HDB Financial Services Peer Comparison

NSE: HDBFS | BSE: 544429

₹679.35

₹-5.80 (-0.85%)

As on 28-Aug-2026IST

Market cap

₹56,421 Cr

Revenue (TTM)

₹18,902 Cr

P/E Ratio

20.4

P/B Ratio

2.6

Div. Yield

0.6 %

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	HDB Financial Services	Bajaj Finserv	Tata Capital	Mrugesh Trading	Sobhagya Mercant
Market cap (₹ Cr)	56,421	3,20,092	1,59,501	7,557	1,413
Revenue (₹ Cr)	18,902	1,57,642	32,695	12	222
Net Profit (₹ Cr)	2,761.10	20,616.02	5,472.14	-0.19	20.50
Net Margin (%)	14.61	13.08	16.73	-1.42	9.14
RoE (%)	13.80	13.32	13.24	-0.27	--
Price to Earnings	20.43	31.55	29.52	--	68.95
Price-To-Book	2.65	3.84	3.36	54.07	5.37

Income Statement (₹ Cr)

	HDB Financial Services	Bajaj Finserv	Tata Capital	Mrugesh Trading	Sobhagya Mercant
Operating Income	18,429.67	1,50,503.77	31,539.89	20.24	157.28
Other Income	0.99	837.05	66.64	--	3.12
Total Income	18,430.66	1,51,340.82	31,606.53	20.24	160.41
Interest Expense	6,856.35	28,540.94	16,091.10	0.00	1.03
PBT & Exceptional Items	3,386.28	27,246.18	6,601.56	0.41	23.84
Operating Expenses	7,978.76	94,262.34	8,376.35	19.83	134.88
Exceptional Income/Expenses	--	-379.49	-44.04	--	--
Profit before Tax	3,386.28	26,883.15	6,562.38	0.41	23.84
Taxes	842.45	7,213.68	1,671.47	0.06	8.31
Profit after Tax	2,543.83	19,669.47	4,890.91	0.35	15.53
Minority Interest	--	63,050.75	1,245.82	--	--
Share of Associate	--	--	--	--	--
Consolidated Profit	2,543.83	9,800.97	4,846.10	0.35	15.53

	HDB Financial Services	Bajaj Finserv	Tata Capital	Mrugesh Trading	Sobhagya Mercant
Shareholder's Funds	20,664.05	77,914.53	45,861.49	18.36	79.92
Minority Interest	--	63,050.75	1,245.82	--	--
Non-Current Liabilities	65,603.70	1,94,709.95	1,51,656.69	--	-2.35
Current Liabilities	38,105.75	4,20,771.23	90,392.64	0.28	92.55
Total Liabilities	1,25,316.58	7,58,494.74	2,90,503.54	18.64	172.55

	HDB Financial Services	Bajaj Finserv	Tata Capital	Mrugesh Trading	Sobhagya Mercant
Non-Current Assets	1,16,910.61	6,93,382.61	2,76,552.36	0.16	2.25
Current Assets	7,462.89	63,063.85	12,604.28	18.49	167.87
Total Assets	1,25,316.58	7,58,494.74	2,90,503.54	18.64	172.55
Contingent Liabilities	627.78	5,504.94	1,311.72	--	9.27

	HDB Financial Services	Bajaj Finserv	Tata Capital	Mrugesh Trading	Sobhagya Mercant
Cash From Operating Activities	-8,605.56	-55,301.41	-37,964.94	-17.85	-17.31
Cash Flow from Investing Activities	-1,772.09	-12,634.87	267.28	-0.01	-0.01
Cash from Financing Activities	10,673.31	66,610.32	31,848.34	17.89	15.74
Net Cash Inflow / Outflow	295.66	-1,325.96	-5,849.32	0.03	-1.58

	HDB Financial Services	Bajaj Finserv	Tata Capital	Mrugesh Trading	Sobhagya Mercant
ROCE (%)	9.09	11.88	8.66	4.42	33.76
ROE (%)	14.04	26.47	13.12	182.78	24.44
ROA (%)	2.18	2.80	1.82	3.68	12.08
EBIT Margin (%)	56.71	37.92	73.65	2.02	16.23
Net Margin (%)	13.80	13.00	15.47	1.71	9.68
Cash Profit Margin (%)	14.94	13.93	17.21	1.71	10.29

	HDB Financial Services	Bajaj Finserv	Tata Capital	Mrugesh Trading	Sobhagya Mercant
Revenue Growth (%)	13.06	13.21	11.40	--	36.49
EBIT Growth (%)	9.38	15.34	13.61	2,561.45	41.58
Net Profit Growth (%)	16.91	12.03	33.81	2,184.94	34.09
EPS Growth (%)	12.04	10.28	17.99	308.41	-93.49
Book Value Growth (%)	30.60	7.63	58.88	2,123.31	69.32

	HDB Financial Services	Bajaj Finserv	Tata Capital	Mrugesh Trading	Sobhagya Mercant
Price / Earnings	18.28	26.61	26.58	0.00	18.45
Price / Book Value	2.27	3.39	2.81	0.00	3.58
Dividend Yield (%)	0.71	0.09	0.19	--	0.00
EV/EBITDA	13.81	11.76	15.54	0.19	11.43
Market Cap (₹ Cr)	46,501.74	2,60,838.08	1,28,799.45	0.00	286.48

	HDB Financial Services	Bajaj Finserv	Tata Capital	Mrugesh Trading	Sobhagya Mercant
Debt to Equity	4.83	5.56	5.16	0.00	0.08
Short term debt to equity ratio	1.66	2.99	1.82	--	0.08
Current Ratio	0.20	0.15	0.14	66.28	1.81
Quick Ratio	0.20	0.15	0.14	25.27	1.79
Interest Coverage	1.49	1.94	1.41	163.44	24.16

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.