Recently Viewed
Clear AllValue Research Rating
Quality Score 
0/0
Growth Score
0/0
Valuation Score
0/0
Momentum Score
0/0
Today’s Range
52 Week Range
Liquidity
Market cap
₹776 Cr
Revenue (TTM)
₹1,081 Cr
Net Profit (TTM)
₹136 Cr
ROE
8.5 %
ROCE
8.6 %
P/E Ratio
5.7
P/B Ratio
0.4
Industry P/E
12.34
EV/EBITDA
9.1
Div. Yield
3.1 %
Debt to Equity
4.4
Book Value
₹379.2
EPS
₹26.9
Face value
10
Shares outstanding
53,851,066
CFO
₹-2,308.05 Cr
EBITDA
₹9,414.05 Cr
Net Profit
₹1,499.39 Cr
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
GIC Housing Fin
| -16.4 | -9.6 | -15.5 | -11.3 | -3.1 | 3.9 | -3.7 |
|
BSE Finance
| -9.8 | -11.7 | -9.1 | 6.6 | 12.6 | 9.7 | 13.0 |
|
Company
|
2025
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
|---|---|---|---|---|---|---|---|
|
GIC Housing Fin
| -15.5 | -7.8 | 0.9 | 41.6 | 23.2 | -22.9 | -40.2 |
|
BSE Small Cap
| -6.6 | 29.0 | 47.5 | -1.8 | 62.8 | 32.1 | -6.8 |
|
BSE Finance
| 15.7 | 8.7 | 17.1 | 11.1 | 14.1 | 0.8 | 18.0 |
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Company |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
GIC Housing Fin
|
144.6 | 776.0 | 1,081.2 | 136.3 | 78.8 | 7.3 | 5.7 | 0.4 |
| 454.5 | 20,217.7 | 3,520.6 | 1,029.8 | 75.8 | 15.7 | 19.6 | 2.8 | |
| 1,105.5 | 8,617.7 | 2,605.0 | 626.9 | 72.4 | 13.9 | 13.7 | 1.8 | |
| 210.5 | 10,675.8 | 2,101.9 | 889.0 | 82.9 | 19.8 | 12 | 2.2 | |
| 837.9 | 11,121.0 | 4,141.2 | 974.0 | 91.6 | 18.5 | 11.4 | 1.9 | |
| 966.0 | 10,258.6 | 1,827.8 | 495.6 | 78.3 | 15.2 | 20.7 | 2.5 | |
| 719.7 | 7,885.0 | 1,447.5 | 473.7 | 72.1 | 16.8 | 16.6 | 2.6 | |
| 489.0 | 27,090.6 | 28,943.9 | 5,485.3 | 92.9 | 14.7 | 4.9 | 0.7 | |
| 785.7 | 20,418.7 | 8,344.8 | 2,185.8 | 92.7 | 12.6 | 9.3 | 1.1 | |
| 138.9 | 11,602.0 | 8,915.9 | 1,280.9 | 75.3 | 5.8 | 9.1 | 0.5 |
Top contrary bets by FIIs and DIIs - part II
3 min read•By Danish Khanna
2 min read•By Jugal Harpalani
Change in shareholding of LIC Nomura Mutual Fund
1 min read•By News Desk
Reasons behind Gruh Finance's High Valuation
1 min read•By Vikas Vardhan
GIC Housing Finance Limited provides housing finance services in India. The company grants housing loans to individuals, cooperative societies, association of persons, companies, and corporations for purchase of plots, houses, flats, apartments and... construction, repair, renovation, upgradation of houses, and flats or apartments for residential purpose. It also provides home loans comprising individual housing, composite, repair and renovation, and home extension loans, as well as balance transfer services; and non-housing loans, such as loan against housing property and commercial loans. The company was formerly known as GIC Grih Vitta Limited and changed its name to GIC Housing Finance Limited in November 1993. GIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India. Read more
Incorporated
1989
Chairman
--
Managing Director
Sachindra Salvi
Group
PSU
Headquarters
Mumbai, Maharashtra
Website
Our rating system has guided millions of investors in the past 20 years.
The share price of GIC Housing Finance Ltd is ₹144.60 (NSE) and ₹144.05 (BSE) as of 19-Mar-2026 13:44 IST. GIC Housing Finance Ltd has given a return of -3.06% in the last 3 years.
The P/E ratio of GIC Housing Finance Ltd is 5.69 times as on 19-Mar-2026, a 54 discount to its peers’ median range of 12.34 times.
The P/B ratio of GIC Housing Finance Ltd is 0.38 times as on 19-Mar-2026, a 80 discount to its peers’ median range of 1.91 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2025
|
5.63
|
0.46
|
|
2024
|
7.17
|
0.59
|
|
2023
|
3.91
|
0.49
|
|
2022
|
4.07
|
0.47
|
|
2021
|
5.94
|
0.46
|
The 52-week high and low of GIC Housing Finance Ltd are Rs 206.00 and Rs 137.30 as of 19-Mar-2026.
GIC Housing Finance Ltd has a market capitalisation of ₹ 776 Cr as on 19-Mar-2026. As per SEBI classification, it is a Small Cap company.
Before investing in GIC Housing Finance Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.
₹-3.55
(
New Process Alert 
Seems like you've uploaded a wrong QR code. Please upload the QR code downloaded from MF Central platform.