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VLS Finance Key Ratios

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NSE: VLSFINANCE | BSE: 511333

₹220.29

up-down-arrow ₹-1.72 (-0.77%)

As on 13-Oct-2026IST

Market cap

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₹684 Cr

Revenue (TTM)

info icon

₹64 Cr

P/E Ratio

info icon

14.7

P/B Ratio

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0.3

Div. Yield

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0.7 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 225.01 25.38 -9.58 -36.13 -26.49
EBIT 211.60 26.95 59.37 -43.99 -32.91
Net Profit 228.77 34.92 93.24 -37.55 -30.22
EPS 228.77 46.19 100.69 -34.98 -27.87
Book Value -- -- -7.34 -1.74 1.38
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 58.6466.8559.4533.9249.92
Net Margin info 54.8864.2963.8145.2341.96
Return on equity info 4.824.861.960.951.69
Return on Assets info 4.043.991.900.881.48

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
--
0.96
2.15
14.09
2.13
Peer Median
--
6.66
10.81
7.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

1.96

Lower than Peers by 4.75

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
1.96
0.95
1.69
11.83
2.05
Peer Median
6.71
5.88
10.20
7.77
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.90

Lower than Peers by 2.02

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
1.90
0.88
1.48
9.75
1.64
Peer Median
3.92
4.25
5.58
4.45
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

59.45

Higher than Peers by 14.01

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
59.45
33.92
49.92
92.07
68.04
Peer Median
45.45
39.82
40.64
56.33
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

63.81

Higher than Peers by 33.38

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
63.81
45.23
41.96
77.46
66.31
Peer Median
30.42
19.81
33.00
22.22
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

Higher than Peers by 0.00

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
0.00
64.13
49.17
81.09
73.40
Peer Median
0.00
0.00
0.00
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-9.58

Lower than Peers by 25.59

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
-9.58
-61.73
-74.69
396.00
-64.22
Peer Median
16.01
0.53
17.44
66.08
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

59.37

Higher than Peers by 44.43

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
59.37
-74.00
-86.28
571.17
-73.03
Peer Median
14.95
14.31
15.12
209.90
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

93.24

Higher than Peers by 80.50

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
93.24
-52.93
-85.75
479.47
-73.38
Peer Median
12.74
17.26
7.75
162.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

100.69

Higher than Peers by 95.07

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
100.69
-48.98
-85.43
486.66
-70.78
Peer Median
5.62
16.48
-2.97
166.13
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
--
-14.51
-17.12
19.28
-15.67
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
--
0.00
0.00
0.00
0.00
Peer Median
--
0.03
0.67
0.13
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
--
0.00
0.00
0.00
0.00
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

82.33

Higher than Peers by 74.45

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
82.33
4.30
29.89
25.81
21.31
Peer Median
7.88
5.16
3.25
2.96
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

82.33

Higher than Peers by 74.67

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
82.33
4.30
29.89
25.81
21.31
Peer Median
7.66
15.09
2.21
3.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

314.71

Higher than Peers by 302.79

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
314.71
135.62
349.84
1,879.56
382.50
Peer Median
11.92
18.07
3.46
3.08
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

14.67

Lower than Peers by 7.24

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
14.67
30.26
15.00
2.59
9.36
Peer Median
21.91
22.15
15.29
14.30
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.31

Lower than Peers by 0.50

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
0.31
0.31
0.28
0.28
0.21
Peer Median
0.81
0.81
1.31
2.64
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

0.69

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
0.69
0.72
0.74
1.03
1.01
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

11.98

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
11.98
22.49
5.64
2.04
7.44
Peer Median
--
10.96
13.18
17.64
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

684

Lower than Peers by 269

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
684
658
693
841
524
Peer Median
953
764
566
1,044
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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