Union Bank Peer Comparison

NSE: UNIONBANK | BSE: 532477

₹167.59

₹-3.41 (-1.99%)

As on 01-Oct-2026IST

Market cap

₹1,28,245 Cr

Revenue (TTM)

₹1,07,587 Cr

P/E Ratio

6.2

P/B Ratio

Div. Yield

3 %

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	Union Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Market cap (₹ Cr)	1,28,245	11,09,137	9,37,205	8,80,601	4,17,612
Interest Income (₹ Cr)	1,07,587	3,51,819	1,98,379	5,25,951	70,887
Net Interest Income (₹ Cr)	38,299.13	1,66,410.26	1,09,377.11	2,06,964.91	41,092.04
NIM (%)	--	--	--	--	--
RoA (%)	1.31	1.75	2.10	1.11	2.15
Price to Earnings	6.21	14.04	16.71	10.21	20.58
Price-To-Book	0.98	1.84	2.51	1.50	2.24

Income Statement (₹ Cr)

	Union Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Interest Earned	1,07,587.04	3,51,818.61	1,98,379.35	5,25,950.83	70,887.47
Other Income	21,964.76	1,43,699.59	1,18,852.20	1,96,736.17	40,040.91
Total Income	1,29,551.80	4,95,518.20	3,17,231.55	7,22,687.00	1,10,928.38
Interest Expended	69,287.91	1,85,408.35	89,002.24	3,18,985.92	29,795.43
Operating Expenses	30,443.15	1,86,479.64	1,44,245.63	2,67,600.36	50,708.51
Operating Profit before Prov. & Cont.	28,716.46	1,28,797.67	82,696.16	1,34,988.27	29,893.11
Provisions and Contingencies	3,738.07	15,145.43	5,113.70	21,444.63	3,344.05
Profit Before Tax	24,284.50	1,02,141.45	77,057.32	1,14,083.27	25,992.73
Taxes	6,070.46	25,973.06	19,380.64	29,561.79	7,209.63
Profit after Tax	20,012.21	82,511.72	59,489.34	88,120.87	20,238.55
Minority Interest	0.00	-3,498.95	-3,665.98	-3,454.87	0.00
Share of Associate	631.56	0.00	266.80	1,544.31	57.62
Consolidated Profit	20,643.77	79,012.77	56,090.16	86,210.31	20,296.17

	Union Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Shareholder's Funds	1,39,630.47	6,06,305.90	3,80,529.71	6,21,939.73	1,81,225.87
Minority Interest	0.00	-3,498.95	-3,665.98	-3,454.87	0.00
Deposits	12,86,346.45	31,67,330.55	18,70,362.74	60,73,776.83	5,66,940.33
Borrowings	73,292.57	5,65,871.38	2,26,317.72	8,20,334.04	95,393.53
Other Liabilities & Provisions	63,193.27	6,08,886.35	5,07,663.30	8,67,170.93	1,59,793.06
Total Liabilities	15,87,502.69	49,08,040.84	29,14,497.97	83,21,568.57	10,03,352.79

	Union Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Cash and Balance with Reserve Bank of India	43,255.93	1,50,579.79	74,009.08	2,12,013.35	51,281.74
Balances with Banks and Money at Call	9,379.95	87,186.84	1,22,484.20	1,37,493.13	50,809.37
Investments	3,46,737.69	13,39,916.99	9,39,300.36	24,00,494.73	2,90,632.80
Advances	10,75,699.07	31,56,014.45	17,29,327.48	50,95,828.84	5,65,767.88
Net Block	11,595.65	16,491.59	17,420.34	56,446.96	2,852.80
Other Assets	75,760.69	2,21,442.30	1,09,406.43	5,00,072.57	41,060.44
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	15,87,502.69	49,08,040.84	29,14,497.97	83,21,568.57	10,03,352.79

	Union Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Cash From Operating Activities	-35,798.35	1,13,506.38	67,325.42	38,097.39	41,726.51
Cash Flow from Investing Activities	-7,075.25	6,362.72	-13,013.59	-690.89	-16,519.14
Cash from Financing Activities	7,728.92	-59,004.85	-4,660.55	-3,427.14	-2,538.43
Net Cash Inflow / Outflow	-35,144.68	60,864.25	49,651.28	33,979.37	22,668.95

	Union Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Yield on Advances	10.10	11.43	11.87	10.34	12.33
Yield on Investments	7.39	8.02	6.31	6.39	7.12
Interest Spread	5.10	6.40	7.53	5.73	7.86
NIM (%)	0.00	0.00	0.00	0.00	0.00
ROE (%)	15.25	13.49	15.38	13.84	11.47
ROA (%)	1.31	1.75	2.10	1.11	2.15
Cost to Income Ratio	51.26	58.45	62.93	66.05	61.84

	Union Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Revenue Growth (%)	-0.45	2.81	3.96	5.59	5.68
EBIT Growth (%)	-7.97	16.65	6.35	7.28	-9.00
Net Profit Growth (%)	8.43	12.50	5.47	8.84	6.66
EPS Growth (%)	9.73	-44.34	5.07	2.21	-60.43
Book Value Growth (%)	17.06	12.26	15.70	22.20	15.07

	Union Bank	HDFC Bank	ICICI Bank	SBI	Kotak Bank
Price / Earnings	6.21	14.04	16.71	10.21	20.58
Price / Book Value	0.98	1.84	2.51	1.50	2.24
Dividend Yield (%)	2.98	2.15	0.92	1.82	0.15
EV/EBITDA	14.00	-69.05	-25.60	-20.71	-42.73
Market Cap (₹ Cr)	1,25,307.15	11,26,480.13	8,62,943.68	9,04,427.60	3,51,306.53

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.