HDB Financial Services Financials

NSE: HDBFS | BSE: 544429

₹682.70

up-down-arrow-10.75 (-1.55%)

As on 04-Sep-2026 15:59IST

Market cap

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₹56,679 Cr

Revenue (TTM)

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₹18,902 Cr

P/E Ratio

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20.5

P/B Ratio

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2.7

Div. Yield

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0.6 %

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Income Statement (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Operating Income
18,902.20
18,429.67
16,300.28
14,173.07
12,402.88
11,306.29
Other Income
--
0.99
1.24
0.85
22.24
21.00
Total Income
18,902.20
18,430.66
16,301.52
14,173.92
12,425.12
11,327.29
Interest Expense
6,833.80
6,856.35
6,433.36
4,906.73
3,533.15
3,345.18
Operating Expenses
8,146.90
7,978.76
6,745.94
5,817.38
6,152.73
6,535.61
Exceptional Income/Expenses
--
--
--
--
--
--
Profit before Tax
3,708.80
3,386.28
2,927.80
3,304.67
2,627.40
1,347.56
Taxes
947.70
842.45
751.88
843.83
668.05
336.16
Profit after Tax
2,761.10
2,543.83
2,175.92
2,460.84
1,959.35
1,011.40
Minority Interest
--
--
--
--
--
--
Share of Associate
--
--
--
--
--
--
Consolidated Profit
2,761.10
2,543.83
2,175.92
2,460.84
1,959.35
1,011.40

Liabilities (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Shareholder's Funds
20,664.00
20,664.05
15,819.75
13,742.71
11,436.97
9,539.73
Minority Interest
--
--
--
--
--
--
Non-Current Liabilities
890.70
65,603.70
50,721.19
48,556.89
34,873.07
30,981.20
Current Liabilities
1,02,096.80
38,105.75
42,533.29
30,652.63
23,765.78
21,557.24
Total Liabilities
1,23,651.50
1,25,316.58
1,09,957.48
93,892.18
71,076.69
63,129.34

Assets (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Non-Current Assets
1,238.50
1,16,910.61
1,04,320.46
55,815.40
42,430.99
36,614.45
Current Assets
1,21,799.40
7,462.89
4,753.77
37,136.83
27,644.83
25,463.72
Total Assets
1,23,651.50
1,25,316.58
1,09,957.48
93,892.18
71,076.69
63,129.34
Contingent Liabilities
--
627.78
787.74
--
278.84
163.26

Cashflow (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Cash From Operating Activities
--
-8,605.56
-13,626.33
-16,736.04
-6,850.61
1,957.09
Cash Flow from Investing Activities
--
-1,772.09
1,159.02
-2,145.56
973.32
-703.28
Cash from Financing Activities
--
10,673.31
12,769.92
19,133.55
5,795.99
-1,499.54
Net Cash Inflow / Outflow
--
295.66
302.61
251.95
-81.30
-245.73

Financials Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Adjusted EPS (₹) info
33.26
30.64
27.34
31.03
24.76
12.80
Cash EPS (₹) info
33.24
33.16
29.79
32.86
26.17
14.05
Adjusted Book Value (₹) info
256.50
247.18
197.47
172.41
144.02
120.24
Dividend per Share (₹) info
0.59
4.00
3.00
3.00
1.10
1.00
Cash Flow per Share (₹) info
--
-103.64
-171.23
-211.03
-86.56
24.76
Free Cash Flow per Share (₹) info
--
-135.49
-206.14
-233.50
-99.51
-13.50

Profitability Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
ROCE (%) info
--
9.09
9.67
10.64
9.87
8.00
ROE (%) info
13.80
14.04
14.81
19.63
18.75
11.31
ROA (%) info
4.47
2.18
2.15
3.02
2.97
1.62
EBIT Margin (%) info
55.77
55.57
57.42
57.93
49.49
41.32
Net Margin (%) info
14.61
13.80
13.35
17.36
15.77
8.93
Cash Profit Margin (%) info
--
14.94
14.54
18.39
16.70
9.82

Growth Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Revenue Growth (%) info
11.97
13.06
15.01
14.27
9.70
3.30
EBIT Growth (%) info
10.86
9.42
14.00
33.76
31.39
6.64
Net Profit Growth (%) info
17.76
16.91
-11.58
25.59
93.73
158.36
EPS Growth (%) info
22.30
12.04
-11.88
25.33
93.49
157.95
Book Value Growth (%) info
--
30.60
14.93
19.97
19.92
13.37

Valuation Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Price / Earnings info
20.53
18.28
--
--
--
--
Price / Book Value info
2.66
2.27
--
--
--
--
Dividend Yield (%) info
0.59
0.71
--
--
--
--
EV/EBITDA info
14.37
13.81
9.37
8.91
8.77
10.25
Close Price (₹) info
750.80
559.95
--
--
--
--
High Price (₹) info
891.90
891.90
--
--
--
--
Low Price (₹) info
555.30
555.30
--
--
--
--
Market Cap (₹ Cr) info
56,678.94
46,501.74
--
--
--
--

Solvency Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Debt to Equity info
--
4.83
5.71
5.44
4.81
5.15
Short term debt to equity ratio info
--
1.66
2.45
1.86
1.71
1.82
Current Ratio info
1.19
0.20
0.11
1.21
1.16
1.18
Quick Ratio info
1.19
0.20
0.11
1.21
1.23
1.23
Interest Coverage info
1.54
1.49
1.46
1.67
1.74
1.40
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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