National General Financials

BSE: 531651

₹58.50

₹0.50 (0.86%)

As on 04-Sep-2026IST

Market cap

₹26 Cr

Revenue (TTM)

₹11 Cr

P/E Ratio

52.8

P/B Ratio

0.7

Div. Yield

0 %

Annual
Quarterly

Income Statement (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Operating Revenue	10.54	10.35	12.81	13.44	18.26	18.58
Total Income	13.06	11.98	15.51	14.55	19.55	25.51
Total Expenditure	12.80	10.29	13.49	13.88	18.84	19.27
EBITDA	-2.25	0.05	-0.68	-0.44	-0.58	-0.69
Depreciation	0.38	0.39	0.33	0.32	0.41	0.42
EBIT	-2.64	-0.34	-1.01	-0.76	-0.99	-1.11
Interest	0.09	0.08	0.14	0.14	0.14	0.15
Other Income	2.52	1.63	2.70	1.11	1.28	6.93
Exceptional Items	0.80	--	1.64	--	--	--
Profit before Tax	0.59	1.21	3.19	0.22	0.15	5.67
Provision for Tax	0.09	0.27	0.19	0.00	0.05	-0.13
Profit after Tax	0.50	0.94	3.00	0.22	0.10	5.80

Liabilities (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Shareholder's Funds	36.66	36.28	34.53	29.90	29.45	28.74
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	1.88	2.10	1.94	1.23	1.18	0.84
Current Liabilities	1.76	1.35	1.85	2.39	3.29	3.66
Total Liabilities	40.30	39.74	38.32	33.52	33.91	33.25

Assets (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Non-Current Assets	21.23	27.70	26.98	25.23	25.05	23.10
Current Assets	7.76	12.04	11.34	8.29	8.86	10.15
Total Assets	40.30	39.74	38.32	33.52	33.91	33.25
Total Debt*	--	0.42	1.41	1.60	2.34	2.19
Net Current Assets	6.00	10.69	9.49	5.90	5.58	6.48
Contingent Liabilities	--	--	--	--	--	--

Cashflow (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Cash From Operating Activities	--	-0.28	1.51	1.07	0.29	-0.73
Cash Flow from Investing Activities	--	1.29	-1.15	-0.34	-0.42	0.71
Cash from Financing Activities	--	-1.00	-0.33	-0.86	0.00	0.27
Net Cash Inflow / Outflow	--	0.00	0.03	-0.13	-0.13	0.25

Financials Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Adjusted EPS (₹)	-0.51	1.99	6.42	0.48	0.22	12.43
Cash EPS (₹)	1.11	2.82	7.11	1.17	1.10	13.33
Adjusted Book Value (₹)	82.68	76.33	73.67	63.74	62.86	61.33
Dividend per Share (₹)	--	--	--	--	--	--
Cash Flow per Share (₹)	--	-0.60	3.22	2.30	0.61	-1.57
Free Cash Flow per Share (₹)	--	2.79	8.13	1.31	-0.20	10.58

Profitability Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
ROCE (%)	--	3.57	9.90	1.12	0.93	21.24
ROE (%)	-0.73	2.67	9.34	0.75	0.35	22.83
ROA (%)	1.24	2.42	8.35	0.66	0.30	19.51
EBIT Margin (%)	-25.00	-3.29	-7.89	-5.64	-5.43	-5.97
Net Margin (%)	3.80	7.87	19.35	1.53	0.52	22.76
Cash Profit Margin (%)	0.00	12.91	25.98	4.06	2.81	33.51

Growth Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Revenue Growth (%)	15.22	-19.22	-4.71	-26.40	-1.69	-5.23
EBIT Growth (%)	-201.60	66.31	-33.15	23.53	10.51	-7.78
Net Profit Growth (%)	-151.52	-68.58	1,247.89	118.66	-98.25	751.58
EPS Growth (%)	-4.62	-69.03	1,247.79	118.35	-98.25	751.57
Book Value Growth (%)	--	5.11	15.58	1.56	2.50	28.91

Valuation Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Price / Earnings	52.76	27.68	10.99	180.57	2,320.18	--
Price / Book Value	0.71	0.72	0.96	1.35	8.05	--
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	103.00	15.67	17.02	61.80	339.13	1.05
Close Price (₹)	56.78	55.00	70.49	85.95	505.80	--
High Price (₹)	72.92	90.45	93.54	645.40	839.85	--
Low Price (₹)	34.53	49.50	63.50	84.90	28.95	--
Market Cap (₹ Cr)	26.22	26.09	32.97	40.20	236.19	--

Solvency Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Debt to Equity	0.00	0.01	0.04	0.05	0.08	0.08
Short term debt to equity ratio	--	0.00	0.03	0.05	0.07	0.08
Current Ratio	4.40	8.91	6.14	3.47	2.70	2.77
Quick Ratio	3.78	8.27	5.64	2.80	1.90	2.03
Interest Coverage	7.69	15.58	24.59	2.61	2.04	39.15

Operating Efficiency Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Debtors to sales (%)	5.44	11.25	9.72	9.63	4.80	6.83
Asset Turnover	0.26	0.27	0.36	0.40	0.54	0.62
Receivable days	--	42.49	36.19	29.48	21.45	29.37
Inventory Days	--	31.54	36.00	57.49	53.39	50.14
Payable days	--	1.75	21.16	40.22	32.50	31.01
Cash Conversion Cycle	--	72.29	51.03	46.75	42.33	48.49

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.