Sera Investments Peer Comparison

BSE: 512399

₹60.12

₹-0.49 (-0.81%)

As on 06-Oct-2026IST

Market cap

₹394 Cr

Revenue (TTM)

₹128 Cr

P/E Ratio

3.8

P/B Ratio

1.1

Div. Yield

0.2 %

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	Sera Investments	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	394	31,582	29,110	23,756	20,310
Revenue (₹ Cr)	128	404	10,285	5,303	6,380
Net Profit (₹ Cr)	102.39	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	79.86	74.72	14.02	21.20	18.97
RoE (%)	29.66	1.41	10.08	16.25	16.14
Price to Earnings	3.81	73.29	20.08	21.07	16.77
Price-To-Book	1.15	1.08	1.81	3.16	2.46

Income Statement (₹ Cr)

	Sera Investments	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	128.21	403.54	10,284.59	5,303.14	6,379.52
Other Income	0.00	5.87	25.57	15.03	3.80
Total Income	--	306.22	10,031.14	3,250.99	5,756.14
Interest Expense	0.99	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	121.24	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	5.83	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	-0.07	0.00	0.00	0.00	0.00
Profit before Tax	120.76	362.26	1,950.48	1,497.38	1,612.11
Taxes	18.37	56.33	505.07	369.75	401.27
Profit after Tax	102.39	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	0.23	0.00	4.05	0.00	0.00
Share of Associate	0.84	124.96	0.00	0.00	0.00
Consolidated Profit	103.45	430.89	1,449.46	1,127.63	1,210.84

	Sera Investments	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	293.82	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	0.23	0.00	4.05	0.00	0.00
Non-Current Liabilities	51.56	3,407.06	141.91	115.58	137.71
Current Liabilities	1.41	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	--	35,100.39	54,550.48	21,485.87	29,334.64

	Sera Investments	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	2.39	169.20	1,233.12	446.49	827.99
Current Assets	344.39	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	--	35,100.39	54,550.48	21,485.87	29,334.64
Contingent Liabilities	--	--	196.39	7.21	4.00

	Sera Investments	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	--	206.21	-466.57	-4,312.62	1,125.24
Cash Flow from Investing Activities	--	-165.99	-124.80	61.87	708.34
Cash from Financing Activities	--	-142.63	1,132.34	5,117.65	-1,669.38
Net Cash Inflow / Outflow	--	-102.41	540.97	866.90	164.20

	Sera Investments	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	--	1.21	11.25	11.18	9.55
ROE (%)	29.66	1.41	10.08	16.25	16.14
ROA (%)	28.16	0.91	2.34	4.21	4.05
EBIT Margin (%)	95.02	88.46	59.60	64.20	56.04
Net Margin (%)	79.86	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Sera Investments	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	1,464.25	30.99	4.76	50.20	11.86
EBIT Growth (%)	82,530.41	33.57	33.65	58.09	64.71
Net Profit Growth (%)	12,586.86	42.45	85.35	95.19	524.34
EPS Growth (%)	12,480.58	-86.84	68.98	74.92	521.96
Book Value Growth (%)	--	3.76	7.66	12.13	5.63

	Sera Investments	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	3.80	73.29	19.41	21.06	16.74
Price / Book Value	1.15	1.08	1.81	3.16	2.46
Dividend Yield (%)	0.17	0.54	0.65	0.08	0.00
EV/EBITDA	3.14	85.01	12.33	12.66	11.43
Market Cap (₹ Cr)	--	31,951.18	19,684.03	14,056.08	15,214.34

	Sera Investments	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	2.85	0.00	0.00
Short term debt to equity ratio	--	--	2.89	0.98	1.50
Current Ratio	245.12	1,357.85	1.24	1.26	1.29
Quick Ratio	245.12	1,357.85	1.24	1.26	1.29
Interest Coverage	122.85	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.