Finkurve Financial Key Ratios
NSE: FINKURVE | BSE: 508954
₹78.18
As on 27-Aug-2026IST
Market cap
₹1,115 Cr
Revenue (TTM)
₹242 Cr
P/E Ratio
37.9
P/B Ratio
3.2
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 11.54 | 88.33 | 59.58 | 66.85 | 89.31 |
| EBIT | -- | -- | 56.16 | 62.01 | 24.53 |
| Net Profit | 4.94 | 65.74 | 32.74 | 55.27 | 108.98 |
| EPS | 4.86 | 65.59 | 50.95 | 25.91 | 41.81 |
| Book Value | -- | -- | 9.28 | 9.25 | 9.34 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-25 | Mar-24 |
| EBIT-Margin
| 32.26 | 2,326.25 | -- | 28.46 | 28.43 |
| Net Margin
| 18.65 | 2,507.40 | 11.96 | 12.34 | 17.50 |
| Return on equity
| 8.83 | 8.91 | 8.73 | 8.85 | 8.93 |
| Return on Assets
| 5.77 | 5.99 | 3.44 | 4.53 | 6.13 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
--
|
11.46
|
11.22
|
12.11
|
15.45
|
|
Peer Median
|
--
|
3.03
|
2.53
|
3.26
|
--
|
ROE
8.73
Higher than Peers by 5.07
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
8.73
|
8.85
|
8.93
|
8.70
|
14.73
|
|
Peer Median
|
3.66
|
3.09
|
2.02
|
3.39
|
--
|
ROA
3.44
Higher than Peers by 1.78
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
3.44
|
4.53
|
6.13
|
6.64
|
10.53
|
|
Peer Median
|
1.66
|
1.81
|
1.58
|
2.14
|
--
|
EBIT Margin
--
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
--
|
28.46
|
28.43
|
39.89
|
4,941.01
|
|
Peer Median
|
39.01
|
28.04
|
54.87
|
34.97
|
--
|
Net Margin
11.96
Lower than Peers by 4.14
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
11.96
|
12.34
|
17.50
|
26.11
|
10,410.22
|
|
Peer Median
|
16.10
|
50.24
|
25.43
|
21.97
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
--
|
13.14
|
18.37
|
29.25
|
96.54
|
|
Peer Median
|
0.00
|
0.00
|
0.00
|
0.00
|
--
|
Revenue Growth
59.58
Higher than Peers by 26.45
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
59.58
|
56.02
|
78.55
|
122.35
|
11.00
|
|
Peer Median
|
33.12
|
13.95
|
21.26
|
1.45
|
--
|
EBIT Growth
--
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
--
|
56.16
|
27.26
|
113.97
|
-27.10
|
|
Peer Median
|
20.24
|
-7.21
|
29.28
|
-0.90
|
--
|
Net Profit Growth
32.74
Higher than Peers by 23.90
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
32.74
|
8.31
|
12.20
|
-33.72
|
379.36
|
|
Peer Median
|
8.84
|
-50.08
|
5.58
|
8.45
|
--
|
EPS Growth
50.95
Higher than Peers by 36.11
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
50.95
|
8.26
|
12.20
|
-33.71
|
379.43
|
|
Peer Median
|
14.83
|
-66.62
|
--
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
--
|
9.32
|
9.34
|
9.12
|
15.88
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
--
|
1.15
|
0.40
|
0.30
|
0.15
|
|
Peer Median
|
--
|
0.02
|
0.02
|
0.00
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
--
|
0.76
|
0.21
|
0.22
|
0.12
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.36
Lower than Peers by 2.13
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
1.36
|
0.14
|
4.49
|
4.55
|
6.06
|
|
Peer Median
|
3.50
|
3.61
|
5.72
|
5.67
|
--
|
Quick Ratio
1.36
Lower than Peers by 2.07
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
1.36
|
0.14
|
4.49
|
4.55
|
6.06
|
|
Peer Median
|
3.43
|
2.41
|
6.37
|
4.92
|
--
|
Interest Coverage
1.57
Lower than Peers by 32.21
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
1.57
|
2.39
|
4.44
|
4.96
|
9.16
|
|
Peer Median
|
33.78
|
1.78
|
5.95
|
17.59
|
--
|
Valuation
Price / Earnings
37.94
Lower than Peers by 40.98
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
37.94
|
77.64
|
41.45
|
62.00
|
35.63
|
|
Peer Median
|
78.93
|
152.45
|
157.11
|
37.83
|
--
|
Price / Book Value
3.16
Higher than Peers by 2.38
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
3.16
|
6.58
|
3.54
|
5.17
|
4.89
|
|
Peer Median
|
0.78
|
1.12
|
1.01
|
0.84
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
16.60
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
16.60
|
37.81
|
26.30
|
37.44
|
81.46
|
|
Peer Median
|
--
|
8.54
|
10.73
|
19.43
|
--
|
Market Cap
1,115
Higher than Peers by 1,087
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Finkurve Financial
|
1,115
|
1,352
|
666
|
888
|
770
|
|
Peer Median
|
28
|
28
|
30
|
35
|
--
|