HDB Financial Services Financials
NSE: HDBFS | BSE: 544429
₹682.70
As on 04-Sep-2026 15:59IST
Market cap
₹56,679 Cr
Revenue (TTM)
₹18,902 Cr
P/E Ratio
20.5
P/B Ratio
2.7
Div. Yield
0.6 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Operating Income
|
18,902.20
|
18,429.67
|
16,300.28
|
14,173.07
|
12,402.88
|
11,306.29
|
|||||
|
Other Income
|
--
|
0.99
|
1.24
|
0.85
|
22.24
|
21.00
|
|||||
|
Total Income
|
18,902.20
|
18,430.66
|
16,301.52
|
14,173.92
|
12,425.12
|
11,327.29
|
|||||
|
Interest Expense
|
6,833.80
|
6,856.35
|
6,433.36
|
4,906.73
|
3,533.15
|
3,345.18
|
|||||
|
Operating Expenses
|
8,146.90
|
7,978.76
|
6,745.94
|
5,817.38
|
6,152.73
|
6,535.61
|
|||||
|
Exceptional Income/Expenses
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Profit before Tax
|
3,708.80
|
3,386.28
|
2,927.80
|
3,304.67
|
2,627.40
|
1,347.56
|
|||||
|
Taxes
|
947.70
|
842.45
|
751.88
|
843.83
|
668.05
|
336.16
|
|||||
|
Profit after Tax
|
2,761.10
|
2,543.83
|
2,175.92
|
2,460.84
|
1,959.35
|
1,011.40
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Share of Associate
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Consolidated Profit
|
2,761.10
|
2,543.83
|
2,175.92
|
2,460.84
|
1,959.35
|
1,011.40
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
20,664.00
|
20,664.05
|
15,819.75
|
13,742.71
|
11,436.97
|
9,539.73
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Non-Current Liabilities
|
890.70
|
65,603.70
|
50,721.19
|
48,556.89
|
34,873.07
|
30,981.20
|
|||||
|
Current Liabilities
|
1,02,096.80
|
38,105.75
|
42,533.29
|
30,652.63
|
23,765.78
|
21,557.24
|
|||||
|
Total Liabilities
|
1,23,651.50
|
1,25,316.58
|
1,09,957.48
|
93,892.18
|
71,076.69
|
63,129.34
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Non-Current Assets
|
1,238.50
|
1,16,910.61
|
1,04,320.46
|
55,815.40
|
42,430.99
|
36,614.45
|
|||||
|
Current Assets
|
1,21,799.40
|
7,462.89
|
4,753.77
|
37,136.83
|
27,644.83
|
25,463.72
|
|||||
|
Total Assets
|
1,23,651.50
|
1,25,316.58
|
1,09,957.48
|
93,892.18
|
71,076.69
|
63,129.34
|
|||||
|
Contingent Liabilities
|
--
|
627.78
|
787.74
|
--
|
278.84
|
163.26
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
-8,605.56
|
-13,626.33
|
-16,736.04
|
-6,850.61
|
1,957.09
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-1,772.09
|
1,159.02
|
-2,145.56
|
973.32
|
-703.28
|
|||||
|
Cash from Financing Activities
|
--
|
10,673.31
|
12,769.92
|
19,133.55
|
5,795.99
|
-1,499.54
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
295.66
|
302.61
|
251.95
|
-81.30
|
-245.73
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
33.26
|
30.64
|
27.34
|
31.03
|
24.76
|
12.80
|
|||||
|
Cash EPS (₹)
|
33.24
|
33.16
|
29.79
|
32.86
|
26.17
|
14.05
|
|||||
|
Adjusted Book Value (₹)
|
256.50
|
247.18
|
197.47
|
172.41
|
144.02
|
120.24
|
|||||
|
Dividend per Share (₹)
|
0.59
|
4.00
|
3.00
|
3.00
|
1.10
|
1.00
|
|||||
|
Cash Flow per Share (₹)
|
--
|
-103.64
|
-171.23
|
-211.03
|
-86.56
|
24.76
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
-135.49
|
-206.14
|
-233.50
|
-99.51
|
-13.50
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
ROCE (%)
|
--
|
9.09
|
9.67
|
10.64
|
9.87
|
8.00
|
|||||
|
ROE (%)
|
13.80
|
14.04
|
14.81
|
19.63
|
18.75
|
11.31
|
|||||
|
ROA (%)
|
4.47
|
2.18
|
2.15
|
3.02
|
2.97
|
1.62
|
|||||
|
EBIT Margin (%)
|
55.77
|
55.57
|
57.42
|
57.93
|
49.49
|
41.32
|
|||||
|
Net Margin (%)
|
14.61
|
13.80
|
13.35
|
17.36
|
15.77
|
8.93
|
|||||
|
Cash Profit Margin (%)
|
--
|
14.94
|
14.54
|
18.39
|
16.70
|
9.82
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
11.97
|
13.06
|
15.01
|
14.27
|
9.70
|
3.30
|
|||||
|
EBIT Growth (%)
|
10.86
|
9.42
|
14.00
|
33.76
|
31.39
|
6.64
|
|||||
|
Net Profit Growth (%)
|
17.76
|
16.91
|
-11.58
|
25.59
|
93.73
|
158.36
|
|||||
|
EPS Growth (%)
|
22.30
|
12.04
|
-11.88
|
25.33
|
93.49
|
157.95
|
|||||
|
Book Value Growth (%)
|
--
|
30.60
|
14.93
|
19.97
|
19.92
|
13.37
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
20.53
|
18.28
|
--
|
--
|
--
|
--
|
|||||
|
Price / Book Value
|
2.66
|
2.27
|
--
|
--
|
--
|
--
|
|||||
|
Dividend Yield (%)
|
0.59
|
0.71
|
--
|
--
|
--
|
--
|
|||||
|
EV/EBITDA
|
14.37
|
13.81
|
9.37
|
8.91
|
8.77
|
10.25
|
|||||
|
Close Price (₹)
|
750.80
|
559.95
|
--
|
--
|
--
|
--
|
|||||
|
High Price (₹)
|
891.90
|
891.90
|
--
|
--
|
--
|
--
|
|||||
|
Low Price (₹)
|
555.30
|
555.30
|
--
|
--
|
--
|
--
|
|||||
|
Market Cap (₹ Cr)
|
56,678.94
|
46,501.74
|
--
|
--
|
--
|
--
|
Solvency Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Debt to Equity
|
--
|
4.83
|
5.71
|
5.44
|
4.81
|
5.15
|
|||||
|
Short term debt to equity ratio
|
--
|
1.66
|
2.45
|
1.86
|
1.71
|
1.82
|
|||||
|
Current Ratio
|
1.19
|
0.20
|
0.11
|
1.21
|
1.16
|
1.18
|
|||||
|
Quick Ratio
|
1.19
|
0.20
|
0.11
|
1.21
|
1.23
|
1.23
|
|||||
|
Interest Coverage
|
1.54
|
1.49
|
1.46
|
1.67
|
1.74
|
1.40
|