Central Bank Peer Comparison

NSE: CENTRALBK | BSE: 532885

₹28.91

₹-0.18 (-0.62%)

As on 27-Oct-2026IST

Market cap

₹26,195 Cr

Revenue (TTM)

₹38,888 Cr

P/E Ratio

5.4

P/B Ratio

0.7

Div. Yield

4.1 %

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	Central Bank	RBL Bank	Karur Vysya Bank	South Indian Bank	J&k Bank
Market cap (₹ Cr)	26,195	54,348	33,903	14,238	13,633
Interest Income (₹ Cr)	38,888	15,550	11,983	10,501	13,865
Net Interest Income (₹ Cr)	15,638.71	7,116.41	5,518.14	3,936.59	5,982.91
NIM (%)	--	--	4.26	--	--
RoA (%)	0.87	0.64	2.11	1.09	1.25
Price to Earnings	5.44	45.10	11.46	8.98	5.77
Price-To-Book	0.69	1.26	2.20	1.18	0.85

Income Statement (₹ Cr)

	Central Bank	RBL Bank	Karur Vysya Bank	South Indian Bank	J&k Bank
Interest Earned	38,887.57	15,549.99	11,982.65	10,500.52	13,864.54
Other Income	5,467.24	4,123.71	2,001.35	1,719.26	1,080.13
Total Income	44,354.81	19,673.70	13,984.00	12,219.78	14,944.67
Interest Expended	23,248.86	8,433.58	6,464.51	6,563.93	7,881.63
Operating Expenses	12,219.04	7,013.57	3,009.59	3,165.75	3,873.81
Operating Profit before Prov. & Cont.	8,607.03	3,365.60	4,074.98	2,373.85	2,992.18
Provisions and Contingencies	2,179.01	2,683.40	571.25	358.26	180.83
Profit Before Tax	4,483.52	1,105.99	3,320.05	1,956.52	2,963.57
Taxes	1,900.32	338.19	980.34	545.96	649.12
Profit after Tax	4,807.58	1,204.96	2,958.31	1,585.88	2,359.28
Minority Interest	-6.51	0.00	0.00	0.00	0.00
Share of Associate	18.06	0.00	0.00	0.00	2.27
Consolidated Profit	4,819.13	1,204.96	2,958.31	1,585.88	2,361.55

	Central Bank	RBL Bank	Karur Vysya Bank	South Indian Bank	J&k Bank
Shareholder's Funds	41,638.52	43,453.95	15,392.90	12,091.17	17,543.47
Minority Interest	-6.51	0.00	0.00	0.00	0.00
Deposits	5,08,862.56	1,56,103.79	1,28,123.29	1,37,274.87	1,76,775.87
Borrowings	38,908.14	13,371.78	2,320.91	3,681.20	5,381.00
Other Liabilities & Provisions	9,517.52	9,359.15	4,993.62	3,141.48	3,726.46
Total Liabilities	5,51,079.15	1,80,746.93	1,36,603.09	1,41,756.46	1,88,959.76

	Central Bank	RBL Bank	Karur Vysya Bank	South Indian Bank	J&k Bank
Cash and Balance with Reserve Bank of India	17,809.55	10,246.82	5,691.06	8,704.60	6,870.94
Balances with Banks and Money at Call	25,135.09	15,548.08	1,968.98	6,315.20	922.30
Investments	1,64,474.70	42,782.76	27,731.35	27,708.53	45,647.90
Advances	3,74,377.36	1,42,314.08	1,11,015.22	1,08,388.15	1,31,202.49
Net Block	5,201.69	601.77	454.81	1,042.84	2,444.84
Other Assets	12,052.98	10,803.77	3,911.50	4,032.10	16,266.60
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	5,51,079.15	1,80,746.93	1,36,603.09	1,41,756.46	1,88,959.76

	Central Bank	RBL Bank	Karur Vysya Bank	South Indian Bank	J&k Bank
Cash From Operating Activities	2,803.99	7,612.27	-553.95	3,906.64	-1,125.68
Cash Flow from Investing Activities	-453.87	-224.91	-1,745.12	-5,464.95	-302.29
Cash from Financing Activities	-712.82	3,159.95	-205.01	-561.04	-499.93
Net Cash Inflow / Outflow	1,637.30	10,547.31	-2,504.08	-2,119.35	-1,927.90

	Central Bank	RBL Bank	Karur Vysya Bank	South Indian Bank	J&k Bank
Yield on Advances	10.69	12.55	11.28	9.92	10.72
Yield on Investments	7.20	7.93	7.05	7.97	7.57
Interest Spread	6.31	7.43	6.09	4.88	6.42
NIM (%)	0.00	0.00	4.26	0.00	0.00
ROE (%)	11.95	4.00	20.06	13.49	13.87
ROA (%)	0.87	0.64	2.11	1.09	1.25
Cost to Income Ratio	58.33	67.91	41.98	56.41	56.21

	Central Bank	RBL Bank	Karur Vysya Bank	South Indian Bank	J&k Bank
Revenue Growth (%)	12.41	11.37	15.43	10.37	6.77
EBIT Growth (%)	5.28	-7.90	26.85	4.56	1.96
Net Profit Growth (%)	7.07	122.73	40.55	16.77	12.47
EPS Growth (%)	5.57	39.54	22.65	16.69	12.99
Book Value Growth (%)	6.62	6.77	0.26	12.91	15.49

	Central Bank	RBL Bank	Karur Vysya Bank	South Indian Bank	J&k Bank
Price / Earnings	5.44	45.10	11.46	8.98	5.77
Price / Book Value	0.69	1.26	2.20	1.18	0.85
Dividend Yield (%)	4.15	0.29	0.74	0.83	0.00
EV/EBITDA	5.91	467.51	12.45	10.41	4.37
Market Cap (₹ Cr)	28,467.59	17,916.63	27,940.59	8,952.44	12,113.13

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.