GIC Housing Finance Ltd.
NSE: GICHSGFIN | BSE: 511676
₹149.01
₹-0.80
(-0.53%)
As on 29-May-2026IST
Market cap
₹803 Cr
Revenue (TTM)
₹1,082 Cr
P/E Ratio
5.2
P/B Ratio
0.4
Div. Yield
3 %
Quality Score
8/10
Growth Score
3/10
Valuation Score
8/10
Momentum Score
2/10
Stock Range
Today’s Range
52 Week Range
Liquidity
Fundamentals
-
Net Profit (TTM)
₹155 Cr
-
ROE
8.5 %
-
ROCE
8.6 %
-
Industry P/E
13.79
-
EV/EBITDA
9.2
-
Debt to Equity
0
-
Book Value
₹391.1
-
EPS
₹28.7
-
Face value
10
-
Shares outstanding
53,851,066
10 Years Aggregate
CFO
₹-2,308.05 Cr
EBITDA
₹9,414.05 Cr
Net Profit
₹1,499.39 Cr
Performance
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
GIC Housing Fin
| -13.9 | -3.2 | -3.4 | -21.1 | -3.8 | 3.4 | -5.5 |
|
BSE Finance
| -9.1 | -2.5 | -8.9 | -4.3 | 9.3 | 9.0 | 11.8 |
|
Company
|
2025
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
|---|---|---|---|---|---|---|---|
|
GIC Housing Fin
| -15.5 | -7.8 | 0.9 | 41.6 | 23.2 | -22.9 | -40.2 |
|
BSE Small Cap
| -6.6 | 29.0 | 47.5 | -1.8 | 62.8 | 32.1 | -6.8 |
|
BSE Finance
| 15.7 | 8.7 | 17.1 | 11.1 | 14.1 | 0.8 | 18.0 |
Financials
View DetailsKey Ratios
View Details
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Peers
View DetailsCompany |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
GIC Housing Fin
|
149.0 | 802.9 | 1,082.2 | 154.8 | 78.1 | 7.5 | 5.2 | 0.4 |
| 477.2 | 20,811.6 | 3,672.6 | 1,095.9 | 75.5 | 15.4 | 19 | 2.8 | |
| 1,343.1 | 10,699.5 | 2,683.5 | 654.9 | 72.1 | 13.5 | 16.3 | 2.1 | |
| 260.3 | 12,999.3 | 2,192.2 | 942.9 | 82.4 | 19.4 | 13.8 | 2.6 | |
| 829.7 | 11,077.8 | 4,216.3 | 1,085.8 | 91.7 | 19 | 10.2 | 1.9 | |
| 1,065.2 | 11,100.8 | 1,914.6 | 540.4 | 77.9 | 12.9 | 20.5 | 2.5 | |
| 763.9 | 8,263.9 | 1,528.4 | 503.2 | 71.8 | 16.5 | 16.4 | 2.6 | |
| 533.2 | 29,356.9 | 28,850.3 | 5,600.9 | 93.1 | 14 | 5.2 | 0.7 | |
| 1,030.5 | 26,900.7 | 8,504.5 | 2,291.2 | 93.7 | 12.3 | 11.7 | 1.4 | |
| 177.0 | 20,576.7 | 8,166.1 | -7,144.6 | 40.5 | -9.3 | -- | 1.1 |
Shareholding Pattern
View DetailsNews & Analysis
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About GIC Housing Fin
GIC Housing Finance Limited provides housing finance services in India. The company grants housing loans to individuals, cooperative societies, association of persons, companies, and corporations for purchase of plots, houses, flats, apartments and... construction, repair, renovation, upgradation of houses, and flats or apartments for residential purpose. It also provides home loans comprising individual housing, composite, repair and renovation, and home extension loans, as well as balance transfer services; and non-housing loans, such as loan against housing property and commercial loans. The company was formerly known as GIC Grih Vitta Limited and changed its name to GIC Housing Finance Limited in November 1993. GIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India. Read more
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Incorporated
1989
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Chairman
--
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Managing Director
Sachindra Salvi
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Group
PSU
-
Headquarters
Mumbai, Maharashtra
-
Website
Value Research Ratings
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Quarterly Updates
Annual Reports
Announcements
View AnnouncementsCorporate Action - Board Approved Final Dividend
15-May-2026No News & Announcements are available.
FAQs for GIC Housing Fin
What is the current share price of GIC Housing Finance Ltd Today?
The share price of GIC Housing Finance Ltd is ₹149.01 (NSE) and ₹149.10 (BSE) as of 29-May-2026 IST. GIC Housing Finance Ltd has given a return of -3.8% in the last 3 years.
What is the current PB & PE ratio of GIC Housing Finance Ltd?
The P/E ratio of GIC Housing Finance Ltd is 5.19 times as on 29-May-2026, a 62 discount to its peers’ median range of 13.79 times.
The P/B ratio of GIC Housing Finance Ltd is 0.38 times as on 29-May-2026, a 81 discount to its peers’ median range of 1.98 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2025
|
5.63
|
0.46
|
|
2024
|
7.17
|
0.59
|
|
2023
|
3.91
|
0.49
|
|
2022
|
4.07
|
0.47
|
|
2021
|
5.94
|
0.46
|
What is the 52 Week High and Low of GIC Housing Finance Ltd?
The 52-week high and low of GIC Housing Finance Ltd are Rs 206.00 and Rs 130.05 as of 31-May-2026.
What is the market cap of GIC Housing Finance Ltd?
GIC Housing Finance Ltd has a market capitalisation of ₹ 803 Cr as on 29-May-2026. As per SEBI classification, it is a Small Cap company.
Should I invest in GIC Housing Finance Ltd?
Before investing in GIC Housing Finance Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.
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