5.26	-4.61	-3.60	-2.96	-2.56	-1.97
Share of Associate	--	--	--	--	--	--
Consolidated Profit	394.12	371.21	310.38	251.05	203.26	159.23

Liabilities (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Shareholder's Funds	2,974.21	2,974.21	2,609.03	1,782.71	1,518.65	1,349.91
Minority Interest	-5.26	62.22	41.44	35.86	26.02	22.62
Non-Current Liabilities	27.40	5,094.59	5,177.90	4,155.19	4,785.42	3,142.01
Current Liabilities	10,682.77	5,715.83	4,456.16	3,640.24	1,733.49	2,114.20
Total Liabilities	13,746.60	13,863.52	12,291.93	9,625.85	8,082.91	6,642.95

Assets (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Non-Current Assets	215.32	12,052.46	10,021.21	8,082.04	6,633.72	5,306.84
Current Assets	13,482.79	1,794.39	2,263.32	1,531.96	1,429.86	1,321.90
Total Assets	13,746.60	13,863.52	12,291.93	9,625.85	8,082.91	6,642.95
Contingent Liabilities	--	0.87	0.73	0.12	0.12	--

Cashflow (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash From Operating Activities	--	-1,786.77	-1,123.17	-1,366.05	-1,425.94	-805.28
Cash Flow from Investing Activities	--	467.01	-828.23	50.08	-304.05	-819.88
Cash from Financing Activities	--	1,094.77	2,187.38	1,289.97	1,684.02	922.69
Net Cash Inflow / Outflow	--	-224.99	235.98	-26.00	-45.97	-702.47

Financials Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Adjusted EPS (₹)	21.91	20.46	17.11	15.31	12.40	9.71
Cash EPS (₹)	21.72	21.11	17.61	15.75	12.72	9.96
Adjusted Book Value (₹)	169.98	163.91	143.79	108.71	92.61	82.32
Dividend per Share (₹)	0.69	2.00	1.70	3.51	1.22	3.00
Cash Flow per Share (₹)	--	-98.47	-61.90	-83.30	-260.87	-147.33
Free Cash Flow per Share (₹)	--	-99.22	-60.81	-77.88	-258.40	-143.23

Profitability Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
ROCE (%)	--	11.45	11.48	11.82	11.48	10.62
ROE (%)	13.75	13.46	14.30	15.39	14.35	12.74
ROA (%)	3.08	2.88	2.87	2.87	2.80	2.62
EBIT Margin (%)	69.88	71.83	75.30	77.03	78.45	80.48
Net Margin (%)	19.04	18.76	19.62	19.68	20.96	23.31
Cash Profit Margin (%)	--	19.20	20.01	20.12	21.31	23.65

Growth Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Revenue Growth (%)	23.12	24.91	24.42	31.19	41.78	10.02
EBIT Growth (%)	18.27	19.17	21.63	28.82	38.20	15.23
Net Profit Growth (%)	29.37	19.70	23.61	23.41	27.68	10.77
EPS Growth (%)	21.56	19.60	11.74	23.50	27.65	10.30
Book Value Growth (%)	--	14.00	46.35	17.39	12.50	14.41

Valuation Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Price / Earnings	13.35	13.69	14.38	18.57	7.20	18.36
Price / Book Value	1.71	1.71	1.71	2.62	2.89	2.17
Dividend Yield (%)	0.69	0.71	0.69	1.23	0.45	0.56
EV/EBITDA	10.03	10.09	10.52	11.23	12.55	11.62
Close Price (₹)	309.60	279.65	246.06	284.35	267.17	178.72
High Price (₹)	358.85	354.95	331.50	387.95	312.75	325.03
Low Price (₹)	276.00	226.00	220.06	226.53	160.17	153.43
Market Cap (₹ Cr)	5,262.15	5,081.56	4,461.84	4,663.02	4,392.74	2,922.94

Solvency Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Debt to Equity	--	3.47	3.52	4.17	4.03	3.29
Short term debt to equity ratio	--	1.75	1.53	1.83	0.87	1.17
Current Ratio	1.26	0.31	0.51	0.42	0.82	0.63
Quick Ratio	1.26	0.31	0.51	0.42	0.82	0.63
Interest Coverage	1.58	1.54	1.54	1.52	1.54	1.64

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)