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Paragon Finance Key Ratios

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BSE: 531255

₹50.72

up-down-arrow ₹-4.93 (-8.86%)

As on 03-Sep-2026IST

Market cap

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₹22 Cr

Revenue (TTM)

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₹1 Cr

P/E Ratio

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25.2

P/B Ratio

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0.7

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 198.23 -18.42 -51.21 -27.21 -18.30
EBIT 137.13 52.66 -290.40 -212.58 -236.76
Net Profit 169.05 140.84 -52.22 -27.54 -18.43
EPS 169.05 140.85 21.40 -6.00 66.50
Book Value -- -- 1.38 3.72 4.05
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-25Mar-24
EBIT-Margin info -2.504.74-91.64-7.2127.72
Net Margin info 9.4612.0325.0510.8723.65
Return on equity info 1.201.472.801.053.04
Return on Assets info 1.141.382.640.992.89

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
--
1.75
3.67
-0.25
3.35
Peer Median
--
10.41
9.81
9.34
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

2.80

Lower than Peers by 10.09

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
2.80
1.05
3.04
-0.48
2.57
Peer Median
12.90
15.39
17.63
20.10
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

2.64

Higher than Peers by 0.07

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
2.64
0.99
2.89
-0.46
2.43
Peer Median
2.57
2.79
2.75
2.62
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

-91.64

Lower than Peers by 164.11

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
-91.64
-7.21
27.72
-28.02
19.55
Peer Median
72.47
73.91
74.65
78.52
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

25.05

Higher than Peers by 1.80

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
25.05
10.87
23.65
-6.14
22.25
Peer Median
23.25
23.25
21.26
23.31
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
0.00
16.18
27.39
1.12
28.71
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-51.21

Lower than Peers by 75.52

Year on year growth in net sales

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
-51.21
-37.89
107.06
-35.86
-12.60
Peer Median
24.31
24.31
25.79
21.67
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-290.40

Lower than Peers by 310.29

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
-290.40
-116.16
304.89
-191.92
46.75
Peer Median
19.89
16.20
27.66
18.30
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-52.22

Lower than Peers by 75.03

Year on year growth in profit after tax

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
-52.22
-63.38
760.77
-119.13
129.06
Peer Median
22.81
12.29
27.05
23.49
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

21.40

Higher than Peers by 3.62

Year on year growth in earnings per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
21.40
-63.38
760.74
-119.14
129.06
Peer Median
17.78
1.40
22.40
14.29
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
--
1.38
11.57
-1.35
4.30
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
--
0.02
0.02
0.06
0.03
Peer Median
--
4.42
5.48
5.91
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
--
0.02
0.02
0.06
0.03
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

7.90

Higher than Peers by 6.68

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
7.90
2.43
2.88
4.57
18.46
Peer Median
1.22
1.32
1.27
0.91
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

7.90

Higher than Peers by 6.68

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
7.90
2.64
2.88
4.57
18.46
Peer Median
1.22
1.22
1.18
1.15
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

62.73

Higher than Peers by 61.16

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
62.73
1,790.67
32.58
-2.49
38.76
Peer Median
1.56
1.60
1.61
1.56
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

25.15

Higher than Peers by 11.69

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
25.15
66.06
21.32
--
9.73
Peer Median
13.46
30.68
24.34
13.63
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.67

Lower than Peers by 1.16

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
0.67
0.69
0.62
0.47
0.24
Peer Median
1.84
2.06
2.85
2.55
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
--
--
--
--
--
Peer Median
0.62
0.05
0.98
0.73
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

13.46

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
13.46
34.53
15.07
160.99
4.56
Peer Median
--
19.25
17.42
14.32
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

22

Lower than Peers by 27,381

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Paragon Finance
22
21
18
13
7
Peer Median
27,403
20,708
59,730
30,690
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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