Union Bank Peer Comparison

NSE: UNIONBANK | BSE: 532477

₹184.60

₹3.40 (1.88%)

As on 27-Oct-2026IST

Market cap

₹1,40,458 Cr

Revenue (TTM)

₹1,09,300 Cr

P/E Ratio

6.4

P/B Ratio

Div. Yield

2.7 %

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	Union Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Market cap (₹ Cr)	1,40,458	10,49,086	9,97,100	4,40,542	3,75,600
Interest Income (₹ Cr)	1,09,300	3,59,956	2,06,190	73,545	1,41,510
Net Interest Income (₹ Cr)	40,106.53	1,70,621.48	1,13,549.23	42,401.13	61,497.14
NIM (%)	--	--	--	--	--
RoA (%)	1.37	1.73	2.09	2.10	1.56
Price to Earnings	6.38	13.10	16.88	20.52	12.54
Price-To-Book	1.04	1.74	2.60	2.26	1.64

Income Statement (₹ Cr)

	Union Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Interest Earned	1,09,299.96	3,59,956.40	2,06,190.35	73,544.60	1,41,509.60
Other Income	21,508.02	1,46,359.86	1,23,055.79	41,909.27	29,418.69
Total Income	1,30,807.98	5,06,316.26	3,29,246.14	1,15,453.87	1,70,928.29
Interest Expended	69,193.43	1,89,334.92	92,641.12	31,143.47	80,012.46
Operating Expenses	30,487.64	1,91,420.31	1,48,585.26	52,552.42	43,749.80
Operating Profit before Prov. & Cont.	28,716.46	1,28,797.67	82,696.16	29,893.11	45,910.55
Provisions and Contingencies	3,047.98	15,072.60	5,099.60	3,110.06	10,035.27
Profit Before Tax	24,284.50	1,02,141.45	77,057.32	25,992.73	32,293.46
Taxes	6,777.59	26,803.39	20,375.35	7,589.03	7,148.41
Profit after Tax	21,301.34	83,685.04	62,544.81	21,426.68	29,982.35
Minority Interest	0.00	-3,582.91	-3,760.57	0.00	-87.91
Share of Associate	697.48	0.00	282.04	46.60	55.82
Consolidated Profit	21,998.82	80,102.13	59,066.28	21,473.28	29,950.26

	Union Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Shareholder's Funds	1,44,180.30	6,08,576.86	3,90,524.45	1,94,844.95	2,31,173.57
Minority Interest	0.00	-3,582.91	-3,760.57	0.00	-87.91
Deposits	13,22,309.68	33,24,146.36	20,91,538.51	6,47,459.43	14,50,287.83
Borrowings	1,01,956.83	5,94,143.54	2,95,561.42	1,23,119.51	3,24,487.88
Other Liabilities & Provisions	56,418.83	6,15,390.59	4,95,647.72	1,58,978.26	1,08,139.53
Total Liabilities	15,87,502.69	49,08,040.84	29,14,497.97	10,03,352.79	19,46,050.29

	Union Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Cash and Balance with Reserve Bank of India	45,062.03	1,75,156.11	1,00,196.53	62,958.96	82,241.79
Balances with Banks and Money at Call	9,300.19	88,644.04	1,75,065.51	38,041.05	51,480.63
Investments	3,48,774.13	13,56,850.48	9,48,727.57	3,35,776.26	4,53,434.16
Advances	11,36,280.44	33,16,057.54	19,35,385.44	6,45,578.00	14,31,452.73
Net Block	11,595.65	16,491.59	17,420.34	2,852.80	6,486.93
Other Assets	73,798.22	2,12,702.88	1,04,309.65	38,249.87	89,572.77
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	15,87,502.69	49,08,040.84	29,14,497.97	10,03,352.79	19,46,050.29

	Union Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Cash From Operating Activities	-35,798.35	1,13,506.38	67,325.42	41,726.51	-8,636.71
Cash Flow from Investing Activities	-7,075.25	6,362.72	-13,013.59	-16,519.14	-45,917.30
Cash from Financing Activities	7,728.92	-59,004.85	-4,660.55	-2,538.43	60,357.67
Net Cash Inflow / Outflow	-35,144.68	60,864.25	49,651.28	22,668.95	5,803.66

	Union Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Yield on Advances	10.10	11.43	11.87	12.33	10.34
Yield on Investments	7.39	8.02	6.31	7.12	6.09
Interest Spread	5.10	6.40	7.53	7.86	5.75
NIM (%)	0.00	0.00	0.00	0.00	0.00
ROE (%)	15.84	13.41	15.68	11.28	13.42
ROA (%)	1.37	1.73	2.09	2.10	1.56
Cost to Income Ratio	51.26	58.45	62.93	61.84	47.91

	Union Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Revenue Growth (%)	1.78	3.98	7.01	8.39	9.47
EBIT Growth (%)	-7.97	16.65	6.35	-9.00	2.28
Net Profit Growth (%)	18.23	11.46	10.11	16.30	15.00
EPS Growth (%)	18.99	-36.31	10.03	-77.18	14.85
Book Value Growth (%)	17.06	12.26	15.70	15.07	14.79

	Union Bank	HDFC Bank	ICICI Bank	Kotak Bank	Axis Bank
Price / Earnings	6.38	13.10	16.88	20.52	12.54
Price / Book Value	1.04	1.74	2.60	2.26	1.64
Dividend Yield (%)	2.72	2.28	0.86	0.15	0.08
EV/EBITDA	12.71	-63.74	-27.18	-42.74	30.81
Market Cap (₹ Cr)	1,25,307.15	11,26,480.13	8,62,943.68	3,51,306.53	3,61,153.45

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.