Northern ARC Capital Peer Comparison

NSE: NORTHARC | BSE: 544260

₹303.00

₹-10.80 (-3.44%)

As on 24-Sep-2026IST

Market cap

₹4,896 Cr

Revenue (TTM)

₹2,870 Cr

P/E Ratio

11.1

P/B Ratio

1.2

Div. Yield

0 %

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	Northern ARC Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	4,896	33,299	30,528	25,016	21,103
Revenue (₹ Cr)	2,870	404	10,285	5,303	6,380
Net Profit (₹ Cr)	447.39	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	15.53	74.72	14.02	21.20	18.97
RoE (%)	11.62	1.41	10.08	16.25	16.14
Price to Earnings	11.15	77.28	21.06	22.18	17.43
Price-To-Book	1.24	1.14	1.90	3.33	2.55

Income Statement (₹ Cr)

	Northern ARC Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	2,870.02	403.54	10,284.59	5,303.14	6,379.52
Other Income	10.87	5.87	25.57	15.03	3.80
Total Income	3,020.57	403.46	9,524.71	4,744.06	6,062.54
Interest Expense	938.32	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	610.62	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	1,331.96	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	592.10	362.26	1,950.48	1,497.38	1,612.11
Taxes	144.71	56.33	505.07	369.75	401.27
Profit after Tax	447.39	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	-0.14	0.00	4.05	0.00	0.00
Share of Associate	-7.96	124.96	0.00	0.00	0.00
Consolidated Profit	439.29	430.89	1,449.46	1,127.63	1,210.84

	Northern ARC Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	3,895.56	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	-0.14	0.00	4.05	0.00	0.00
Non-Current Liabilities	62.08	3,407.06	141.91	115.58	137.71
Current Liabilities	12,781.52	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	16,744.60	32,973.97	75,691.91	33,637.47	33,153.91

	Northern ARC Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	160.46	169.20	1,233.12	446.49	827.99
Current Assets	16,529.96	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	16,744.60	32,973.97	75,691.91	33,637.47	33,153.91
Contingent Liabilities	5.30	--	136.28	7.07	--

	Northern ARC Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	-1,540.60	279.39	-20,237.75	-8,727.78	-2,770.21
Cash Flow from Investing Activities	-851.22	-147.97	-1,631.53	-1,088.40	-100.65
Cash from Financing Activities	2,292.08	-137.57	23,834.45	10,391.44	2,750.95
Net Cash Inflow / Outflow	-99.75	-6.15	1,965.17	575.26	-119.91

	Northern ARC Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	9.74	1.57	8.35	11.68	9.98
ROE (%)	11.62	1.41	10.08	16.25	16.14
ROA (%)	2.95	0.91	2.34	4.21	4.05
EBIT Margin (%)	52.95	88.46	59.60	64.20	56.04
Net Margin (%)	15.53	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Northern ARC Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	21.13	30.99	4.76	50.20	11.86
EBIT Growth (%)	27.43	33.57	33.65	58.09	64.71
Net Profit Growth (%)	55.48	42.45	85.35	95.19	524.34
EPS Growth (%)	50.20	-86.84	68.98	74.92	521.96
Book Value Growth (%)	13.40	-6.01	24.70	67.97	12.59

	Northern ARC Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	11.13	77.50	20.35	22.18	17.39
Price / Book Value	1.24	1.14	1.90	3.33	2.55
Dividend Yield (%)	0.00	0.52	0.62	0.08	0.00
EV/EBITDA	9.76	90.04	12.55	13.02	11.65
Market Cap (₹ Cr)	3,338.86	27,369.52	23,577.62	15,957.18	18,508.79

	Northern ARC Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	3.69	0.00	0.00
Short term debt to equity ratio	1.67	0.00	2.89	1.02	1.65
Current Ratio	1.29	1,357.85	1.24	1.26	1.29
Quick Ratio	1.29	1,357.85	1.24	1.26	1.29
Interest Coverage	1.63	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.