Indian Overseas Bank Peer Comparison
NSE: IOB | BSE: 532388
₹30.90
As on 08-Nov-2026IST
Market cap
₹59,503 Cr
Revenue (TTM)
₹34,640 Cr
P/E Ratio
8.9
P/B Ratio
1.6
Div. Yield
0 %
| Indian Overseas Bank | IDBI Bank | The Federal Bank | IndusInd Bank | Maharashtra Bank | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
59,503 | 85,933 | 83,223 | 70,279 | 65,894 |
Interest Income (₹ Cr) |
34,640 | 30,953 | 31,552 | 45,484 | 31,740 |
Net Interest Income (₹ Cr) |
14,322.85 | 14,811.47 | 13,428.06 | 18,187.30 | 14,850.58 |
NIM (%) |
-- | -- | -- | -- | -- |
RoA (%) |
1.36 | 1.85 | 1.33 | 0.54 | 1.93 |
Price to Earnings |
8.93 | 10.35 | 16.04 | 23.42 | 8.23 |
Price-To-Book |
1.61 | 1.33 | 2.02 | 1.04 | 1.85 |
Income Statement (₹ Cr)
| Indian Overseas Bank | IDBI Bank | The Federal Bank | IndusInd Bank | Maharashtra Bank | |
|---|---|---|---|---|---|
|
Interest Earned
|
34,640.15 | 30,952.56 | 31,551.50 | 45,484.22 | 31,740.44 |
|
Other Income
|
6,176.98 | 5,486.21 | 4,930.65 | 7,455.32 | 4,029.44 |
|
Total Income
|
40,817.13 | 36,438.77 | 36,482.15 | 52,939.54 | 35,769.88 |
|
Interest Expended
|
20,317.30 | 16,141.09 | 18,123.44 | 27,296.92 | 16,889.86 |
|
Operating Expenses
|
9,522.09 | 10,122.82 | 9,432.28 | 15,429.84 | 6,710.71 |
|
Operating Profit before Prov. & Cont.
|
10,236.56 | 10,581.64 | 7,834.22 | 9,179.54 | 10,827.64 |
|
Provisions and Contingencies
|
4,025.72 | -873.71 | 1,842.38 | 6,184.83 | 2,840.03 |
|
Profit Before Tax
|
6,478.46 | 11,624.45 | 5,863.43 | 1,210.46 | 7,858.69 |
|
Taxes
|
509.79 | 2,744.95 | 1,705.20 | 1,027.07 | 1,204.73 |
|
Profit after Tax
|
6,442.23 | 8,303.62 | 5,378.85 | 3,000.88 | 8,124.55 |
|
Minority Interest
|
0.00 | -25.98 | -198.63 | 0.00 | 0.00 |
|
Share of Associate
|
220.04 | 25.16 | 9.56 | 0.11 | -120.88 |
|
Consolidated Profit
|
6,662.27 | 8,302.80 | 5,189.78 | 3,000.99 | 8,003.67 |
Liabilities (₹ Cr)
| Indian Overseas Bank | IDBI Bank | The Federal Bank | IndusInd Bank | Maharashtra Bank | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
40,336.99 | 72,492.08 | 42,754.01 | 67,921.20 | 37,350.26 |
|
Minority Interest
|
0.00 | -25.98 | -198.63 | 0.00 | 0.00 |
|
Deposits
|
4,07,428.18 | 3,55,224.30 | 3,42,188.91 | 4,28,831.90 | 3,76,379.95 |
|
Borrowings
|
49,760.05 | 32,639.54 | 37,995.74 | 53,780.91 | 47,889.55 |
|
Other Liabilities & Provisions
|
19,923.08 | 22,336.40 | 19,127.16 | 29,614.37 | 6,844.62 |
|
Total Liabilities
|
4,72,795.19 | 4,67,386.12 | 4,02,080.80 | 5,43,393.92 | 4,27,471.39 |
Assets (₹ Cr)
| Indian Overseas Bank | IDBI Bank | The Federal Bank | IndusInd Bank | Maharashtra Bank | |
|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
13,014.02 | 43,344.00 | 16,807.90 | 18,073.34 | 32,184.97 |
|
Balances with Banks and Money at Call
|
12,530.65 | 18,388.51 | 9,392.20 | 44,862.22 | 2,322.06 |
|
Investments
|
1,24,649.36 | 1,22,777.34 | 84,242.44 | 1,06,391.16 | 99,420.24 |
|
Advances
|
3,42,060.58 | 2,71,530.17 | 3,12,823.18 | 3,63,104.34 | 3,25,641.06 |
|
Net Block
|
5,007.19 | 9,684.99 | 1,420.16 | 2,419.52 | 2,953.78 |
|
Other Assets
|
20,165.25 | 17,154.25 | 18,456.23 | 45,199.55 | 5,936.47 |
|
Miscellaneous Exp. Not Written Off
|
-- | -- | -- | -- | -- |
|
Total Assets
|
4,72,795.19 | 4,67,386.12 | 4,02,080.80 | 5,43,393.92 | 4,27,471.39 |
Cashflow (₹ Cr)
| Indian Overseas Bank | IDBI Bank | The Federal Bank | IndusInd Bank | Maharashtra Bank | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
4,779.66 | 16,761.75 | 4,349.11 | 992.89 | -11,336.03 |
|
Cash Flow from Investing Activities
|
-638.92 | 1,422.15 | -11,109.04 | -633.73 | -506.16 |
|
Cash from Financing Activities
|
-137.80 | -5,764.62 | 2,069.26 | -10,911.77 | -2,607.12 |
|
Net Cash Inflow / Outflow
|
4,002.94 | 12,419.29 | -4,690.68 | -10,552.61 | -14,449.31 |
Ratios
Profitability Ratios
| Indian Overseas Bank | IDBI Bank | The Federal Bank | IndusInd Bank | Maharashtra Bank | |
|---|---|---|---|---|---|
|
Yield on Advances
|
10.40 | 11.44 | 10.70 | 14.64 | 10.16 |
|
Yield on Investments
|
6.66 | 8.13 | 6.72 | 6.77 | 6.77 |
|
Interest Spread
|
5.80 | 7.31 | 5.57 | 8.26 | 6.12 |
|
NIM (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
ROE (%)
|
17.23 | 11.77 | 12.54 | 4.49 | 22.68 |
|
ROA (%)
|
1.36 | 1.85 | 1.33 | 0.54 | 1.93 |
|
Cost to Income Ratio
|
44.43 | 47.50 | 52.52 | 63.59 | 37.08 |
Growth Ratios
| Indian Overseas Bank | IDBI Bank | The Federal Bank | IndusInd Bank | Maharashtra Bank | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
15.51 | 6.96 | 9.78 | -3.85 | 16.53 |
|
EBIT Growth (%)
|
17.00 | -5.38 | 20.40 | -13.90 | 16.17 |
|
Net Profit Growth (%)
|
51.09 | -10.38 | 33.70 | 495.13 | 32.61 |
|
EPS Growth (%)
|
50.70 | -10.57 | 30.98 | 495.18 | 31.49 |
|
Book Value Growth (%)
|
16.27 | 18.47 | 11.38 | 1.42 | 17.12 |
Valuation Ratios
| Indian Overseas Bank | IDBI Bank | The Federal Bank | IndusInd Bank | Maharashtra Bank | |
|---|---|---|---|---|---|
|
Price / Earnings
|
8.93 | 10.35 | 16.04 | 23.42 | 8.23 |
|
Price / Book Value
|
1.61 | 1.33 | 2.02 | 1.04 | 1.85 |
|
Dividend Yield (%)
|
0.00 | 0.00 | 0.36 | 0.17 | 2.57 |
|
EV/EBITDA
|
17.89 | 12.18 | 22.40 | 23.26 | 9.02 |
|
Market Cap (₹ Cr)
|
60,464.64 | 66,126.93 | 63,912.09 | 58,650.65 | 47,164.10 |