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Clear AllValue Research Rating
Quality Score 
0/0
Growth Score
0/0
Valuation Score
0/0
Momentum Score
0/0
Today’s Range
52 Week Range
Liquidity
Market cap
₹1,007 Cr
Revenue (TTM)
₹1,079 Cr
Net Profit (TTM)
₹160 Cr
ROE
8.6 %
ROCE
8.6 %
P/E Ratio
6.3
P/B Ratio
0.5
Industry P/E
16.81
EV/EBITDA
8.9
Div. Yield
2.4 %
Debt to Equity
0
Book Value
₹364.9
EPS
₹31.3
Face value
10
Shares outstanding
53,851,066
CFO
₹-3,393.14 Cr
EBITDA
₹9,150.35 Cr
Net Profit
₹1,441.93 Cr
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
GIC Housing Fin
| -8.5 | 2.2 | 7.5 | -16.2 | 10.6 | 24.0 | -1.7 |
|
BSE Finance
| 8.8 | 0.4 | 14.1 | 17.8 | 19.0 | 25.4 | -- |
|
BSE Small Cap
| -6.0 | 4.8 | 12.4 | 7.4 | 25.0 | 37.4 | 16.5 |
|
Company
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
2018
|
|---|---|---|---|---|---|---|---|
|
GIC Housing Fin
| -7.8 | 0.9 | 41.6 | 23.2 | -22.9 | -40.2 | -43.0 |
|
BSE Small Cap
| 29.0 | 47.5 | -1.8 | 62.8 | 32.1 | -6.8 | -23.4 |
|
BSE Finance
| 8.7 | 17.1 | 11.1 | 14.1 | 0.8 | 18.0 | 2.0 |
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Company |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
GIC Housing Fin
|
187.0 | 1,006.8 | 1,078.9 | 160.4 | 84.6 | 8.8 | 6.3 | 0.5 |
| 738.7 | 9,838.1 | 3,878.3 | 857.2 | 91.9 | 17.5 | 11.5 | 1.9 | |
| 317.8 | 724.7 | 215.1 | 72.1 | 74.8 | 13.8 | 10.1 | 1.4 | |
| 1,153.9 | 11,905.7 | 1,530.0 | 382.1 | 78.9 | 15.9 | 31.2 | 3.2 | |
| 877.3 | 9,470.7 | 1,165.6 | 377.9 | 71.5 | 14.5 | 25.1 | 3.5 | |
| 1.8 | 176.0 | 3.7 | 1.2 | 55.4 | 4.2 | 142.8 | 5.9 | |
| 402.7 | 2,522.8 | 1,685.2 | 435.7 | 89.8 | 13.9 | 5.5 | 0.7 | |
| 127.0 | 10,566.9 | 8,753.1 | -1,807.5 | 26.9 | -8.6 | -- | 0.5 | |
| 314.1 | 492.1 | 151.5 | 24.4 | 58.8 | 10.5 | 20.2 | 1.9 | |
| 40.6 | 320.7 | 92.6 | 11.1 | 63.0 | 7.8 | 28.9 | 2.2 |
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GIC Housing Finance Limited provides housing finance services in India. The company grants housing loans to individuals and to persons/entities engaged in construction of houses/flats for residential purposes. It also provides home loans comprising... individual housing, composite, repair and renovation, and home extension loans, as well as balance transfer services; and non housing loans, such as loan against housing property and commercial loans. The company was formerly known as GIC Grih Vitta Limited and changed its name to GIC Housing Finance Limited in November 1993. GIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India. Read more
Incorporated
1989
Chairman
Ramaswamy Narayanan
Managing Director
Sachindra Salvi
Group
PSU
Headquarters
Mumbai, Maharashtra
Website
Our rating system has guided millions of investors in the past 20 years.
Annual Reports
The total asset value of GIC Housing Finance Ltd stood at ₹ 10,775 Cr as on 31-Mar-25
The share price of GIC Housing Finance Ltd is ₹186.98 (NSE) and ₹186.95 (BSE) as of 23-May-2025 IST. GIC Housing Finance Ltd has given a return of 10.56% in the last 3 years.
GIC Housing Finance Ltd has a market capitalisation of ₹ 1,007 Cr as on 23-May-2025. As per Value Research classification, it is a Small Cap company.
The P/B ratio of GIC Housing Finance Ltd is 0.51 times as on 23-May-2025, a 74% discount to its peers’ median range of 1.96 times.
The P/E ratio of GIC Housing Finance Ltd is 6.28 times as on 23-May-2025, a 63% discount to its peers’ median range of 16.81 times.
Step 1. Open a demat account through a broker. You would need to provide your email, PAN, bank account details, aadhar details, etc., for KYC
Step 2. Sign in to the broker’s application through a mobile app or website. Use the Login ID and password provided by your broker.
Step 3. Transfer funds from your bank account into the wallet present in your brokerage account.
Step 4. Search for the GIC Housing Finance Ltd and enter the required number of quantities and click on buy to purchase the shares of GIC Housing Finance Ltd.
GIC Housing Finance Limited provides housing finance services in India. The company grants housing loans to individuals and to persons/entities engaged in construction of houses/flats for residential purposes. It also provides home loans comprising individual housing, composite, repair and renovation, and home extension loans, as well as balance transfer services; and non housing loans, such as loan against housing property and commercial loans. The company was formerly known as GIC Grih Vitta Limited and changed its name to GIC Housing Finance Limited in November 1993. GIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.
The prominent promoters of GIC Housing Finance Ltd. are
| Name of promoters | Holding percentage |
|---|---|
|
GENERAL INSURANCE CORPORATION OF INDIA |
15.26%
|
|
THE NEW INDIA ASSURANCE COMPANY LIMITED |
8.65%
|
|
UNITED INDIA INSURANCE COMPANY LIMITED |
7.35%
|
|
NATIONAL INSURANCE COMPANY LTD |
5.63%
|
The chairman of the company is Ramaswamy Narayanan, and the managing director is Sachindra Salvi.
There is no promoter pledging in GIC Housing Finance Ltd.
Some of the close peers are:
| Company | Market Cap(₹ Cr) |
|---|---|
|
12,033
|
|
|
10,446
|
|
|
10,053
|
|
|
9,519
|
|
|
2,616
|
|
|
726
|
|
|
488
|
|
|
311
|
|
|
186
|
| GIC Housing Finance Ltd. | Ratios |
|---|---|
|
Return on equity(%)
|
8.77
|
|
Operating margin(%)
|
84.59
|
|
Net Margin(%)
|
14.73
|
|
Dividend yield(%)
|
2.41
|
Yes, TTM profit after tax of GIC Housing Finance Ltd was ₹160 Cr.
₹-1.05
(
