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PTC India Fin Key Ratios

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NSE: PFS | BSE: 533344

₹28.81

up-down-arrow ₹-0.27 (-0.93%)

As on 01-Oct-2026IST

Market cap

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₹1,842 Cr

Revenue (TTM)

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₹476 Cr

P/E Ratio

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8.3

P/B Ratio

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0.6

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -13.24 -27.20 -22.78 -14.95 -11.23
EBIT -12.09 -56.11 -24.96 -7.87 -9.63
Net Profit -11.56 -70.55 -12.52 -7.00 12.85
EPS -11.56 -70.55 -27.91 11.23 37.95
Book Value -- -- 11.81 8.03 7.76
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 87.521,668.60103.8790.3292.39
Net Margin info 33.94127.6446.5247.7233.40
Return on equity info 8.537.807.4210.958.20
Return on Assets info 3.963.004.196.023.58

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
--
11.83
9.99
8.96
7.85
Peer Median
--
9.59
10.60
9.14
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

7.42

Lower than Peers by 1.07

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
7.42
10.95
8.20
6.45
7.47
Peer Median
8.49
10.17
10.78
8.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

4.19

Higher than Peers by 1.61

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
4.19
6.02
3.58
2.29
1.97
Peer Median
2.58
2.60
3.50
2.67
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

103.87

Higher than Peers by 33.35

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
103.87
90.32
92.39
80.39
83.32
Peer Median
70.52
62.35
61.18
97.28
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

46.52

Higher than Peers by 22.16

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
46.52
47.72
33.40
20.70
22.06
Peer Median
24.36
18.52
26.68
51.92
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
0.00
63.51
35.30
21.97
23.00
Peer Median
--
--
--
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-22.78

Lower than Peers by 41.45

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
-22.78
-18.76
-16.78
-3.77
-17.00
Peer Median
18.67
15.00
17.06
34.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-24.96

Lower than Peers by 42.80

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
-24.96
-20.57
-4.35
-7.16
-10.88
Peer Median
17.85
25.91
15.67
38.04
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-12.52

Lower than Peers by 31.23

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
-12.52
47.14
35.02
-8.56
35.25
Peer Median
18.71
42.82
11.48
49.18
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-27.91

Lower than Peers by 36.24

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
-27.91
47.14
35.02
-8.56
35.25
Peer Median
8.33
28.48
-3.51
50.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
--
11.81
8.49
3.93
7.90
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
--
0.57
1.03
1.54
2.10
Peer Median
--
1.81
2.00
1.60
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
--
0.26
0.39
0.43
0.01
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

2.67

Higher than Peers by 1.17

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
2.67
2.01
1.13
1.30
6.54
Peer Median
1.50
0.97
4.14
2.82
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

2.67

Higher than Peers by 1.17

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
2.67
2.01
1.13
1.30
6.54
Peer Median
1.50
1.52
1.54
1.36
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

2.51

Higher than Peers by 0.51

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
2.51
2.71
1.86
1.53
1.54
Peer Median
2.00
1.79
1.98
2.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

8.26

Lower than Peers by 11.71

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
8.26
4.82
9.25
15.95
4.61
Peer Median
19.97
20.39
20.09
19.35
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.59

Lower than Peers by 1.21

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
0.59
0.50
0.73
1.01
0.33
Peer Median
1.80
1.83
1.53
1.83
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
--
--
--
--
7.92
Peer Median
0.13
0.09
0.05
0.16
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

5.13

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
5.13
3.65
6.15
7.83
7.96
Peer Median
--
15.05
13.42
23.06
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

1,842

Lower than Peers by 5,461

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
PTC India Fin
1,842
1,541
2,008
2,563
811
Peer Median
7,303
6,025
3,133
4,482
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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