Piramal Finance Peer Comparison

NSE: PIRAMALFIN | BSE: 544597

₹1,950.30

₹-24.40 (-1.24%)

As on 16-Oct-2026IST

Market cap

₹46,135 Cr

Revenue (TTM)

₹12,582 Cr

P/E Ratio

27.3

P/B Ratio

1.5

Div. Yield

0.6 %

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	Piramal Finance	Bajaj Housing Finance	Housing & Urban Dev	PNB Housing Fin	LIC Housing Fin.
Market cap (₹ Cr)	46,135	69,475	32,241	30,472	28,658
Revenue (₹ Cr)	12,582	12,102	13,930	8,692	28,683
Net Profit (₹ Cr)	1,481.31	2,806.33	4,255.25	2,315.08	5,734.11
Net Margin (%)	11.60	23.19	30.14	26.65	19.99
RoE (%)	1.76	12.10	21.27	12.45	14.36
Price to Earnings	27.35	25.80	7.58	13.16	4.99
Price-To-Book	1.51	3.00	1.41	1.54	0.67

Income Statement (₹ Cr)

	Piramal Finance	Bajaj Housing Finance	Housing & Urban Dev	PNB Housing Fin	LIC Housing Fin.
Operating Income	12,581.51	12,102.13	13,930.26	8,691.85	28,682.68
Other Income	189.52	0.75	188.89	-3.32	8.96
Total Income	13,864.19	11,150.29	13,537.35	8,901.68	28,849.98
Interest Expense	6,620.77	7,380.61	9,515.11	5,104.50	19,667.66
PBT & Exceptional Items	3,462.69	3,676.51	3,441.99	3,069.27	7,421.85
Operating Expenses	5,178.29	1,019.48	1,162.05	514.76	1,602.13
Exceptional Income/Expenses	1,245.36	-13.14	0.00	0.00	0.00
Profit before Tax	1,315.60	3,638.89	3,430.41	3,001.13	7,294.88
Taxes	-165.71	832.56	-824.84	686.05	1,560.77
Profit after Tax	1,481.31	2,806.33	4,255.25	2,315.08	5,734.11
Minority Interest	-3.69	0.00	0.00	0.00	-0.64
Share of Associate	209.44	0.00	0.00	0.00	5.19
Consolidated Profit	1,687.06	2,806.33	4,255.25	2,315.08	5,738.66

	Piramal Finance	Bajaj Housing Finance	Housing & Urban Dev	PNB Housing Fin	LIC Housing Fin.
Shareholder's Funds	28,148.66	24,023.30	21,975.46	19,219.13	41,428.93
Minority Interest	-3.69	0.00	0.00	0.00	-0.64
Non-Current Liabilities	801.47	233.70	521.61	209.12	606.49
Current Liabilities	81,553.53	1,18,954.53	1,44,340.98	74,083.82	2,83,173.42
Total Liabilities	1,11,109.47	1,29,904.30	1,67,441.07	94,095.02	3,25,212.95

	Piramal Finance	Bajaj Housing Finance	Housing & Urban Dev	PNB Housing Fin	LIC Housing Fin.
Non-Current Assets	5,028.39	208.79	558.71	146.16	1,313.14
Current Assets	1,02,788.82	1,42,939.72	1,66,057.04	93,157.56	3,22,897.04
Total Assets	1,11,109.47	1,29,904.30	1,67,441.07	94,095.02	3,25,212.95
Contingent Liabilities	1,193.55	31.43	64.98	236.00	35.15

	Piramal Finance	Bajaj Housing Finance	Housing & Urban Dev	PNB Housing Fin	LIC Housing Fin.
Cash From Operating Activities	-15,892.30	-19,894.86	-33,912.22	-8,983.55	-8,503.83
Cash Flow from Investing Activities	2,630.90	-1,201.68	-884.31	684.33	1,752.04
Cash from Financing Activities	12,392.68	21,196.71	34,793.06	8,719.78	6,191.79
Net Cash Inflow / Outflow	-868.72	100.17	-3.47	420.56	-560.00

	Piramal Finance	Bajaj Housing Finance	Housing & Urban Dev	PNB Housing Fin	LIC Housing Fin.
ROCE (%)	7.74	8.83	8.41	9.41	8.59
ROE (%)	1.76	12.10	21.27	12.45	14.36
ROA (%)	2.68	2.17	2.88	2.63	1.79
EBIT Margin (%)	51.67	91.16	91.57	93.29	93.97
Net Margin (%)	11.60	23.19	30.14	26.65	19.99
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Piramal Finance	Bajaj Housing Finance	Housing & Urban Dev	PNB Housing Fin	LIC Housing Fin.
Revenue Growth (%)	17.78	17.34	25.95	9.77	0.65
EBIT Growth (%)	14.11	17.99	15.62	11.31	0.67
Net Profit Growth (%)	297.18	18.86	52.98	13.66	4.27
EPS Growth (%)	-40.19	19.26	52.98	13.40	4.34
Book Value Growth (%)	4.13	12.77	22.30	14.01	13.97

	Piramal Finance	Bajaj Housing Finance	Housing & Urban Dev	PNB Housing Fin	LIC Housing Fin.
Price / Earnings	126.72	24.67	7.58	13.15	4.99
Price / Book Value	1.51	3.00	1.41	1.54	0.67
Dividend Yield (%)	0.56	0.00	3.76	0.68	1.92
EV/EBITDA	16.04	15.61	13.45	12.01	11.25
Market Cap (₹ Cr)	41,409.04	60,873.74	31,910.76	19,716.88	27,239.53

	Piramal Finance	Bajaj Housing Finance	Housing & Urban Dev	PNB Housing Fin	LIC Housing Fin.
Debt to Equity	2.85	0.00	0.00	0.00	0.00
Short term debt to equity ratio	1.71	1.13	0.89	1.20	1.99
Current Ratio	1.26	1.20	1.15	1.26	1.14
Quick Ratio	1.26	1.20	1.15	1.26	1.14
Interest Coverage	1.20	1.49	1.36	1.59	1.37

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.