Stock Report

Download full stock data and analysis for free Last Updated: 28-Aug-2026

Stock Rating

See the stock’s health at a glance, before it's too late.

Wealth Insight New Issue

Serious stock insights. No fluff. No FOMO.

Recently Viewed

Clear All

PTC India Fin Key Ratios

Stock Card factsheet watchlist-stock-modal share-fund-plan-icon

NSE: PFS | BSE: 533344

₹27.06

up-down-arrow ₹-0.18 (-0.66%)

As on 28-Aug-2026 13:34IST

Market cap

info icon

₹1,743 Cr

Revenue (TTM)

info icon

₹476 Cr

P/E Ratio

info icon

7.8

P/B Ratio

info icon

0.6

Div. Yield

info icon

0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -13.24 -27.20 -22.78 -14.95 -11.23
EBIT -12.09 -56.11 -24.96 -7.87 -9.63
Net Profit -11.56 -70.55 -12.52 -7.00 12.85
EPS -11.56 -70.55 -27.91 11.23 37.95
Book Value -- -- 8.49 6.75 5.43
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-25Mar-24
EBIT-Margin info 85.283,161.83103.8792.1380.39
Net Margin info 25.39141.0646.5233.4020.70
Return on equity info 7.385.857.428.206.45
Return on Assets info 2.611.844.193.582.29

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
--
9.97
8.96
7.85
7.31
Peer Median
--
10.60
9.14
6.69
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

7.42

Lower than Peers by 1.51

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
7.42
8.20
6.45
7.47
5.93
Peer Median
8.93
10.78
8.66
3.91
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

4.19

Higher than Peers by 1.49

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
4.19
3.58
2.29
1.97
1.16
Peer Median
2.70
3.50
2.67
1.71
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

103.87

Higher than Peers by 34.01

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
103.87
92.13
80.39
83.32
7,996.57
Peer Median
69.86
61.18
97.28
57.74
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

46.52

Higher than Peers by 22.80

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
46.52
33.40
20.70
22.06
514.34
Peer Median
23.72
26.68
51.92
19.92
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
0.00
35.30
21.97
23.00
14.28
Peer Median
--
--
0.00
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-22.78

Lower than Peers by 41.34

Year on year growth in net sales

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
-22.78
-16.78
-3.77
-17.00
-15.72
Peer Median
18.55
17.06
34.70
13.78
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-24.96

Lower than Peers by 42.47

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
-24.96
-4.62
-7.16
-10.88
-11.47
Peer Median
17.51
15.67
38.04
29.81
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-12.52

Lower than Peers by 31.15

Year on year growth in profit after tax

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
-12.52
35.02
-8.56
35.25
407.69
Peer Median
18.63
11.48
49.18
49.38
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-27.91

Lower than Peers by 35.11

Year on year growth in earnings per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
-27.91
35.02
-8.56
35.25
407.73
Peer Median
7.20
-3.51
50.00
46.43
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
--
8.49
3.93
7.90
6.81
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
--
1.03
1.54
2.10
3.15
Peer Median
--
2.00
1.60
0.41
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
--
0.39
0.43
0.01
0.00
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

2.67

Higher than Peers by 1.23

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
2.67
0.97
1.30
6.54
7.24
Peer Median
1.44
4.14
2.82
3.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

2.67

Higher than Peers by 1.23

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
2.67
0.97
1.30
6.54
7.24
Peer Median
1.44
1.54
1.36
1.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

2.51

Higher than Peers by 0.59

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
2.51
1.87
1.53
1.54
1.30
Peer Median
1.92
1.98
2.17
2.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

7.82

Lower than Peers by 14.74

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
7.82
9.25
15.95
4.61
7.71
Peer Median
22.55
20.09
19.35
28.54
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.56

Lower than Peers by 1.47

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
0.56
0.73
1.01
0.33
0.44
Peer Median
2.03
1.53
1.83
1.10
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
--
--
--
7.92
--
Peer Median
0.11
0.05
0.16
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

4.85

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
4.85
6.17
7.83
7.96
9.41
Peer Median
--
13.42
23.06
17.63
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

1,743

Lower than Peers by 7,235

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
PTC India Fin
1,743
2,008
2,563
811
1,002
Peer Median
8,977
3,133
4,482
525
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
loading...
loading...
loading...
loading...
loading...