Stock Report

All about this stock under one free report Last Updated: 05-Nov-2026

Stock Rating

Is this stock worth it? Our ratings reveal the truth.

Wealth Insight New Issue

Serious stock insights. No fluff. No FOMO.

Recently Viewed

VLS Finance Key Ratios

Stock Card factsheet watchlist-stock-modal share-fund-plan-icon

NSE: VLSFINANCE | BSE: 511333

₹211.09

up-down-arrow ₹1.17 (0.56%)

As on 04-Nov-2026IST

Market cap

info icon

₹660 Cr

Revenue (TTM)

info icon

₹64 Cr

P/E Ratio

info icon

14.2

P/B Ratio

info icon

0.3

Div. Yield

info icon

0.7 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 225.01 25.38 -9.58 -36.13 -26.49
EBIT 211.60 26.95 59.37 -43.99 -32.91
Net Profit 228.77 34.92 93.24 -37.55 -30.22
EPS 228.77 46.19 100.69 -34.98 -27.87
Book Value -- -- -7.34 -1.74 1.38
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 58.6466.8559.4533.9249.92
Net Margin info 54.8864.2963.8145.2341.96
Return on equity info 4.824.861.960.951.69
Return on Assets info 4.043.991.900.881.48

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
--
0.96
2.15
14.09
2.13
Peer Median
--
6.17
10.81
7.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

1.96

Lower than Peers by 3.80

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
1.96
0.95
1.69
11.83
2.05
Peer Median
5.76
4.24
10.20
7.77
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.90

Lower than Peers by 1.72

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
1.90
0.88
1.48
9.75
1.64
Peer Median
3.61
2.48
5.58
4.45
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

59.45

Higher than Peers by 18.55

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
59.45
33.92
49.92
92.07
68.04
Peer Median
40.90
41.70
40.64
56.33
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

63.81

Higher than Peers by 37.98

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
63.81
45.23
41.96
77.46
66.31
Peer Median
25.82
14.31
33.00
22.22
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

Higher than Peers by 0.00

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
0.00
64.13
49.17
81.09
73.40
Peer Median
0.00
0.00
0.00
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-9.58

Lower than Peers by 26.09

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
-9.58
-61.73
-74.69
396.00
-64.22
Peer Median
16.51
0.50
17.44
66.08
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

59.37

Higher than Peers by 38.14

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
59.37
-74.00
-86.28
571.17
-73.03
Peer Median
21.23
21.05
15.12
209.90
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

93.24

Higher than Peers by 75.37

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
93.24
-52.93
-85.75
479.47
-73.38
Peer Median
17.87
28.83
7.75
162.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

100.69

Higher than Peers by 90.14

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
100.69
-48.98
-85.43
486.66
-70.78
Peer Median
10.54
37.21
-2.97
166.13
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
--
-14.51
-17.12
19.28
-15.67
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
--
0.00
0.00
0.00
0.00
Peer Median
--
0.11
0.67
0.13
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
--
0.00
0.00
0.00
0.00
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

82.33

Higher than Peers by 77.27

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
82.33
4.30
29.89
25.81
21.31
Peer Median
5.06
5.15
3.25
2.96
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

82.33

Higher than Peers by 77.49

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
82.33
4.30
29.89
25.81
21.31
Peer Median
4.84
10.00
2.21
3.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

314.71

Higher than Peers by 305.59

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
314.71
135.62
349.84
1,879.56
382.50
Peer Median
9.12
3.76
3.46
3.08
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

14.17

Lower than Peers by 6.40

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
14.17
30.26
15.00
2.59
9.36
Peer Median
20.57
20.60
15.29
14.30
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.30

Lower than Peers by 0.51

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
0.30
0.31
0.28
0.28
0.21
Peer Median
0.81
0.97
1.31
2.64
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

0.71

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
0.71
0.72
0.74
1.03
1.01
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

11.51

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
11.51
22.49
5.64
2.04
7.44
Peer Median
--
13.20
13.18
17.64
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

660

Lower than Peers by 163

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
VLS Finance
660
658
693
841
524
Peer Median
823
742
566
1,044
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
loading...
loading...
loading...
loading...
loading...

Mutual Fund Insight turns 24! 🎉 Get 2 FREE anniversary guides: The Right SIP + The Big Funds