Central Bank Peer Comparison

NSE: CENTRALBK | BSE: 532885

₹31.08

₹0.31 (1.01%)

As on 04-Sep-2026 15:58IST

Market cap

₹28,123 Cr

Revenue (TTM)

₹37,270 Cr

P/E Ratio

6.2

P/B Ratio

0.8

Div. Yield

3.9 %

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	Central Bank	RBL Bank	Karur Vysya Bank	City Union Bank	J&k Bank
Market cap (₹ Cr)	28,123	64,263	33,738	23,397	16,523
Interest Income (₹ Cr)	37,270	14,736	11,555	7,249	13,429
Net Interest Income (₹ Cr)	14,771.97	6,536.59	5,281.95	3,024.68	5,914.08
NIM (%)	--	--	4.26	3.78	--
RoA (%)	0.87	0.55	2.14	1.61	1.25
Price to Earnings	6.16	71.48	12.29	16.68	7.17
Price-To-Book	0.76	1.50	2.27	2.13	1.07

Income Statement (₹ Cr)

	Central Bank	RBL Bank	Karur Vysya Bank	City Union Bank	J&k Bank
Interest Earned	37,270.22	14,735.81	11,555.22	7,249.41	13,428.76
Other Income	5,593.93	3,977.83	2,078.86	1,038.54	919.11
Total Income	42,864.15	18,713.64	13,634.08	8,287.96	14,347.87
Interest Expended	22,498.25	8,199.22	6,273.27	4,224.74	7,514.68
Operating Expenses	11,962.89	6,959.61	2,995.73	1,919.34	3,810.63
Operating Profit before Prov. & Cont.	8,607.03	3,365.60	4,074.98	2,014.23	2,992.18
Provisions and Contingencies	1,930.89	2,416.57	727.09	351.00	97.55
Profit Before Tax	4,483.52	1,105.99	3,320.05	1,671.23	2,963.57
Taxes	1,920.12	239.18	893.41	390.00	618.12
Profit after Tax	4,552.00	899.06	2,744.58	1,402.89	2,306.89
Minority Interest	-6.31	0.00	0.00	0.00	0.00
Share of Associate	19.24	0.00	0.00	0.00	-3.12
Consolidated Profit	4,564.93	899.06	2,744.58	1,402.89	2,303.77

	Central Bank	RBL Bank	Karur Vysya Bank	City Union Bank	J&k Bank
Shareholder's Funds	40,958.07	16,724.24	14,107.87	10,564.86	17,003.44
Minority Interest	-6.31	0.00	0.00	0.00	0.00
Deposits	4,79,410.49	1,38,959.35	1,15,665.74	78,307.95	1,73,404.49
Borrowings	28,818.57	16,796.44	2,622.56	5,326.80	4,381.00
Other Liabilities & Provisions	9,322.64	8,266.89	4,206.92	2,824.78	3,810.54
Total Liabilities	5,51,079.15	1,80,746.93	1,36,603.09	97,024.40	1,88,959.76

	Central Bank	RBL Bank	Karur Vysya Bank	City Union Bank	J&k Bank
Cash and Balance with Reserve Bank of India	18,080.94	14,011.59	5,154.39	6,267.33	7,077.03
Balances with Banks and Money at Call	19,024.66	9,054.26	148.25	2,659.74	1,012.37
Investments	1,54,862.65	32,058.63	29,019.89	18,986.92	42,951.83
Advances	3,48,040.83	1,14,231.94	98,190.61	65,875.17	1,28,168.19
Net Block	5,201.69	601.77	454.81	468.53	2,444.84
Other Assets	13,368.09	10,768.22	3,588.33	2,766.70	16,875.69
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	5,51,079.15	1,80,746.93	1,36,603.09	97,024.40	1,88,959.76

	Central Bank	RBL Bank	Karur Vysya Bank	City Union Bank	J&k Bank
Cash From Operating Activities	2,803.99	7,612.27	-553.95	802.47	-1,125.68
Cash Flow from Investing Activities	-453.87	-224.91	-1,745.12	-207.85	-302.29
Cash from Financing Activities	-712.82	3,159.95	-205.01	3,041.91	-499.93
Net Cash Inflow / Outflow	1,637.30	10,547.31	-2,504.08	3,636.53	-1,927.90

	Central Bank	RBL Bank	Karur Vysya Bank	City Union Bank	J&k Bank
Yield on Advances	10.69	12.55	11.28	10.43	10.72
Yield on Investments	7.20	7.93	7.05	6.72	7.57
Interest Spread	6.31	7.43	6.09	5.60	6.42
NIM (%)	0.00	0.00	4.26	3.78	0.00
ROE (%)	11.35	5.47	20.40	13.69	14.18
ROA (%)	0.87	0.55	2.14	1.61	1.25
Cost to Income Ratio	58.33	67.91	41.98	47.93	56.21

	Central Bank	RBL Bank	Karur Vysya Bank	City Union Bank	J&k Bank
Revenue Growth (%)	9.45	5.37	16.02	19.81	4.78
EBIT Growth (%)	5.28	-7.90	26.85	19.99	1.96
Net Profit Growth (%)	8.61	54.95	36.93	20.41	7.02
EPS Growth (%)	6.25	28.93	14.04	11.99	7.26
Book Value Growth (%)	6.62	6.77	-1.50	11.60	15.49

	Central Bank	RBL Bank	Karur Vysya Bank	City Union Bank	J&k Bank
Price / Earnings	6.16	71.48	12.29	16.68	7.17
Price / Book Value	0.76	1.50	2.27	2.13	1.07
Dividend Yield (%)	3.86	0.24	0.75	0.64	0.00
EV/EBITDA	7.88	-137.09	13.58	17.91	5.75
Market Cap (₹ Cr)	28,467.59	17,916.63	27,940.59	17,825.64	12,113.13

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.